Simon Saves

Simon Saves I help young adults turn small money into real wealth.

$50/month will transform your life. No fluff, just simple strategy! Follow to stop being broke.

Follow me for your daily dose of finance!Here are a few recent posts and what there is to learn here.
06/07/2026

Follow me for your daily dose of finance!

Here are a few recent posts and what there is to learn here.

You don’t need an advisor to build wealth. All you need to do is diversify and start now. Picking a total market ETF lik...
06/06/2026

You don’t need an advisor to build wealth.

All you need to do is diversify and start now. Picking a total market ETF like Vanguard’s VTI gives you exposure to the entire US stock market.

That’s several thousand stocks!

- Choose a free app (like Vanguard, Fidelity, Charles Schwab)
- Automate your contribution so it comes directly out of your paycheck.
- Go live your life.

Advisor fees and high expense ratios rob you of well over 6 figures over time. Keep that money in your back pocket by investing on your own.

With today’s technology, it couldn’t be easier.

The graphic shows actual returns.

This is not investment advice, it is for educational purposes only. Past market returns do guarantee future performance.

Follow Simon Saves if you found this helpful!

The market isn’t exciting much of the time. Some like to gamble on the next big thing.Some try to go all in on one area ...
06/06/2026

The market isn’t exciting much of the time. Some like to gamble on the next big thing.

Some try to go all in on one area and get rich quick.

Thats a good way to go broke.

You don’t need to trade constantly. You don’t need to chase certain stocks and time the market.

Buying broad market ETFs and letting time do the heavy lifting is all you need.

Some call it boring. A good investor calls it wealth building.

There is a lot less risk in long term investing than people think. This is an excellent example from Matt The Money Guy....
06/04/2026

There is a lot less risk in long term investing than people think. This is an excellent example from Matt The Money Guy.

Will AI follow suit?!Some professionals say the similarities between present day and the .com bubble are too obvious to ...
06/02/2026

Will AI follow suit?!

Some professionals say the similarities between present day and the .com bubble are too obvious to ignore.

So what happened in the past? What created the .com bubble?

Let’s dive in!

Imagine a time when a company could add “.com” to its name, have zero revenue, no path to profitability, and suddenly be worth hundreds of millions of dollars overnight.

That wasn't science fiction. That was the late 1990s. Here is how it broke down, step by step:
1. The Rise: Hype being greater than reality. 🤔
The mid 90s brought us the birth of the World Wide Web. It was a genuine technological revolution. But Wall Street and retail investors fell into a classic trap. Confusing a great technology with a great business. Investors began pouring cash into absolutely any company with a website, fearing they would miss out on the "Next Big Thing."

2. The Rule Change - No Profits? No Problem! 🫣
In a normal market, a company's value is based on its earnings and cash flow. During the .com boom, those rules were thrown out the window. Companies were valued on website clicks and hype. Startups with nonexistent business plans were commanding sky high valuations simply because they existed online.

3. The Fuel: Easy Money Everywhere 💴
A combination of low interest rates and massive inflows of money acted like rocket fuel for speculation. Capital was so cheap and abundant that startups were given millions of dollars before they even proved their concept worked.

4. The Peak: Crazy Valuations
By the year 2000, the bubble reached its absolute peak. Pets.com bought a multi-million dollar Super Bowl ad while losing money on every single shipment.

Webvan burned through $1.2 billion trying to build a grocery delivery infrastructure before the market was ready.

Companies were burning cash on massive marketing campaigns just to keep the hype alive, despite hemorrhaging money behind the scenes.

Making more money than you spend is typically a better idea. 🤷🏼‍♂️

5. The Reality Check & The Burst (2001–2002)
Eventually, the cash ran out. Investors realized that "clicks" don't pay the bills… revenue and profit do.

When these hyped-up companies couldn't deliver actual earnings to match their astronomical price tags, panic set in.

Interest rates ticked up, money dried up, and the sell-off began. Legendary startups like Kozmo, eToys, and Boo.com collapsed and disappeared almost overnight. Trillions of dollars in market wealth vanished.

The Ultimate Lesson 🤓
The internet changed the world. But true wealth building isn't about chasing the latest speculative trend, guessing the next explosive penny stock, or timing a bubble.

It's about investing in real businesses with real earnings, proven cash flow, and long term staying power. Technology changes, but the core math of investing never does.

This is what I teach here.

Check the comments for THE big question.

Find this helpful? Hit the FOLLOW button for more daily financial breakdowns!

Property taxes need to go!
06/02/2026

Property taxes need to go!

Seems these fellers are wrong far more than they’re right. That’s why you leave fear out of the equation and invest for ...
06/01/2026

Seems these fellers are wrong far more than they’re right. That’s why you leave fear out of the equation and invest for the long haul!

Who doesn’t want to retire early?! Just be careful, one wrong move and you could lose your eligibility.The rule of 55 ma...
05/29/2026

Who doesn’t want to retire early?! Just be careful, one wrong move and you could lose your eligibility.

The rule of 55 may allow you to retire before 59 1/2 without the 10% penalty. However there are a few things you need to know before you commit.

Check out the graphic for the full breakdown to see if you qualify!

It takes over 19 YEARS before you pay more principal than interest.This. Is. Insane.And it’s the exact reason why paying...
05/27/2026

It takes over 19 YEARS before you pay more principal than interest.

This. Is. Insane.

And it’s the exact reason why paying ahead EARLY in your mortgage matters. Don’t tell yourself you’ll do it later.

It doesn’t have the same effect.

Pay early as soon as possible and get rid of massive amounts of accrueing interest! Extra principal payments will change your financial future.

It’s sad what healthcare costs!
05/27/2026

It’s sad what healthcare costs!

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