CenTrust Wealth Management, Inc.

09/07/2026

Happy Labor Day! 🛠️
Today, we take a moment to recognize and appreciate the hard work of individuals across the nation.

Whether you're relaxing at home or enjoying a well-deserved day off, I hope you're able to recharge and enjoy this special day.

To the builders, creators, and doers: Happy Labor Day!

09/07/2026

Markets pushed higher in August as AI-driven optimism helped investors look past softer economic data. The S&P 500 gained 2.62% and the S&P/TSX Composite rose 2.96%, even as softening retail sales kept consumer spending in focus. Back-to-school season adds another data point to that story, with spending expected to reach \$146.8 billion in the U.S. and \$4.5 billion in Canada this year.

The Standard & Poor’s 500 Index advanced 2.62 percent, while the Nasdaq Composite rose 3.93 percent. The Dow Jones Industrial Average lagged, adding 1.34 percent. The S&P/TSX rose 2.96 percent.1,2

09/03/2026

U.S. credit card debt is approaching a record high.

Americans’ credit card balances reached $1.26 trillion in the second quarter, rising by $21 billion, according to new data from the Federal Reserve Bank of New York.

That puts credit card debt just below the all-time high of $1.28 trillion set late last year.

Strong consumer spending is one factor behind higher balances. Rising prices for essentials like groceries and gas may also be contributing.

Delinquencies remain a concern. The share of credit card balances more than 90 days delinquent rose from 7.6% to 12.8% from mid-2022 through early 2026.

Total U.S. household debt now stands at $18.8 trillion. Auto loan debt also reached a new high of $1.71 trillion.

For households, rising debt is a reminder that everyday expenses, interest rates, minimum payments, and emergency costs can all affect financial flexibility.

Are you looking for a Financial Advisor or Financial Planner to work with? Email [email protected] or call our office at 330-873-1100 to schedule your complimentary initial meeting today!


Source:

Americans' credit card debt reached $1.26 trillion, increasing by $21 billion in the second quarter of this year, according to new data.

09/02/2026

Living longer doesn’t automatically mean living better.

Healthy Aging Month is a reminder that how we age is shaped by more than just time. Staying active, mentally sharp, and socially connected all play a role—and so does the ability to support those lifestyles over time.

Small, consistent habits—both physical and financial—can influence what those years look like.



Sources
World Health Organization, Ageing and Health, October 2025
American Medical Association, What Doctors Wish Patients Knew About Healthy Aging, September 2025
Stanford Medicine, Five Healthy Habits for Successfully Aging, January 2026
EBRI/Greenwald, 2025 Retirement Confidence Survey, April 2025

08/31/2026

Retirement income may feel stable, but the cost of living isn’t. Explore how retirees can plan for rising costs without losing long-term confidence.

Looking for a Financial Advisor or Financial Planner to work with? Email [email protected] or call our office at 330-873-1100 to schedule your complementary initial meeting today!

As inflation and market volatility hit, learn how to secure your retirement to maintain your lifestyle

08/27/2026

Inflation doesn’t just raise prices - inflation challenges how your entire financial plan works.

One of the easiest ways to adapt? Shift your budget from fixed numbers to flexible ranges. It keeps you realistic without losing control.

Small structural changes like this can help you stay consistent, even when costs aren’t.

Looking for a Financial Advisor or Financial Planner to work with? Email [email protected] or call our office at 330-873-1100 to schedule your complementary initial meeting today!

08/26/2026

08/24/2026

Inflation isn’t loud. It slowly creeps in and chips away at progress.

For professionals building wealth, staying proactive matters more than ever. Flexible budgets, strong systems, and intentional planning can make a real difference.

Are you looking for a Financial Advisor or Financial Planner to work with? Email [email protected] or call our office at 330-873-1100 to schedule your complimentary initial meeting today!

Explore these strategies to help protect your purchasing power in a world of rising costs.

08/20/2026

Strong portfolios don’t fail all at once. They erode gradually.

Inflation reduces what your wealth can buy. Taxes compound in the background. Concentrated positions introduce risk that only shows up when conditions change.

Individually, these are manageable. Together, they can materially reshape long-term outcomes. Taking a step back to evaluate how these forces interact across your full balance sheet can reveal risks that performance alone will never show.

Looking for a Financial Advisor or Financial Planner to work with? Email [email protected] or call our office at 330-873-1100 to schedule your complementary initial meeting today!

08/19/2026

Retirement planning isn’t just about the number you’ve saved, but what that number can actually support over time.

Rising costs can quietly change the picture, especially over a long retirement. Taking time to review how your plan accounts for inflation and income timing can make a meaningful difference in how confident you feel moving forward.

Are you looking for a Financial Advisor or Financial Planner to work with? Email [email protected] or call our office at 330-873-1100 to schedule your complimentary initial meeting today!