Karen Goloyugo - Sun Life Licensed Financial Advisor

Karen Goloyugo - Sun Life Licensed Financial Advisor Let’s pursue your short-term and long-term goals and worry less about your finances!

FROM 6K to 1 MILLION“The insured was the wife of my close friend who got her first Life Insurance policy on March 2020 w...
09/08/2022

FROM 6K to 1 MILLION

“The insured was the wife of my close friend who got her first Life Insurance policy on March 2020 when she was 7 MONTHS PREGNANT, their firstborn. For the past 4 years, we have always talked about the importance of preparing for the future but somehow it was pushed back to prioritize bills such as mortgage payments, and other expenses.

Finally, last year, they decided to secure the future of their upcoming child since they will be starting a family. She was so happy that she got approved for her first life insurance policy.

TWO MONTHS INTO THE POLICY, after giving birth to a healthy baby girl, the insured died of unexpected complications. As the husband tries to recover from the loss of her beloved wife, her legacy lives on with their daughter and the fund to help secure her future. The husband, as her beneficiary, received a Php 1 Million death claim benefit from her policy.

𝗠𝘆 𝗰𝗹𝗶𝗲𝗻𝘁'𝘀 𝗵𝗲𝗮𝗿𝘁𝗯𝗿𝗲𝗮𝗸𝗶𝗻𝗴 𝘀𝘁𝗼𝗿𝘆 𝗶𝘀 𝗮 𝘁𝗿𝘂𝗲 𝘁𝗲𝘀𝘁𝗮𝗺𝗲𝗻𝘁 𝘁𝗵𝗮𝘁 𝘄𝗵𝗶𝗹𝗲 𝘁𝗵𝗲 𝗹𝗼𝘀𝘀 𝗼𝗳 𝗼𝘂𝗿 𝗹𝗼𝘃𝗲𝗱 𝗼𝗻𝗲𝘀 𝗺𝗮𝘆 𝗰𝗼𝗺𝗲 𝗮𝘁 𝗮𝗻 𝘂𝗻𝗲𝘅𝗽𝗲𝗰𝘁𝗲𝗱 𝘁𝗶𝗺𝗲, 𝘁𝗵𝗲𝗶𝗿 𝗽𝗿𝗼𝗺𝗶𝘀𝗲 𝘁𝗼 𝗽𝗿𝗼𝘁𝗲𝗰𝘁 𝗮𝗻𝗱 𝗽𝗿𝗼𝘃𝗶𝗱𝗲 𝗳𝗼𝗿 𝘁𝗵𝗲 𝗻𝗲𝗲𝗱𝘀 𝗼𝗳 𝘁𝗵𝗲 𝗽𝗲𝗼𝗽𝗹𝗲 𝘁𝗵𝗲𝘆 𝗹𝗼𝘃𝗲 𝘄𝗶𝗹𝗹 𝘀𝘂𝗿𝗲𝗹𝘆 𝗹𝗶𝘃𝗲 𝗼𝗻.”

Claim Amount: Php 1,005,015.99
Total Premium Paid: Php 6,000
Policy Issued: March 2020
Date of Death: May 2020

©️Harold Labuguen

🥰✨
22/07/2022

🥰✨

A Sun Life Promise Fulfilled.𝗠𝘆 𝘀𝗲𝗰𝗼𝗻𝗱 𝗰𝗹𝗮𝗶𝗺𝑻𝒉𝒊𝒔 𝒊𝒔 𝒂 23𝑴 (22.98𝑴) 𝒑𝒆𝒔𝒐𝒔 𝒅𝒆𝒂𝒕𝒉 𝒄𝒍𝒂𝒊𝒎 𝒐𝒇 𝒎𝒚 𝒄𝒍𝒊𝒆𝒏𝒕 𝒘𝒉𝒐 𝒑𝒂𝒔𝒔𝒆𝒅 𝒂𝒘𝒂𝒚 𝒍𝒂𝒔𝒕 𝒎...
22/07/2022

A Sun Life Promise Fulfilled.
𝗠𝘆 𝘀𝗲𝗰𝗼𝗻𝗱 𝗰𝗹𝗮𝗶𝗺

𝑻𝒉𝒊𝒔 𝒊𝒔 𝒂 23𝑴 (22.98𝑴) 𝒑𝒆𝒔𝒐𝒔 𝒅𝒆𝒂𝒕𝒉 𝒄𝒍𝒂𝒊𝒎 𝒐𝒇 𝒎𝒚 𝒄𝒍𝒊𝒆𝒏𝒕 𝒘𝒉𝒐 𝒑𝒂𝒔𝒔𝒆𝒅 𝒂𝒘𝒂𝒚 𝒍𝒂𝒔𝒕 𝒎𝒐𝒏𝒕𝒉. 𝑳𝒆𝒔𝒔 𝒕𝒉𝒂𝒏 1 𝒎𝒐𝒏𝒕𝒉 𝒚𝒖𝒏𝒈 𝒑𝒓𝒐𝒄𝒆𝒔𝒔 𝒉𝒂𝒏𝒈𝒂𝒏𝒈 𝒔𝒂 𝒎𝒂-𝒓𝒆𝒍𝒆𝒂𝒔𝒆 𝒚𝒖𝒏𝒈 𝒕𝒔𝒆𝒌𝒆 𝒏𝒂 𝒊𝒕𝒐 𝒑𝒂𝒓𝒂 𝒔𝒂 𝒌𝒂𝒏𝒚𝒂𝒏𝒈 𝒑𝒂𝒎𝒊𝒍𝒚𝒂𝒏𝒈 𝒏𝒂𝒊𝒘𝒂𝒏𝒂𝒏.

7𝒚𝒓𝒔 𝒏𝒂𝒉𝒖𝒍𝒖𝒈𝒂𝒏 𝒚𝒖𝒏𝒈 𝒑𝒍𝒂𝒏 𝒏𝒂 𝒊𝒕𝒐 (𝒂𝒕 𝒍𝒆𝒂𝒔𝒕 𝒇𝒐𝒓 10 𝒚𝒓𝒔 𝒔𝒂𝒏𝒂). 𝑻𝒉𝒆 𝒄𝒍𝒊𝒆𝒏𝒕 𝒊𝒔 𝒂 47 𝒚𝒓𝒔 𝒐𝒍𝒅 𝒃𝒖𝒔𝒊𝒏𝒆𝒔𝒔𝒎𝒂𝒏, 𝒂𝒄𝒕𝒊𝒗𝒆 𝒂𝒏𝒅 𝒉𝒆𝒂𝒍𝒕𝒉𝒚 𝒍𝒊𝒇𝒆𝒔𝒕𝒚𝒍𝒆. 𝑲𝒊𝒏𝒖𝒉𝒂 𝒏𝒚𝒂 𝒂𝒏𝒈 𝒍𝒊𝒇𝒆 𝒊𝒏𝒔𝒖𝒓𝒂𝒏𝒄𝒆 𝒑𝒍𝒂𝒏 𝒏𝒂 𝒊𝒕𝒐 𝒅𝒂𝒉𝒊𝒍 𝒑𝒂𝒓𝒂 𝒔𝒂 𝒌𝒂𝒏𝒚𝒂 𝒊𝒔𝒂 𝒅𝒊𝒏 𝒊𝒕𝒐𝒏𝒈 𝒊𝒏𝒗𝒆𝒔𝒕𝒎𝒆𝒏𝒕 𝒑𝒂𝒓𝒂 𝒑𝒓𝒐𝒕𝒆𝒄𝒕𝒊𝒐𝒏 𝒔𝒂 𝒌𝒊𝒏𝒊𝒌𝒊𝒕𝒂 𝒏𝒚𝒂.

𝗪𝗵𝘆 𝗜’𝗺 𝘀𝗵𝗮𝗿𝗶𝗻𝗴 𝘁𝗵𝗶𝘀?
✅ 𝗗𝗲𝗮𝘁𝗵 𝗶𝘀 𝗰𝗲𝗿𝘁𝗮𝗶𝗻, 𝗱𝗶 𝗹𝗮𝗻𝗴 𝗻𝗮𝘁𝗶𝗻 𝗮𝗹𝗮𝗺 𝗸𝘂𝗻𝗴 𝗸𝗮𝗶𝗹𝗮𝗻, 𝗽𝗲𝗿𝗼 𝗽𝘄𝗲𝗱𝗲 𝗻𝗮𝘁𝗶𝗻𝗴 𝗶𝗵𝗮𝗻𝗱𝗮 𝗻𝗮 𝗺𝗮𝘆 𝗺𝗮𝗶𝘄𝗮𝗻𝗮𝗻 𝘀𝗮 𝗺𝗴𝗮 𝗺𝗮𝗵𝗮𝗹 𝗻𝗮𝘁𝗶𝗻 𝘀𝗮 𝗯𝘂𝗵𝗮𝘆.
✅ 𝗜𝗳 𝘆𝗼𝘂 𝗮𝗿𝗲 𝗲𝗮𝗿𝗻𝗶𝗻𝗴 𝘄𝗲𝗹𝗹 𝗲𝗶𝘁𝗵𝗲𝗿 𝗶𝗻 𝘄𝗼𝗿𝗸 𝗼𝗿 𝗶𝗻 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀, 𝘆𝗼𝘂 𝗰𝗮𝗻 𝗱𝗼 𝘁𝗵𝗲 𝘀𝗮𝗺𝗲 𝗮𝘀 𝗺𝘆 𝗰𝗹𝗶𝗲𝗻𝘁 𝗱𝗶𝗱, 𝗶𝗻𝘃𝗲𝘀𝘁 𝗸𝗮 𝗱𝗶𝗻 𝗻𝗴 𝗽𝗮𝗿𝘁 𝗻𝗴 𝗸𝗶𝘁𝗮 𝗺𝗼 𝘀𝗮 𝗹𝗶𝗳𝗲 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲, 𝘀𝗼 𝘆𝗼𝘂𝗿 𝗹𝗼𝘃𝗲𝗼𝗻𝗲𝘀 𝘄𝗶𝗹𝗹 𝘀𝘁𝗶𝗹𝗹 𝗰𝗼𝗻𝘁𝗶𝗻𝘂𝗲 𝘁𝗵𝗲 𝗹𝗶𝗳𝗲 𝘆𝗼𝘂 𝗯𝗼𝘁𝗵 𝗲𝗻𝘃𝗶𝘀𝗶𝗼𝗻𝗲𝗱 𝗲𝘃𝗲𝗻 𝗮𝘁 𝘁𝗵𝗲 𝘁𝗶𝗺𝗲 𝗼𝗳 𝘆𝗼𝘂𝗿 𝗱𝗲𝗺𝗶𝘀𝗲.
✅ 𝗙𝗼𝗿 𝗿𝗲𝗳𝗲𝗿𝗲𝗻𝗰𝗲 𝗻𝗮 𝘀𝗺𝗼𝗼𝘁𝗵 𝗮𝗻𝗴 𝗽𝗿𝗼𝗰𝗲𝘀𝘀 𝗻𝗴 𝗰𝗹𝗮𝗶𝗺𝘀, 𝗯𝗮𝘀𝘁𝗮𝘁 𝗸𝘂𝗺𝗽𝗹𝗲𝘁𝗼 𝗮𝗻𝗴 𝗶𝗽𝗮𝗽𝗮𝘀𝗮𝗻𝗴 𝗿𝗲𝗾𝘂𝗶𝗿𝗲𝗺𝗲𝗻𝘁𝘀.
✅ 𝗙𝗼𝗿 𝗿𝗲𝗳𝗲𝗿𝗲𝗻𝗰𝗲 𝗻𝗴 𝗺𝗴𝗮 𝗱𝗶 𝗻𝗮𝗻𝗶𝗻𝗶𝘄𝗮𝗹𝗮 𝘀𝗮 𝗹𝗶𝗳𝗲 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗳𝗼𝗿 𝘀𝗼𝗺𝗲 𝗼𝗳 𝘁𝗵𝗲𝗶𝗿 𝗼𝘄𝗻 𝗿𝗲𝗮𝘀𝗼𝗻𝘀.

𝑲𝒖𝒏𝒈 𝒎𝒂𝒃𝒂𝒔𝒂 𝒎𝒐 𝒊𝒕𝒐 𝒂𝒕 𝒘𝒂𝒍𝒂 𝒌𝒂 𝒑𝒂𝒏𝒈 𝒍𝒊𝒇𝒆 𝒊𝒏𝒔𝒖𝒓𝒂𝒏𝒄𝒆, 𝒎𝒆𝒔𝒔𝒂𝒈𝒆 𝒎𝒐 𝒂𝒌𝒐 𝒐𝒓 𝒚𝒖𝒏𝒈 𝒌𝒂𝒌𝒊𝒍𝒂𝒍𝒂 𝒎𝒐𝒏𝒈 𝑭𝒊𝒏𝒂𝒏𝒄𝒊𝒂𝒍 𝑨𝒅𝒗𝒊𝒔𝒐𝒓/𝒊𝒏𝒔𝒖𝒓𝒂𝒏𝒄𝒆 𝒂𝒈𝒆𝒏𝒕 𝒂𝒕 𝒎𝒂𝒌𝒊𝒑𝒂𝒈-𝒖𝒔𝒂𝒑 𝒌𝒂 𝒌𝒖𝒏𝒈 𝒂𝒏𝒐 𝒂𝒏𝒈 𝒎𝒈𝒂 𝒂𝒗𝒂𝒊𝒍𝒂𝒃𝒍𝒆 𝒐𝒑𝒕𝒊𝒐𝒏𝒔 𝒑𝒂𝒓𝒂 𝒔𝒂 𝒈𝒖𝒔𝒕𝒐 𝒎𝒐𝒏𝒈 𝒑𝒂𝒈𝒉𝒂𝒏𝒅𝒂𝒂𝒏 𝒂𝒕 𝒌𝒖𝒏𝒈 𝒂𝒏𝒐 𝒚𝒖𝒏𝒈 𝒌𝒂𝒚𝒂 𝒏𝒈 𝒃𝒖𝒅𝒈𝒆𝒕 𝒎𝒐. 𝑯𝒖𝒘𝒂𝒈 𝒎𝒐 𝒏𝒂 𝒑𝒂𝒍𝒂𝒈𝒑𝒂𝒔𝒊𝒏 𝒚𝒖𝒏𝒈 𝒑𝒂𝒈𝒌𝒂𝒌𝒂𝒕𝒂𝒐𝒏 𝒏𝒂 𝒌𝒖𝒎𝒖𝒉𝒂 𝒌𝒂𝒔𝒊 𝒚𝒖𝒏𝒈 𝒘𝒐𝒓𝒌 𝒏𝒂𝒕𝒊𝒏 𝒕𝒆𝒎𝒑𝒐𝒓𝒂𝒓𝒚 𝒍𝒂𝒏𝒈 𝒅𝒊𝒏, 𝒈𝒂𝒚𝒂 𝒏𝒈 𝒉𝒆𝒂𝒍𝒕𝒉 𝒂𝒕 𝒃𝒖𝒉𝒂𝒚 𝒏𝒂𝒕𝒊𝒏. 𝑻𝒂𝒍𝒂𝒈𝒂𝒏𝒈 𝒅𝒂𝒓𝒂𝒕𝒊𝒏𝒈 𝒚𝒖𝒏𝒈 𝒕𝒊𝒎𝒆 𝒏𝒂 𝒎𝒂𝒏𝒈𝒚𝒂𝒚𝒂𝒓𝒊 𝒂𝒏𝒈 𝑺𝑨𝑫 (𝗦𝗶𝗰𝗸𝗻𝗲𝘀𝘀, 𝗔𝗰𝗰𝗶𝗱𝗲𝗻𝘁, 𝗗𝗲𝗮𝘁𝗵) 𝒆𝒗𝒆𝒏𝒕𝒔 𝒔𝒂 𝒃𝒖𝒉𝒂𝒚 𝒏𝒂𝒕𝒊𝒏 𝒂𝒏𝒅 𝒏𝒈𝒂𝒚𝒐𝒏𝒈 𝒂𝒍𝒂𝒎 𝒎𝒐 𝒏𝒂 𝒊𝒕𝒐 (𝒌𝒖𝒏𝒈 𝒏𝒈𝒂𝒚𝒐𝒏 𝒎𝒐 𝒍𝒂𝒏𝒈 𝒕𝒂𝒍𝒂𝒈𝒂 𝒏𝒂𝒓𝒆𝒂𝒍𝒊𝒛𝒆𝒅😅), 𝘀𝗮𝗻𝗮 𝗵𝗶𝗻𝗱𝗶 𝗺𝗼 𝗻𝗮 𝗽𝗮𝗹𝗮𝗴𝗽𝗮𝘀𝗶𝗻 𝗮𝗻𝗴 𝗽𝗮𝗴𝗸𝗮𝗸𝗮𝘁𝗮𝗼𝗻 𝗻𝗮 𝗺𝗮𝗸𝗮𝗽𝗮𝗴𝘀𝗶𝗺𝘂𝗹𝗮 𝗵𝗮𝗯𝗮𝗻𝗴 𝗵𝗶𝗻𝗱𝗶 𝗽𝗮 𝗵𝘂𝗹𝗶 𝗮𝗻𝗴 𝗹𝗮𝗵𝗮𝘁. 𝑨𝒏𝒅 𝒏𝒂𝒏𝒊𝒏𝒊𝒘𝒂𝒍𝒂 𝒂𝒌𝒐𝒏𝒈 𝒅𝒊 𝒂𝒌𝒔𝒊𝒅𝒆𝒏𝒕𝒆 𝒂𝒏𝒈 𝒑𝒂𝒈𝒌𝒂𝒌𝒂𝒃𝒂𝒔𝒂 𝒎𝒐 𝒏𝒊𝒕𝒐... 𝒑𝒂𝒖𝒔𝒆, 𝒑𝒓𝒂𝒚 𝒂𝒏𝒅 𝒍𝒊𝒔𝒕𝒆𝒏 𝒕𝒐 𝑮𝒐𝒅’𝒔 𝒎𝒆𝒔𝒔𝒂𝒈𝒆 𝒇𝒐𝒓 𝒚𝒐𝒖.

Ctto

A T T E N T I O N:Kung gusto mo ng PENSION FOR LIFE, this is the plan for you. No need to wait for your retirement, ika ...
21/07/2022

A T T E N T I O N:

Kung gusto mo ng PENSION FOR LIFE, this is the plan for you. No need to wait for your retirement, ika (end) ng 6th year ng plan mo, may pension na agad and then habang buhay na iyon. YES!!! You read it right. From 25k - 100k every 2 year na pension til age 100.

This is not based on stocks, this is a GUARANTEED payout. ☺️☺️☺️

Para sa mga gustong maginvest na sigurista sa return of investment.

Naghuhulog ka sa SSS or GSIS monthly tapos maghihintay ka pa ng 60-65 bago mo makuha, sa Sun Life Plan na ito, hindi mo kailangan hintayin magretire. Kung 25 ka ngaun at nagstart ka na, at the age of 31, pensyonado ka na hanggang kahit mag 100 ka pa, habang buhay na pension ito.

Message me for more information. ☺️☺️☺️

One of the best plans ng Sun Life!!! ☺️☺️☺️

CTTO

Here is a list of factors that insurers look at to determine your policy cost. 🔍  ☀️
20/07/2022

Here is a list of factors that insurers look at to determine your policy cost. 🔍
☀️

A friendly reminder: 📝Hindi lahat ng tao, insurable. Bakit? Pwedeng may sakit na or medical history na hindi na approvab...
20/07/2022

A friendly reminder: 📝

Hindi lahat ng tao, insurable. Bakit? Pwedeng may sakit na or medical history na hindi na approvable ng kahit anong insurance company. Mataas na ang health risk.

'Wag mo na ipagpaliban.
Mas okay ang "buti na lang" kesa "sana pala."

Let me help you! Let's talk? 🙂
20/07/2022

Let me help you! Let's talk? 🙂

19/07/2022

Did you know that you can both manage your finances AND get insurance coverage through Moneygment? Don't miss this opportunity to start the insured life and get Life Armor through the Moneygment app today!

Check it out here: https://sunlife.co/Moneygment

CLIENT CONVERSATIONClient: Baka naman bigla nalang din magsara yang Insurance Company ninyo, pahirapan magclaim?ME: Ano ...
19/07/2022

CLIENT CONVERSATION

Client: Baka naman bigla nalang din magsara yang Insurance Company ninyo, pahirapan magclaim?

ME: Ano po ba ang standard ninyo ng isang STABLE COMPANY? 🤔

Client: "DAPAT KILALA"
ME: SunLife was awarded as the No.1 Insurer in the Philippines for 11 years in a row. 👌🏻💯

Client: "DAPAT MATAGAL NA SA INDUSTRIYA"
ME: Sun Life is celebrating it's 127th year here in the Philippines this 2021, mas matanda pa sa Lolo at Lola naten.

Client: "DAPAT ACCESSIBLE ANG OPISINA"
ME:Sun Life has more than 81 branches nationwide and numerous ISO offices, at syempre your trusted Financial Advisor, always at your service. 😉

Client: "BAKA MAHIRAP MAG CLAIM"
ME: Sun Life has paid P4.7 Billions in claims and maturities last 2019.

Client: "DAPAT MAPAGKAKATIWALAAN"
ME: Pati po gobyerno nagiivest din sa kumpanya namin.
(SSS invested 3billion in mutual funds which includes Sun Life.) 💛

ME: Sa tingin niyo po Mr. Client, Stable po ba na company si Sun Life?
Client: Yes! Stable na Stable! Anong mga need kong requirements to apply? 😁

Be one of my valued clients and experience the Brighter life under the Sun.
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