Compacc - complete accountant

22/04/2026

📑 WITH PIT-37, IT IS WORTH CHECKING EVERYTHING TWICE!

We know it is easy to rush during this period, especially if you ignored our earlier warnings, but when it comes to PIT-37, it really is worth pausing for a moment and verifying everything once again, even if time is running short. It is good to make sure that nothing has slipped your attention and that you are using all the reliefs you are entitled to.

🚨 Pay special attention to the “return tax relief”.

If you came back to Poland after living abroad for at least 3 years and you meet certain conditions, you may be eligible for this relief. This means that the income you earn after returning may be exempt from tax up to the applicable limit. It is definitely worth checking whether this applies to you.

💡 What else?

If you want to learn more about the reliefs available or better understand what the “return tax relief” means, take a look at our blog. We are leaving the link in the comment, so it is easier to clear up any doubts. Everyone likes to save some money, right?

🔎 Do you need support with your tax return or do you have questions? We are here to help. With us, submitting your tax return can be much easier and less stressful and you do not have to worry whether everything has been included correctly. We can make this busy end of April much easier for you and take care of it comprehensively. Now the next move is yours.

🙏 Get in touch with us now!

📞 +48 797 196 516
📩 [email protected]

15/04/2026

⚠️ YOU NEED TO SUBMIT YOUR TAX RETURN BEFORE THE TAX OFFICE DOES IT FOR YOU!

🗓️ The deadline to submit your tax return is April 30. If you still have not done it, do not put it off any longer. There is less and less time left and being late may lead to unnecessary problems and consequences that are best avoided. It is worth closing this topic on time and keeping your peace of mind. We are bringing attention to it because you know how quickly time slips away and how fast your “tomorrow” turns into “a week later.”

🔔 As an accounting company, we would like to remind you that we can help with this. We have been doing it for years, we know these procedures well, and we understand the issues taxpayers face most often. You do not have to carry all of this on your own, but the obligation to submit still remains on your side - that is exactly why we are here to alert you.

📲 Do you feel like all these deadlines and obligations are easy to miss? Take a look at our blog post where we gathered the most important dates and deadlines worth remembering. You will find the link in the comments. It will help you get a broader overview. It is also worth following us here, because we stay active and keep reminding you!

Get in touch with us now!

📞 +48 797 196 516
📩 [email protected]

We simplify tax settlements in Poland. Check our comprehesive accounting services for Expats in Poland. Want to start a business? Contact us!

08/04/2026

💡 REAL ESTATE SALE AND PIT-39

🏠 Are you planning to sell an apartment, house, or plot of land? Before you sign that long-awaited agreement, it is worth checking one thing first... whether this sale will need to be reported in PIT-39.

If you sell real estate before 5 years have passed from the date of acquisition, you need to remember about settling the tax.

❌ If that period has already passed, as a rule, you do not submit a return and you do not pay tax on that sale.

💰 How is the tax calculated?

The tax rate is 19% and it is calculated on the income, which means the difference between the amount obtained from the sale of the property or rights and the costs you incurred for its purchase, construction, or improvement.

📌 You may deduct:

✅ costs related to the sale, such as notarial fees, listing costs, or the agent’s commission,

✅ documented costs of acquiring or building the property,

✅ documented expenses that increased the value of the property.

💍 Spouses

If the property being sold belongs to both spouses, each of you settles your own part of the income, shows your share, and submits your own PIT-39.

🏠 Housing tax relief

In many cases, the tax can be reduced or avoided entirely. This happens when the proceeds from the sale are used for your own housing purposes within 3 years.

🤔 What can be included?

• the purchase of a house, apartment, or land for construction,

• the construction, extension, reconstruction, or renovation of your own property,

• the conversion of a non-residential building into a residential one.

⏳ Expenses for housing purposes must be completed within the time limit set by the regulations.

🚨 If you declare housing tax relief and later do not spend the funds in line with the conditions, you will need to submit a correction to PIT-39 and pay the tax together with interest.

⚠️ That is why it is best to report only those expenses that you genuinely plan to carry out. It is safer than listing them only to temporarily avoid tax. That simply does not pay off.

🤯 Not sure how to settle the sale of real estate? Get in touch with us.

That is our specialty!

📞 +48 797 196 516
📩 [email protected]

02/04/2026

⏳ TIME IS RUNNING OUT FOR YOUR PIT – DON’T LEAVE IT UNTIL THE LAST MINUTE…

We’re sharing our April calendar reminder, which hits a little harder every year, because it marks the increasingly loud ticking of the clock. If you still haven’t submitted your PIT tax return, it’s really not worth postponing it any longer. The deadline is approaching fast and the closer we get to April 30, the easier it is to overlook something, fall into unnecessary stress, or worse… sudden chaos.

📢 You only have until the end of this month, April 30, to submit your annual tax return.

ℹ️ The obligation applies to the following forms:

📌 PIT-28
📌 PIT-36
📌 PIT-36L
📌 PIT-37
📌 PIT-38
📌 PIT-39

💰 So if you earned some incomes in 2025, remember to do your “financial check-up” and file your return.

🚨 It’s better to handle it on time and have peace of mind than to deal with consequences and unpleasant letters from the tax office later. The tax office will certainly not overlook it…

📌 So save this post, set yourself a reminder, and close this topic before things get stressful. We’ll be happy to help you take care of it!

🤔 Not sure which form you should submit? Want to check if everything has been calculated correctly? Or maybe you simply prefer to leave it to someone who will take care of the deadlines and formalities?

Contact us and we will help you file your PIT conveniently, correctly, and on time, just the way the Tax Office likes it.

📞 +48 797 196 516
📩 [email protected]

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25/03/2026

🪙 CRYPTOCURRENCIES – INVESTING? GREAT. BUT TAX IS WAITING FOR YOU.

Cryptocurrencies still raise mixed emotions, but one thing remains unchanged – trading crypto is subject to taxation. It’s worth repeating this, because many people tend to take it lightly. The same cannot be said about the Tax Office once it becomes aware of unreported transactions.

If you generate income = you have a tax to pay.

🏦 How does the settlement work?

Incomes from cryptocurrencies are reported in the PIT-38 tax return, just like other capital gains. The tax rate is 19%. However, the method of settlement differs from traditional stock market investments.

An important rule: the costs of acquiring cryptocurrencies are recognized on an ongoing basis – in the year they were incurred.

👉 In practice, this means that even if in a given year you only purchased cryptocurrencies and did not sell any, you are still required to submit a PIT-38 return. Any resulting loss can be carried forward and settled in subsequent years.

🧑‍💼 More and more entrepreneurs are using cryptocurrencies, but for tax purposes such operations are treated as separate purchase and sale transactions, they are not considered part of your business activity. This is crucial to remember.

❌ You cannot purchase cryptocurrencies within your business activity (PIT-36, PIT-36L, PIT-28) and settle them together with business revenues.

🚩 Not all transactions must be reported. Only those involving “real” money (FIAT), meaning the purchase or sale of cryptocurrency for traditional currency - should be disclosed.

💱 Exchanging one cryptocurrency for another does not require reporting.

🤝 If the topic of cryptocurrencies still feels unclear, or you are unsure whether your tax settlement is correct – nothing is lost. Get in touch with us.

We will guide you through the entire process without unnecessary mistakes or risk. We handle everything comprehensively on your behalf. That’s our specialty.

📞 +48 797 196 516
📩 [email protected]

We simplify tax settlements in Poland. Check our comprehesive accounting services for Expats in Poland. Want to start a business? Contact us!

18/03/2026

🏡 RENTING OUT AN APARTMENT OR A HOUSE? THE RULES ARE CLEAR.

🔔 If you earn incomes from private rental, there is only one available form of taxation – lump-sum tax on recorded revenue (ryczałt). This means you must file your annual tax return using the PIT-28 form.

Let’s break it down.

💸 How does this settlement work?

Under the lump-sum system, the tax base is the TOTAL rental revenue. With no possibility of deducting any costs, (such as renovation expenses, furnishings, or mortgage interest).

💰 Tax rates (depending on annual revenue) are as follows:

• 8.5% – up to 100 000 PLN of annual revenue,

• 12.5% – on the surplus over 100 000 PLN.

🏘 Rental is not just about signing an agreement and receiving transfers from your tenant. It also comes with tax obligations that are easy to overlook in everyday routine, especially when rental is only an additional source of income.

If you earned private rental income in 2025, you must include it in your annual tax settlement.

🤝 Need support?

We will handle your settlement comprehensively and in full compliance with the regulations. Keep in mind that an additional tax payment may arise, although we hope that won’t be the case. The only way to be sure is to verify it properly.

Get in touch with us:

📞 +48 797 196 516
📩 [email protected]

11/03/2026

💰 THE STOCK MARKET AND YOUR POTENTIAL INVESTMENT?

🤑 If you actively invested in 2025, remember that such capital income must be reported in the PIT-38 tax return.

To clarify – this form is intended for individuals who earned income from, among others:

• the sale of securities,

• the sale of borrowed securities (so-called short selling),

• disposal of derivative instruments and the exercise of rights arising from them,

• the sale of shares in companies or cooperatives,

• acquisition of shares in exchange for a non-cash contribution (other than an enterprise or its organized part).

💡 This applies to broadly understood investing (stock market activity) – including stock/shares, Forex, dividends, and similar forms of capital income.

💱 How is it taxed?

📈 Capital incomes are taxed at a flat rate of 19%. Your profit (or loss) is the difference between the sale revenue and the acquisition cost of the instrument.
Importantly, the cost is recognized only at the moment of sale, not at the time of purchase.

🔔 If during the year you only purchased stock/shares and did not sell them, you are not required to file PIT-38 for that period. The obligation arises only upon sale.

🚨 Dividends are treated differently, they are settled in the year in which they were paid.

🫂 PIT-38 and PIT-8C – a “package”

If you use a Polish brokerage house, you will receive a PIT-8C form containing the data necessary to complete PIT-38. This is a major convenience, as the broker prepares the document and provides it to you.

🔔 When investing through foreign platforms, the situation is different – you must calculate everything yourself and complete the tax return based on your own records. In practice, this can be more complex, especially with numerous transactions and currency conversions. For many investors, this is where the real challenges begin.

If you want to be sure that you do not have to face those “challenges” alone and that your tax return is prepared correctly – contact us. We will be happy to assist you. For us, it’s simply part of what we do.

Get in touch with us:

📞 +48 797 196 516
📩 [email protected]

We simplify tax settlements in Poland. Check our comprehesive accounting services for Expats in Poland. Want to start a business? Contact us!

06/03/2026

⚠️ WORKED ABROAD? IN POLAND THERE IS NO “FORGIVENESS” – YOU MUST FILE YOUR TAX RETURN.

💼 If you are a Polish tax resident and worked abroad in 2025, you are still required to report that foreign income in your Polish tax return.

It does not matter whether you worked in the Czech Republic, the United Kingdom, Norway, or any other country. Polish tax residency means you are obliged to declare your worldwide income in Poland. No exceptions.

📜 The method of settlement depends on the double taxation treaty concluded between Poland and the given country. You cannot choose the method yourself, the applicable rules result directly from the relevant international agreement. There is no “more favorable loophole” to apply.

📍 In practice, one of the following methods is used:

✅ the exemption with progression method,

✅ the proportional tax credit method.

🧮 To calculate your tax correctly, you will need:

– the total amount of income earned abroad,

– the amount of tax paid or withheld in the other country.

This is crucial to avoid double taxation of the same income and to prevent mistakes that could result in a correction of your tax return – and consequently, additional formalities and a loss of your time.

📑 Although the general principle seems straightforward, the most common issues with foreign income arise from applying the wrong method or incorrectly converting foreign currency amounts. Unfortunately, these errors can have real financial consequences.

💎 We have been settling foreign income from various countries for years – both from popular migration destinations and less obvious ones. We know how to guide you safely through the entire process, fully compliant with applicable regulations.

🫂 If you worked abroad and are unsure how your tax return should be prepared – contact us. We will take care of what doesn’t need to be on your shoulders.

📞 +48 797 196 516
📩 [email protected]

We simplify tax settlements in Poland. Check our comprehesive accounting services for Expats in Poland. Want to start a business? Contact us!

03/03/2026

🌷 SPRING IS JUST AROUND THE CORNER, BUT IN BUSINESS… FIRST RESPONSIBILITIES, THEN SOME PLEASURE

⌛ Time moves faster than you think, and before we fully welcome spring, there’s one important date to keep in mind – March 31. It’s one of the key deadlines of the year for many companies, so it’s definitely not something to overlook.

What needs to be taken care of? Here’s a quick overview:

📌 Financial Statements

If you keep full accounting books, you must prepare and sign your annual financial statements by March 31. This obligation applies, among others, to limited liability companies (sp. z o.o.), joint-stock companies (S.A.), simple joint-stock companies (P.S.A.), as well as sole proprietorships that exceeded the revenue threshold of 2,5 million EUR.

📌 CIT-8 – Annual Tax Return

This is also the deadline for submitting the CIT-8 tax return. A small reminder, this obligation does not apply only to “traditional” legal entities. Limited partnerships and limited joint-stock partnerships are also required to file CIT-8, even though formally they are not legal persons.

📌 IFT-2R

By the end of March, you must also submit the IFT-2R form if in 2025 you purchased certain services (e.g., advisory, accounting, advertising) from companies without a registered office or management board in Poland. In practice, many businesses forget about this requirement, yet failing to file it can lead to unnecessary complications later on.

🚨 March is usually an intense month, we understand that. And if tax deadlines are not exactly your strong suit - make sure to save this post and follow our profile. Throughout the year, we remind you of what matters and keep track of deadlines on your behalf. Simple, right?

And if accounting matters feel overwhelming… just reach out to us. That’s exactly why we’re here – for you and for the questions we’re always happy to answer thoroughly. We’ll gladly support you with financial statements, CIT-8, IFT-2R, and all other annual or ongoing accounting matters.

Get in touch with us:

📞 +48 797 196 516
📩 [email protected]

25/02/2026

⬜️ 🟥 THE RETURN TAX RELIEF – MOVE TO POLAND AND BENEFIT!

This is one of those tax reliefs that still doesn’t get enough attention. It allows you to exempt income of up to 85 528 PLN from personal income tax after relocating to Poland. And importantly - you don’t need to be returning after a very long break. It’s enough that you moved your place of residence to Poland from another country.

🚨 What’s interesting is that even if you DID NOT live in Poland before, you may still be eligible for this relief.

💰 The relief covers income from:

☑️ employment contracts and other forms of employment,

☑️ business activity (sole proprietorships and partnerships),

☑️ maternity benefits.

🍀 When can you use it?

If you meet the following conditions:

☑️ you moved to Poland after 31 December 2021,

☑️ you did not live in Poland for the 3 years preceding your move,

☑️ you are a citizen of Poland, an EU country, the EEA, or Switzerland, or

☑️ you lived for at least 3 years in one of the following countries: EU, EEA, Switzerland, Australia, Chile, Israel, Japan, Canada, Mexico, New Zealand, South Korea, the United Kingdom, or the USA,

☑️ and you previously lived in Poland for at least 5 years before the above-mentioned 3-year period abroad.

📢 How long does the relief apply?

You can benefit from it for 4 consecutive years:

☑️ starting from the year you moved to Poland, or

☑️ from the following year - you get to choose.

🚩 Not sure if you meet the conditions?

Not certain whether you’re entitled to this relief? Reach out to us and we’ll verify it together. That’s completely normal - the regulations are detailed. If you have doubts, we’ll check everything with you and help you correctly apply the return tax relief (and others, if applicable).

📞 +48 797 196 516
📩 [email protected]

We simplify tax settlements in Poland. Check our comprehesive accounting services for Expats in Poland. Want to start a business? Contact us!

18/02/2026

📢 TAX SEASON IS IN FULL SWING BUT ARE YOU UP TO DATE WITH TAX RELIEFS? KEEP MORE 💸 IN YOUR POCKET.

In PIT tax returns, tax reliefs fall into two main categories:

☝️ those that reduce your tax base,

✌️ and those that reduce the amount of tax payable.

Below is a reminder of the most important reliefs you can take advantage of in the current tax season.

📍 Reliefs that reduce the amount of tax due:

👶 Child tax relief

If you meet the relevant income thresholds, you are entitled to:

– 1 112,04 PLN per year for the first and second child,

– 2 000,04 PLN for the third child,

– 2 700 PLN for the fourth and each subsequent child.

💰 Abolition relief

Do you earn income abroad? You may deduct up to 1 360 PLN.

📍 Reliefs deducted from incomes (reducing the tax base):

🏠 Thermal modernization relief

If you invest in energy-efficiency improvements, you may deduct up to 53 000 PLN.

📶 Internet relief

You may deduct up to 760 PLN per year - remember, this relief is available for two consecutive years only.

🦳 IKZE relief

Contributions to an Individual Retirement Security Account (IKZE) are deductible.

Contribution limits for the current tax year are:

– 11 304 PLN for individuals,

– 16 956 PLN for entrepreneurs.

👩‍🎓 Relief for young people

Individuals under the age of 26 may benefit from a tax exemption on income up to 85 528 PLN per year.

🌍 The return tax relief (to Poland)

If you have relocated to Poland, you may use this relief under the same rules - up to 85 528 PLN per year.

👨‍👩‍👧‍👦 Relief for families with 4+ children

Families raising at least four children are also entitled to a preference of up to 85 528 PLN per year.

🎁 Donations

Donations for public benefit purposes (and other eligible causes) can be deducted:

– up to 6% of income (PIT),

– up to 10% of income for companies taxed under CIT.

🤝 Now you know what to look out for but do you know how this applies to your specific situation? Check which reliefs you can use in your tax (PIT) return. And if you have doubts or want to be sure everything has been settled correctly - we’ll be happy to help!

Get in touch with us!

📞 +48 797 196 516
📩 [email protected]

We simplify tax settlements in Poland. Check our comprehesive accounting services for Expats in Poland. Want to start a business? Contact us!

16/02/2026

🌹 VALENTINE’S DAY IS OVER AND THAT MEANS ONE THING… TAX RETURNS (PITs)!

📅 It’s official! Tax season has started. If you’ve been following our earlier reminders, you know that now is the time (and obligation) to check your tax return in the “Twoj e-PIT” system.

📝 The tax office has prepared your PIT-37, but that doesn’t mean the job is done.

Your task is to make sure that:

• all personal data is correct,

• all tax reliefs you’re entitled to have been included,

• nothing important has been left out.

⚠️ From 15 February to 30 April 2026, you have time to review, make any necessary changes, and approve it.

🤔 It’s also important to remember that not all incomes are included automatically. The tax office doesn’t know about every source of your income - and it won’t settle missing ones for you. In such cases, you must file the tax return yourself.

❓ What requires separate settlement?

✅ foreign incomes,

✅ private rental incomes,

✅ incomes from the sale of real estate,

✅ incomes from selling financial instruments (e.g. shares, equity),

✅ incomes from cryptocurrency trading.

📞 Still unsure?

If you’re not certain whether everything has been settled correctly or you don’t know where to start - get in touch with us. We’ll help you sort everything out calmly and on time. It’s worth reaching out early, as this is the busiest period of the year for accounting companies.

Let us know!

📞 +48 797 196 516
📩 [email protected]

We simplify tax settlements in Poland. Check our comprehesive accounting services for Expats in Poland. Want to start a business? Contact us!