Retirement

24/05/2024

Are you RetireReady? This session will unveil the most commonly asked Question. 𝙃𝙊𝙒 𝙈𝙐𝘾𝙃 𝙞𝙨 𝙚𝙣𝙤𝙪𝙜𝙝??

Most of you will already have some form of retirement planning in place like endowments, investments, bonds, CPF Life etc. However, how can you be sure what you already have is good to go? This session will address this sticky question. Of course every individuals are different. Some will require more than others.

That's why a customise report will be generated for you, to have that clarify and piece of mind, knowing that this once in a lifetime project is well prepare way in advance!!

We'd love for you to join us! Send me a DM to reserve your seat.

21/07/2020

𝐀𝐭𝐭: 𝐃𝐮𝐞 𝐭𝐨 𝐭𝐡𝐞 𝐥𝐨𝐰 𝐢𝐧𝐭𝐞𝐫𝐞𝐬𝐭 𝐞𝐧𝐯𝐢𝐫𝐨𝐧𝐦𝐞𝐧𝐭, 𝐭𝐡𝐞 𝐩𝐫𝐨𝐣𝐞𝐜𝐭𝐞𝐝 𝐫𝐚𝐭𝐞 𝐨𝐟 𝟒.𝟕𝟓% 𝐚𝐧𝐝 𝟑.𝟐𝟓% 𝐟𝐨𝐫 𝐩𝐚𝐫𝐭𝐢𝐜𝐢𝐩𝐚𝐭𝐢𝐧𝐠 𝐩𝐥𝐚𝐧𝐬 𝐰𝐢𝐥𝐥 𝐛𝐞 𝐫𝐞𝐯𝐢𝐬𝐞𝐝 𝐝𝐨𝐰𝐧𝐰𝐚𝐫𝐝 𝐢𝐧𝐝𝐮𝐬𝐭𝐫𝐲 𝐰𝐢𝐝𝐞 𝐢𝐧 𝐭𝐡𝐞 𝐜𝐨𝐦𝐢𝐧𝐠 𝐦𝐨𝐧𝐭𝐡𝐬. 𝐒𝐨𝐦𝐞 𝐢𝐧𝐬𝐮𝐫𝐞𝐫𝐬 𝐡𝐚𝐬 𝐚𝐥𝐫𝐞𝐚𝐝𝐲 𝐬𝐭𝐚𝐫𝐭𝐞𝐝 𝐭𝐨 𝐤𝐢𝐜𝐤-𝐢𝐧 𝐭𝐡𝐞 𝐧𝐞𝐰 𝐫𝐚𝐭𝐞. 𝐓𝐡𝐞 𝐧𝐞𝐰 𝐫𝐚𝐭𝐞 𝐰𝐢𝐥𝐥 𝐛𝐞 𝟒.𝟐𝟓% 𝐚𝐧𝐝 𝟐.𝟕𝟓%. 𝐓𝐡𝐢𝐬 𝐜𝐡𝐚𝐧𝐠𝐞𝐬 𝐰𝐢𝐥𝐥 𝐚𝐟𝐟𝐞𝐜𝐭 𝐚𝐥𝐥 𝐭𝐡𝐞 𝐥𝐢𝐟𝐞 𝐢𝐧𝐬𝐮𝐫𝐞𝐫𝐬 𝐢𝐧 𝐒𝐢𝐧𝐠𝐚𝐩𝐨𝐫𝐞.

History of changes:
Before 2002 : Higher return was @ 6%
Then is downgraded : Higher return was @ 5.25%
Last revision in 2013 : Higher return was @ 4.75%
Latest revision in 2020 : Higher return will be downgraded to 4.25%

If you have anything in mind, you still have time to catch hold on the current rate before the new revised rate kick-in!!

Anyone in Singapore who has bought or considered buying a Participating Endowment Plan in recent past must be familiar with seeing benefit…

12/07/2020

The changes is coming really soon. If you have yet to get any Critical illness coverage, i suggest you to get it done soon.
But again there are so many CI from different insurers, how do i know which is a more competitive?
LIME is a comprehensive analysis solution that compare products from across various insurers. This proprietary tool is able to provide down to detail comparison for all your protection/investment's need.
If you need a demonstration on how it can help you, drop me a pm!!!

Affected personal:
a) Adults that yet to have any CI coverage
b) Kids that is looking for Whole Life with CI coverage for life

Here is an extensive list of the major changes that will be happening to the Critical Illness Definition that will be implemented in August 2020.

30/05/2020

[𝓐𝓽𝓽]: 𝘼 𝙨𝙖𝙫𝙞𝙣𝙜/𝙥𝙧𝙤𝙩𝙚𝙘𝙩𝙞𝙤𝙣 𝙥𝙡𝙖𝙣 𝙩𝙝𝙖𝙩 𝙤𝙛𝙛𝙚𝙧𝙨 𝙢𝙖𝙧𝙠𝙚𝙩 𝙃𝙄𝙂𝙃𝙀𝙎𝙏 𝙄𝙉𝙏𝙀𝙍𝙀𝙎𝙏 𝙍𝘼𝙏𝙀 𝙬𝙞𝙩𝙝 𝙎𝙃𝙊𝙍𝙏𝙀𝙎𝙏 𝙇𝙤𝙘𝙠-𝙞𝙣 𝙥𝙚𝙧𝙞𝙤𝙙 𝙞𝙨 𝙛𝙞𝙣𝙖𝙡𝙡𝙮 𝙝𝙚𝙧𝙚 𝙛𝙤𝙧 𝙩𝙝𝙚 𝙧𝙞𝙨𝙠 𝙖𝙫𝙚𝙧𝙨𝙚!! 𝙏𝙝𝙞𝙨 𝙞𝙨 𝙙𝙚𝙛𝙞𝙣𝙞𝙩𝙚𝙡𝙮 𝙤𝙣𝙚 𝙤𝙛 𝙞𝙩𝙨 𝙠𝙞𝙣𝙙 𝙞𝙣 𝙩𝙝𝙚 𝙢𝙖𝙧𝙠𝙚𝙩 𝙩𝙤𝙙𝙖𝙮...

🎯 𝐂𝐮𝐫𝐫𝐞𝐧𝐭 𝐌𝐚𝐫𝐤𝐞𝐭** 𝐨𝐟𝐟𝐞𝐫𝐬 𝐕𝐬 𝐓𝐡𝐢𝐬 𝐩𝐥𝐚𝐧

📌 𝘼 𝙋𝙡𝙖𝙣 𝙤𝙛𝙛𝙚𝙧𝙞𝙣𝙜 𝙁𝙡𝙚𝙭𝙞𝙗𝙞𝙡𝙞𝙩𝙮 𝙤𝙛 𝙒𝙚𝙖𝙡𝙩𝙝 𝘼𝙘𝙘𝙪𝙢𝙪𝙡𝙖𝙩𝙞𝙤𝙣 𝙖𝙣𝙙 𝘼𝙨𝙨𝙪𝙧𝙖𝙣𝙘𝙚 𝙤𝙛 𝙇𝙞𝙛𝙚 𝙄𝙣𝙨𝙪𝙧𝙖𝙣𝙘𝙚 𝙘𝙤𝙫𝙚𝙧𝙖𝙜𝙚 𝙥𝙧𝙤𝙫𝙞𝙙𝙞𝙣𝙜 𝙙𝙚𝙖𝙩𝙝 𝙗𝙚𝙣𝙚𝙛𝙞𝙩

📌 𝙁𝙪𝙡𝙡 𝙨𝙪𝙧𝙧𝙚𝙣𝙙𝙚𝙧 𝙞𝙨 𝙖𝙡𝙡𝙤𝙬𝙚𝙙 𝙖𝙣𝙮𝙩𝙞𝙢𝙚 𝙖𝙛𝙩𝙚𝙧 𝙛𝙧𝙚𝙚 𝙡𝙤𝙤𝙠 𝙥𝙚𝙧𝙞𝙤𝙙 (14 days)

📌 𝙋𝙖𝙧𝙩𝙞𝙖𝙡 𝙬𝙞𝙩𝙝𝙙𝙧𝙖𝙬𝙖𝙡 𝙖𝙡𝙡𝙤𝙬𝙚𝙙 90 𝙘𝙖𝙡𝙚𝙣𝙙𝙖𝙧 𝙙𝙖𝙮𝙨 𝙖𝙛𝙩𝙚𝙧 𝙥𝙤𝙡𝙞𝙘𝙮 𝙞𝙨𝙨𝙪𝙚 𝙙𝙖𝙩𝙚

📌 𝙁𝙡𝙚𝙭𝙞𝙗𝙞𝙡𝙞𝙩𝙮 𝙤𝙛 𝘼𝙙-𝙝𝙤𝙘/𝙍𝙚𝙘𝙪𝙧𝙧𝙞𝙣𝙜 𝙏𝙤𝙥-𝙐𝙥

**https://blog.moneysmart.sg/fixed-deposits/best-fixed-deposit-accounts-singapore/

27/03/2020

At the current uncertainty, it maybe the only time most ppls can calm down and think what they have done right or wrong so far in their life.

Less work stress (i suppose), no vacation to plan, no traveling, as economic has slowed down to a claw..

By looking at what others has done can be a good idea to start adjusting/planning for your next milestone in life.

In life, there are a few things to take note of:

1) Health
2) Enough cash to do what you want in life (hey, that's why we work!!)

This real life example write up basically sum up all..A bit lengthy, but is definitely worth your time!!

27/03/2020

At the current uncertainty, it maybe the only time most ppls can calm down and think what they have done right or wrong so far in their life.

Less work stress (i suppose), no vacation to plan, no traveling, as economic has slowed down to a claw..

By looking at what others has done can be a good idea to start adjusting/planning for your next milestone in life.

In life, there are a few things to take note of:

1) Health
2) Enough cash to do what you want in life (hey, that's why we work!!)

This real life example write up basically sum up all..A bit lengthy, but is definitely worth your time!!

I reached my financial independence at age 35. Career? No. I didn't work hard in the office or climb the corporate ladder. Savings? No. I couldn't be bothered to scrimp and save 50% -70% of