24/03/2026
If you’re on a bank home loan (HDB bank loan or private), it helps to know what the benchmark looks like today.
As a reference (20 Mar 2026):
- 1M compounded SORA: ~0.994%
- 3M compounded SORA: ~1.077%
Most floating packages are SORA + spread, so your “all-in” rate depends on your bank’s spread and your package terms.
If you want to do a quick self-check, look at:
- Fixed or floating (SORA)
- Lock-in end month/year
- Your current all-in rate
This post is for informational purposes only. By engaging with this post or sending a direct message, you consent to being contacted by a Licensed Financial Advisor. Interest rates are subject to change. Please verify with the respective banks