Daily Brighter Life by Sharmaine

Daily Brighter Life by Sharmaine SLAMC is the fund manager and principal distributor of the biggest family of mutual funds in the country – the Sun Life Prosperity Funds.

Sun Life Financial in the Philippines offers a wide spectrum of products that include Life Insurance, Accidental Insurance, Pension Plans, Education Plans and Mutual Funds.

30/10/2024

We amortize a housing loan for 20 years to secure a home for our family. Why not amortize our future retirement fund as well to secure our golden years? Talk to a Sun Life Advisor today! 💛

"I'm too young to buy life insurance... I'll buy it when I'm ready..."If you've ever had this thought, this post is for ...
30/08/2024

"I'm too young to buy life insurance... I'll buy it when I'm ready..."

If you've ever had this thought, this post is for you!

In your 20s, you might think you're too young for life insurance or that it's only for older people. But if you’re old enough to worry about your loved ones, live independently, date, marry, or have kids, you’re definitely old enough to consider life insurance.

Here are 4 reasons to buy life insurance now, while you’re young and healthy:

👉 Lower Premiums and Better Coverage
Your age and health are key factors in determining your life insurance cost. The younger and healthier you are, the lower your premiums will be. Use online calculators to estimate costs and see how much you can save by starting early.

👉 Peace of Mind
Insurance can’t be bought with money alone—it also requires health and age. Buying life insurance early lets you focus on what truly matters without the fear of sudden financial loss.

👉 Protect Your Savings
Medical bills won’t drain your bank account if you have a good insurance plan in place.

👉 Create a Legacy
In your 20s or 30s, you might not have significant assets yet. Life insurance can help you build a legacy and provide for your loved ones, ensuring you pass on assets—not debts.

Here’s What You Can Do:
✅ Ask yourself if you have enough insurance.
✅ If not, check if you can still purchase it based on your current age and health.
✅ If you're fully covered, great!
✅ If you’re unsure, figure out how much coverage you need.

Remember, insurance provides peace of mind for you and your loved ones. Get covered early because premiums will only increase over time. Speak to your Financial Advisor today!

- Dr. Sanjay Tolani

The cost of life insurance premiums depend on several factors like age, lifestyle, and medical history, which is why get...
18/08/2024

The cost of life insurance premiums depend on several factors like age, lifestyle, and medical history, which is why getting them while you are younger and adapting a healthy lifestyle can make your premiums more affordable before you get a policy.

5 Signs You Might Be Underinsured:1. Your only life insurance coverage is through your employer - These plans generally ...
31/07/2024

5 Signs You Might Be Underinsured:

1. Your only life insurance coverage is through your employer - These plans generally offer very limited coverage (like a year’s worth of your salary, maybe two), which is unlikely to be enough to meet your family’s needs

2. Your income went up - A higher income usually comes with lifestyle changes, and learning how to live with less is likely the last thing your loved ones will want to do if you depart unexpectedly.

3. Your stay-at-home spouse doesn’t have life insurance- Even if they don’t make an income that would need replacing, they perform valuable services like childcare that would need to be paid for if they’re no longer there.

4. You had a child- if you’re a new parent, it’s a good time to review your life insurance coverage and ensure you have enough to meet your dependents’ long-term needs.

5. You bought a new home - If you purchased a new home since you first got your life insurance policy, you may find that you need more coverage to help ensure your loved ones can successfully pay down that debt.

read more here: https://lifehappens.org/blog/life-insurance-5-signs-you-might-be-underinsured/?fbclid=IwY2xjawEWkplleHRuA2FlbQIxMAABHc4ZoKM8Hg-psMpfTnkseLlqy0EZ48jL0SmUPkPmO9kqWdcnnTVLvrjGOw_aem_Co7lkjE9P1AtxsYBSj0N-g

We don't know when it will rain. Pwedeng dumating ang financial problem mo sa pamilya anytime at sobrang hirap kung hind...
24/07/2024

We don't know when it will rain. Pwedeng dumating ang financial problem mo sa pamilya anytime at sobrang hirap kung hindi mo napaghandaan. Isipin mo lang ang future ng pamilya mo lalong-lalo na ng mga anak mo.

Alam kong may plano ka na dati pa, wag mo ng i-delay. Believe me, kayang kaya mo :)

☂️💼 Life insurance is like an umbrella. It provides protection and peace of mind during life's rainy days. It ensures th...
24/07/2024

☂️💼 Life insurance is like an umbrella. It provides protection and peace of mind during life's rainy days.

It ensures that your loved ones are financially secured and can weather life storms that may come their way.

Prepare your umbrella today. ☀️

21/07/2024

Pwedeng simulan muna sa isang simpleng diskusyon. Huwag matakot o mahiya makipagusap sa mga licensed insurance professionals.

Kung kaya ng budget, kumuha agad bago mahuli ang lahat. Kung hindi pa, importante nalaman mo na ang importansya. Para sa oras na kaya mo na, prayoridad mo na siya.

Tandaan, makakapaghintay ang mga life insurance agent, yung life insurance ang hindi. ✨️

Whatever your reason maybe, you can be sure when you are insured. 💛
21/07/2024

Whatever your reason maybe, you can be sure when you are insured. 💛

A friendly Friday reminder 💛
19/07/2024

A friendly Friday reminder 💛

Don't just manifest, learn to take a step towards your goal to achieve it!  As your Partner for Life, we are here to hel...
18/07/2024

Don't just manifest, learn to take a step towards your goal to achieve it! As your Partner for Life, we are here to help you plan to make your dreams a reality. ✨

Every goal is achievable if you know what to do and how to act on it. 💛 Make sure to have the right Partner for Life to ...
17/07/2024

Every goal is achievable if you know what to do and how to act on it. 💛 Make sure to have the right Partner for Life to make it happen!

Age is just a number! 😉 Start making your life goals happen because anything is possible with a bright Partner for Life....
16/07/2024

Age is just a number! 😉 Start making your life goals happen because anything is possible with a bright Partner for Life. 💛

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