19/10/2025
A few years ago, I met someone who told me,
“Ayoko ng insurance… hindi ko naman ‘yan kailangan.”
She was young, healthy, and full of dreams.
And back then, she truly believed nothing could go wrong.
Years later, I heard the news — she was diagnosed with cancer. 💔
Her treatments cost ten times more than the insurance plan she once turned down.
The same plan she said she didn’t need.
That’s when it hit me hard:
No one really “needs” insurance — until the day they do.
Insurance isn’t an expense.
It’s protection.
It’s what keeps families standing when life suddenly falls apart.
So before saying, “Hindi ko naman ‘yan kailangan,”
Ask yourself —
What if one day, you actually do?