Xin Hui - Financial Advisor

28/01/2025

在这辞旧迎新的美好时刻，祝大家蛇年大吉，万事如意！ 🧧🧧

20/03/2023

Having trouble understanding what’s happening recently in the banking sector? This handy guide will clue you in on commonly used financial terms, which go a long way in helping you figure out what’s happening.

If you’re ready to dive deeper and find out how this impacts you and your money, let’s have a chat! ☕️

25/12/2022

Happy holidays and a fabulous new year ahead! Wishing everyone lots of love, happiness and peace this festive season 💚

08/09/2022

Blessed to be able to receive the Top Rookie award at the recent Infinity Group Awards 2022. 🎗️

A big thank you to all my valued clients who have allowed me to partner you on your financial planning journey! Rather than being a recognition of my work, it's a reflection of all your trust and support.

As a new financial advisor, it's especially important to establish credibility - by being familiar with what's happening in the financial markets, understanding how they impact clients, and knowing the available solutions to address this.

I'm thankful that my clients have found my advice to be valuable, and I look forward to partnering more people to reach their desired financial milestones.

If you need a review on your financial planning or know someone who would like to get started, feel free to reach out to schedule an appointment.

26/08/2022

Extremely honoured and grateful to be celebrating this small achievement in my first year as an advisor. 💫

Thankful to all my clients who have given me their trust and support, and allowed me to be a partner in their financial planning journey.

This award also wouldn’t have been possible without my manager ’s continual guidance and encouragement as well as Infinity’s strong support system that helps equip advisors with the right tools to excel.

I will continue striving and doing my best in the years to come! 💪🏻

11/08/2022

Most people tend to DIY their financial planning to some extent these days, whether it’s investing through robo advisors or picking up tips from useful online articles. As advisors, it’s important for us to see our clients’ portfolio in totality, and give good advice based on their needs and goals.

Grateful to have been able to make that difference for Jingru, who has always taken a very open-minded approach to bringing her financial planning to the next level ☺️

28/07/2022

Someone once said that investing is binary – you either make money, or you lose money. With financial literacy on the rise and more people beginning to invest their hard-earned money in the stock market, it’s important to invest smart. In this week’s , here are 3 common investing mistakes that people always make!

To learn more about investing and how to do due diligence, feel free to reach out.

Infinity Prestige Wealth Management is an authorised group of Financial Adviser representatives from Professional Investment Advisory Services Pte Ltd.

22/07/2022

As a wealth management consultant, I think one of the best values you can bring to a client is helping them manage their financial goals so they have more time for other important things in their lives. In this instance, I’m happy to have been able to ease some of Drea’s load so her time is freed up for her family. Thank you for putting your trust in me! 😊

20/07/2022

As parents, we all strive to give our children the best, possibly better than what we had received ourselves as kids. If we'd ever struggled for money, or know of someone who did, we wouldn't want our next generation to go through the same - not if we can help it.

Of course, there’s always a worry that our kids will become unmotivated when they know that there is a fallback plan for them. But if we instill the right values in them so that when the time comes for them to inherit the money and assets that we left behind, they will be able to manage this inheritance properly.

Leaving a legacy, no matter how much money you have, is a way to let our family appreciate the love and consideration we have for them because we took the time to plan ahead for the impact our absence would eventually have on their lives. Ultimately, it is about planning for the future and also ensuring there is some form of "handover" (or 交代) such that when we are gone, we know that what we have left behind will go to our intended beneficiaries.

Infinity Prestige Wealth Management is an authorised group of Financial Adviser representatives from Professional Investment Advisory Services Pte Ltd.

03/06/2022

We all know about education loans, but has anyone ever heard of a retirement loan?

As parents, we all love our children.

And sometimes, in the name of giving them the best, we end up over-stretching ourselves, which can come at the expense of planning for our golden years.

When I speak to clients with young children, most of them admit they have not given much thought to how they would get by in old age.

They tell me there are many other things that urgently demand their attention financially (understandably so).

But the tricky thing is, if we do not start prioritising our future selves now, there’s a chance that we will need to significantly reduce our standard of living in old age.

Or worse, rely on our kids as the only retirement plan.

After all, there isn’t a loan we can take out to finance our golden years.

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So what can you do about it?

For a start, take a pause to review if any non-essential expenses can be trimmed down so you have some surplus to put towards your retirement pot, such as:

#1: Toys & clothes
#2: Birthday celebrations
#3: Enrichment classes
#4: Family outings (eg. it doesn't always have to be a paid experience like a museum visit or staycation)

Next, you need to be open to exploring various options for growing your nest egg and developing passive income. These could be in the form of interest (eg. fixed deposits and savings accounts); endowment plans; dividend-yielding funds/ETFs; or rental.

At the end of the day, what you’re doing will benefit your children. By choosing to spend slightly less on them now so you have more to spare for your older self, you are reducing the chances of becoming a burden to them in future.

What’s one non-essential you’ll be cutting down on first? 💵

For me, it’s buying my son the Transformer figurine he decided he so had to have (after saying the same about his Power Ranger a month ago)! 🤖

17/05/2022

Couldn’t have made the transition so smoothly and successfully without the strong training and support system by Infinity Wealth Management Group Si Yang - Infinity Prestige Wealth Management! Looking forward to continue serving my existing and new clients on their financial planning needs ☺️

07/05/2022

There is no one-size-fits-all approach to finding your protection plan. Everyone’s circumstances is different, and even for the same person, this will change as you go through different stages in your life. If you need help deciphering what is suitable for your current situation, don’t be shy to reach out! ☺️

There are many insurance products out there, and sometimes it can get quite confusing on which ones to get!

For this week's , here are some tips we have on how to decide which products will best match your needs. Of course, if you need more help or wish to find out more, please feel free to drop us a message or approach our team of financial advisors! We're always ready to assist you in charting out your insurance needs to meet your financial planning.

Infinity Prestige Wealth Management is an authorised group of Financial Adviser representatives from Professional Investment Advisory Services Pte Ltd