Financial Wellness Club PH

03/09/2025

Celebrating my 4th year on Facebook. Thank you for your continuing support. I could never have made it without you. 🙏🤗🎉

31/03/2025

09/03/2025

Malusog tayo habang bata, pero kapag umabot tayo ng mid-30's at kung minsan mid-20's lalo na kung hindi maayos ang ating lifestyle ay tiyak na kakailanganin natin ang serbisyong medikal kaya bago ang anupamang bagay, unahin ang prevention at pag-iipong pangkalusugan.

Kaya napapanahon at kailangan ang pagkuha ng pinakamainam na HEALTH CARE INSURANCE. Introducing KAISER, isang COMPLETE FINANCIAL PLAN TO START na 3-in-1 dahil tumutugon sa tatlo nating pangangailangang pinansyal
❤️ LONG TERM HEALTH CARE
❤️ LIFE INSURANCE
❤️ INVESTMENT THAT EARNS
3 PHASES OF LONG-TERM CARE PERIOD:
1️⃣. Accumulation Period (7 years)
You start saving for 7 years while getting the following benefits:
✔️- Free Annual Physical Exam
✔️- Free Dental Benefits
✔️- Waiver of Installment due to death
✔️- Transfer of investment to beneficiary if planholder dies
✔️- Waiver of Installment due to disability
✔️- Basic Medical Benefits
✔️- Member’s choice of room and board
✔️- Free Hospitalization with Annual Benefit Limit (starting at 50,000/year depending on the plan)
✔️- Life insurance equivalent to contract price
✔️- Accidental Death and Dismemberment for 20 years
✔️- Lifetime network access to over 500 major hospitals and pool of doctors.
2️⃣. Extended Period (13 years)
As a health savings product, the funds are invested and allowed to grow overtime. You stop paying and wait for the money to grow through compounding interest. Kaiser invests in mutual funds handled by Soldivo and Rampver Financials. Benefits include:
✔- Same as the accumulation period but all health/hospital benefits will be deducted from your Kaiser fund.
✔- Additional Health Bonus when the market is at top performance
✔- All diseases covered including pre-existing conditions, critical illnesses, dreaded diseases, and maternity/childbirth.
3️⃣. Long-term Care Period (beyond 20 years)
Upon maturity, the plan holder will receive the following benefits:
✔- Total accumulation of un-used health funds
✔- Guaranteed long-term care benefit or the plan coverage
✔- Long term care bonus (up to 85% RETURN of premiums/moneyback when no claims are made during the accumulation period or within the first 7yrs.
✔Additional health benefits when the market is at top performance
✔ Receives visa card where the funds are deposited
Options upon maturity:
☝🏻Withdraw all the money.
☝🏻Withdraw a portion/interest only and growth continues.
☝🏻Retain all and let it grow.
📌Kaiser covers your medical bills when you're sick. But when you're healthy, Kaiser saves and invests your money for future use.
❎ This is NOT your traditional healthcare where you pay every year, but has no returns/savings when you don't get sick.
📌The Kaiser long term plan covers beyond 60yrs old & above based on the health funds accumulated. Get a quote here bit.ly/UltimateHealthCareBuilder or m.me/financialwellnessclubph
(cto: Kaiser Health Group).
Follow, like and m.me/financialwellnessclubph o click ang mga links kung meron kang mga active emails para makasali sa mga online seminars na libreng ibinibigay ng ating mga kasamahan na kapupulutan ng magagandang tips at inspirasyon para masimulan mo ang nais na pag-iipon.
bit.ly/financialwellnesph
https://bit.ly/7PMWebinar
bit.ly/roadto_financialfreedom
bit.ly/onlineorientationseminar
bit.ly/financialfoundation-educationprogram

15/05/2024

Knock knock. Excuse me. Bato-bato sa langit, ang tamaan, huwag magagalit.

Whenever there is an extra money that is coming, save it first and build your emergency fund and pay debt as well. Although it is not un-common to see people who think first of where to spend it on un-necessary things, we couldn't be like them. Never get envious if you are thinking of financial stability not only of yourself but of your family.

Remember, time fly fast. Things where you put money today will be of no value in two to five years from now. These can't even pay for a medical bill in case of sickness nor pay for education expenses in the future.

But it is sure that money saved and invested well will you get us far and better in the future.

23/04/2024

We need to be contented para Hindi lumampas at kapusin ang budget pero contentment should not hinder us to strive for financial freedom and wellness.

24/02/2024

Five Reasons Why You Should Not Buy a House

11/11/2023

Gaano man kasimple at katipid ang sinuman, sa panahon ng matinding karamdaman, higit sa malamang babaon sa utang kung walang health insurance

24/10/2023

02/10/2023

Paano nga ba magkaroon ng 1million pesos in 20 years?

Meron tayong tatlong options:
1. SAVINGS ACCOUNT: Saving a 4,167 per month consistently for 20 years will give you 1,000,000.
2. MUTUAL FUND: Investing of 1,000 per month consistently for 20 years will give you 1,000,000 at 12% p.a. interest per annum subject to market forces. It can higher or much lower still.
3. KAISER SAVING PLAN: Investing of 5,882 per month consistently for ONLY 7 YEARS will give you 1,166,168.

The decision is yours. Pwede kitang tulungan para makapag simula at magawa ito. Interested in # 2 and 3? Kindly send me a message.

Start your KAISER Longterm Healthcare now! (Healthcare + Insurance + Investment).😊❤

Note: OFWs can apply. 10 years old to 60 years old & 6 months can apply this program. ctto...