03/12/2025
💖 𝗣𝗥𝗨𝗟𝗶𝗳𝗲𝘁𝗶𝗺𝗲 𝗜𝗻𝗰𝗼𝗺𝗲 𝗳𝗼𝗿 𝗬𝗼𝘂𝗿 𝗖𝗵𝗶𝗹𝗱: 𝗠𝗮𝘆 𝗞𝗶𝘁𝗮, 𝗠𝗮𝘆 𝗣𝗿𝗼𝘁𝗲𝗸𝘀𝘆𝗼𝗻, 𝗣𝗮𝗻𝗴𝗵𝗮𝗯𝗮𝗺𝗯𝘂𝗵𝗮𝘆!
Kung naghahanap ka ng pangmatagalang planong may kita + proteksyon para kay baby, ito na talaga:
PRULifetime Income – A life insurance plan na binabayaran mo lang for 5 or 10 years, pero may guaranteed kita every year + lifetime coverage!
🌟 Let’s say si Baby is 5 years old and you get a plan with ₱1M Sum Assured. Here’s what you’re securing:
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🎁 5% Guaranteed Annual Payout for Life
Starting sa 6th year, PRU gives ₱50,000/year to your child.
Pwede ‘tong:
✅ i-withdraw yearly for milestones (education, travels, etc.)
✅ OR iwan with PRU para lumaki pa through interest (non-guaranteed)
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🛡️ 200% Death Benefit
If something happens (knock on wood), PRU gives:
💸 ₱2M death benefit
• any accumulated dividends
• unclaimed payouts
→ Minus lang any policy loan or utang sa plan.
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🎉 Maturity Benefit
Pag umabot si baby sa policy maturity age (usually age 100), makukuha niya:
💰 ₱2M + any savings from dividends & payouts
→ Perfect pang-retirement fund or legacy!
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💵 Cash Value & Policy Loans
May cash value na nag-a-accumulate starting year 2.
Need emergency funds? Pwedeng mag-loan against the policy.
(Just note: kapag sinurender mo ang policy, it ends—including future payouts.)
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✨ Dividends (Non-Guaranteed)
Simula Year 3, your plan may earn dividends based on PRU’s performance.
Pwedeng:
✔️ I-cash out
✔️ Pangbayad ng premium
✔️ Ipaipon for interest (non-guaranteed rate)
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💡 Sabi nga nila, start them young.
Insurance + Lifetime Kita = Peace of Mind
Imagine, habang buhay may ₱50K/year si baby, tapos may ₱2M protection pa. All for a plan na pwede mong bayaran ng 5 or 10 years lang.
📩 DM me for sample quote and let’s build your child’s lifetime income plan!