Trusted Financial Consultant - Sarah Joy Simangan

03/10/2026

𝐌𝐘 𝐅𝐈𝐑𝐒𝐓 𝐃𝐄𝐀𝐓𝐇 𝐂𝐋𝐀𝐈𝐌 𝐖𝐀𝐒 𝐍𝐎𝐓 𝐅𝐑𝐎𝐌 𝐌𝐘 𝐎𝐖𝐍 𝐂𝐋𝐈𝐄𝐍𝐓. 🙏🏻

𝗔𝗽𝗽𝗿𝗼𝘃𝗲𝗱 𝗣𝗛𝗣 𝟱𝟱𝟬,𝟬𝟬𝟬 𝗗𝗲𝗮𝘁𝗵 𝗕𝗲𝗻𝗲𝗳𝗶𝘁
𝗣𝗼𝗹𝗶𝗰𝘆𝗵𝗼𝗹𝗱𝗲𝗿: 𝟱𝟳-𝘆𝗲𝗮𝗿-𝗼𝗹𝗱 𝗙𝗮𝘁𝗵𝗲𝗿
𝗖𝗮𝘂𝘀𝗲 𝗼𝗳 𝗗𝗲𝗮𝘁𝗵: 𝗖𝗮𝗿𝗱𝗶𝗮𝗰 𝗔𝗿𝗿𝗲𝘀𝘁

September 21, my teammate asked me to help process a death claim. The previous agent was no longer active with PRU, so I personally reached out to the client's family to understand their situation and guide them throughout the claiming process.

He got his policy in September 2023.
📌 September 23, 2026 — Submitted all the required documents for the Death Claim
📌 September 28, 2026 — Death Claim approved
📌 October 2, 2026 — Received 50% of the claim; the remaining 50% is still being processed

𝗦𝗢𝗕𝗥𝗔𝗡𝗚 𝗕𝗜𝗟𝗜𝗦 𝗡𝗚 𝗣𝗥𝗢𝗖𝗘𝗦𝗦. 🥺

The policy was paid for 3 years, with a total of ₱92,880 in premiums, and the beneficiaries are set to receive ₱550,000 from the policy.

But beyond the numbers, this experience reminded me of the real purpose of insurance.

It is not just a policy.
It is not just a premium.
It is a promise of financial protection for the people we love. ❤️

Thank you to the family for trusting me to guide and assist you throughout the claiming process. Your cooperation and patience made the process smoother.

To my company, PRU, thank you for your assistance and for making the claiming process smooth and faster than we expected. 💯

Again, my deepest condolences to the family. 🙏🏻
Thank you for your patience and understanding throughout the process.

MY FIRST EVER MAJOR CLAIM 🥹
MY FIRST EVER DELIVERED PROMISE TO A FAMILY 💯

This experience reminded me why I chose to be in this industry.
Insurance is not about preparing for death.

It is about preparing for the people we leave behind.
Because when the unexpected happens, the financial burden should not be added to the family's grief.

𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘 𝗜𝗦 𝗔 𝗣𝗥𝗢𝗠𝗜𝗦𝗘 𝗧𝗢 𝗣𝗥𝗢𝗧𝗘𝗖𝗧. ❤️

If you don't have one yet, maybe this is your reminder to start planning for your family's future.

GET INSURED. GET PROTECTED. ✅

#𝐏𝐫𝐮𝐋𝐢𝐟𝐞𝐔𝐊
#𝖯𝗋𝗈𝗍𝖾𝖼𝗍𝖸𝗈𝗎𝗋𝖥𝖺𝗆𝗂𝗅𝗒

16/09/2026

Hindi natin siya masisisi.

Baka that time, mas maraming ibang priorities.
Baka feeling niya, “Okay pa naman ako.”
Or baka hindi pa talaga niya nakikita kung gaano kahalaga ang insurance habang healthy pa. 🙏🏻

Until cancer happened.

This is not about blaming the decision she made before. Hindi rin natin masasabi kung ano ang mangyayari kung kumuha siya ng insurance noon.

But this can be a reminder for all of us:
𝙄𝙣𝙨𝙪𝙧𝙖𝙣𝙘𝙚 𝙞𝙨 𝙨𝙤𝙢𝙚𝙩𝙝𝙞𝙣𝙜 𝙬𝙚 𝙥𝙧𝙚𝙥𝙖𝙧𝙚 𝙛𝙤𝙧 𝙗𝙚𝙛𝙤𝙧𝙚 𝙬𝙚 𝙣𝙚𝙚𝙙 𝙞𝙩.

Kapag healthy pa tayo, mas marami tayong options.

Kapag may nangyari na, hindi na natin kontrolado kung magiging eligible pa tayo, kung maa-approve tayo, or kung ano ang magiging terms.

𝙆𝙖𝙮𝙖 𝙠𝙪𝙣𝙜 𝙢𝙖𝙩𝙖𝙜𝙖𝙡 𝙢𝙤 𝙣𝙖𝙣𝙜 𝙞𝙣𝙞𝙞𝙨𝙞𝙥 𝙠𝙪𝙢𝙪𝙝𝙖 𝙣𝙜 𝙞𝙣𝙨𝙪𝙧𝙖𝙣𝙘𝙚, 𝙢𝙖𝙮𝙗𝙚 𝙩𝙝𝙞𝙨 𝙞𝙨 𝙮𝙤𝙪𝙧 𝙨𝙞𝙜𝙣 𝙩𝙤 𝙖𝙩 𝙡𝙚𝙖𝙨𝙩 𝙡𝙚𝙖𝙧𝙣 𝙖𝙗𝙤𝙪𝙩 𝙞𝙩 𝙖𝙣𝙙 𝙪𝙣𝙙𝙚𝙧𝙨𝙩𝙖𝙣𝙙 𝙮𝙤𝙪𝙧 𝙤𝙥𝙩𝙞𝙤𝙣𝙨.

And if you already have one, take time to review it.
Baka may gaps pa sa protection mo.
Baka nagbago na rin ang needs mo since the time you got your policy.

The goal is not to be afraid of what might happen.

The goal is to be prepared while you still can. 🙏🏻
If you want to understand how insurance can help protect you and your family, message me. I’ll be happy to help you. ✨

15/09/2026

Trentahin na? Hindi ka bumabata. 😉

Habang tumatanda tayo, mas maraming responsibilities ang dumarating. Mas maraming taong umaasa sa atin. At mas mahalaga na ring may plano tayo para sa kinabukasan.

Hindi natin kontrolado ang lahat ng maaaring mangyari.
Pero pwede tayong pumili na maging handa habang may panahon pa.

With PRULife Your Term, you can start protecting your family for as low as ₱1,000/month.

Hindi ito tungkol sa pag-iisip ng masama.
It’s about making sure na kung ano man ang mangyari, may financial protection na maiiwan para sa mga mahal mo.

Trentahin na. Maghanda na. Habang kaya pa. ❤️




#𝗣𝗥𝗨𝗟𝗜𝗙𝗘𝗨𝗞

02/07/2026

50𝐊 𝐆𝐮𝐚𝐫𝐚𝐧𝐭𝐞𝐞𝐝 𝐏𝐚𝐦𝐚𝐧𝐚 𝐏𝐚𝐲𝐨𝐮𝐭 𝐀𝐩𝐩𝐫𝐨𝐯𝐞𝐝! ❤️

My client wanted to secure his son’s future while building a lasting legacy for him.✨

With this PRULifetime Income plan, his child will receive:
✅ ₱50,000 guaranteed cash payout every year until age 100
✅ ₱2M life insurance protection
✅ Payor Waiver Benefit — kapag may nangyari sa parent, Pru Life UK will continue paying the premiums until the end of the payment term.

This is more than just insurance — ito ay generational wealth at financial security para sa next generation. ❤️
Bilang magulang, one of the best gifts we can give our children is a secure future. 🙏

If you’re a parent who wants to leave a legacy for your child, message me for a FREE financial planning session.

12/05/2026

Mas mahal magkasakit kaysa magbayad ng insurance. ❤
Isang emergency lang pwedeng maubos ang ipon na ilang taon mong pinagtrabahuhan.
Pero kapag insured ka, may protection ka para sa sarili mo at sa pamilya mo.

Habang healthy at capable pa, mas magandang maghanda kaysa magsisi sa huli.
Insurance is not an expense — it’s a safety net for your future. ✨

Remember, peace of mind is priceless.☺️
Protect your health. Protect your dreams.

12/05/2026

20/04/2026

Not a fan of VUL?
Gusto mo **pure insurance** lang?
Isang plan lang pero **kasama buong pamilya**? 👨‍👩‍👧‍👦❤️

Introducing our new product: 🥁
**𝗣𝗥𝗨𝗛𝗘𝗔𝗟𝗧𝗛 𝗙𝗔𝗠 𝗟𝗢𝗩𝗘**

The **first and only critical illness plan** that can cover **up to 4 family members** — for any type of family. 💕

✔️ Renewable every year
✔️ Coverage up to age **85**
✔️ No need to submit proof of good health upon renewal

Because when illness strikes, it's not just one person affected it's the whole family.
**Protect them together, in one simple plan.**

Message me anytime for more details. I'm happy to help.☺️

13/04/2026

People will tell you:
“Later na lang.”
“Sayang lang pera.”
“Healthy ka pa naman.”

…until life hits.

And suddenly,
no opinion can pay a hospital bill,
no advice can replace security,
and no “sana” can undo regret.

Not all advice is worth keeping.
Protect yourself and your family while you still can. 🙏🏼

If you don’t have a trusted advisor yet, I’m here to help.
Message me anytime. ❤️

30/03/2026

See the difference 👇🏻

👧🏻 Maagang nag-start (Age 25)
💸 Mas mababang premium
📈 Mas mahaba ang time para mag-grow ang pera
✅ Mas malaking savings in the future

👨🏻 Late nag-start (Age 40)
💸 Mas mahal na premium
⏳ Mas maikling time para mag-ipon
⚠️ Mas maliit ang potential na returns

Ganun kalaki ang epekto ng timing.

Start young, protect yourself, and secure your future today! ✨

02/03/2026

First of all, thank You Lord for this opportunity to serve my clients. 🙏🏻

And to my dear clients, thank you for trusting me as your Life Financial Advisor. Your confidence in me means so much. 🤍

I’m also grateful and honored to share that I was recognized as Agent of the Week for the Month of February! 🏆✨

This achievement is not just mine it belongs to every client who trusted me, every referral, every conversation, and every “yes” to financial protection.

More than awards, what truly matters is knowing that more families are now secured and protected.

Grateful. Humbled. Committed to serve more. 🥰