21/07/2022
Insurance is more than just an investment β€οΈβ€οΈβ€οΈ
Received death claim benefit of my client amounting to almost P5.5 MILLION PESOS. Astounding, right? I will tell you what happened.
This story of one of my clients is very inspirational. Will make this post short and simple yet could really touch your hearts, as parents and children.
Si Mr. Insured ay isang simpleng empleyado sa isang corporate entity. He is in middle age na with a beautiful family of two kids. Admittedly, wala siyang malaking properties and savings na masasabing enough para sa pamilya niya.
So, he went to the bank and come to have his other transaction. Right then and there, he saw me sitting on my desk. If you enter the bank, ma-hihighlight talaga table ko since it has an obvious print of insurance.
Lumapit siya sa akin and we talked about insurance and investments. He opened up to me na matagal na niyang gustong i-consider ang insurance. Dahil nga sa daming bills, hindi niya naprioritize. As years gone by, he realized tumatanda na siya.
He told me his biggest fear. You know what it is? It is not death. But rather, dying without something to be left to his family.
He said, wala akong properties, Sir. My partner is a full time mother. If something happens to me, my family will suffer and all I will leave are my ashes.
Mr. Insured grew up in a low income family. When his parents died, he was not able to pursue his dream of becoming a doctor. He told me na ang pinakamasakit para sa mga bata, ang hindi ma-fulfill ang mga pangarap nila dahil sa hirap ng buhay.
He realized that his children might suffer the same things he experienced. He is not prepared. That is what he feared the most.
So, we talked few times and finally he availed an insurance with investment portion. This kind of insurance allows you to enjoy your policy while living - since may funds siya na withdrawable anytime.
Many times, his insurance ay laging na-dedelay ang premium at mag-lalapsed. Halatang galing sa matinding sikap at tipid ang pera na pambayad ni Sir kasi may mga barya2 pang kasali.
Mr. Insured's eyes shine while seeing the receipt from his insurance premium. You can see the sacrifice of a father just to make sure his family's future is protected.
Until, early this year, his wife went to see me while holding Sir's Insurance Policy Contract.
Guys, my client suffered critical illness. And unfortunately, after days from his hospitalization, he died. Feels like yesterday we talked about his fears and plans. And that moment, it has been realized π
We processed his claim, and we successfully received the checks recently. His wife is teary-eyed while receiving the benefit. I told her, "Ma'am, Sir told me to use this amount for you and your children's dream. That is the only legacy he could give to you." π₯Ίπ₯Ί
Insurance is like a car's spare tire. We do not know when we will use it, but if something happens in the middle of the road, our journey still continues.
Good day everyone and I hope this experience inspires you all.
β€οΈβ€οΈβ€οΈ
ctto: Justin Mark Reyes
