Agunias, Marjorie - SunLife Licensed Financial Advisor

25/10/2023

Amongst all financial instruments, life insurance is one of the most misunderstood and unappreciated until it’s too late. This is one of the reason why insurance pe*******on remains to lag behind in the Philippines.

So do not reject the idea of life insurance right away, especially if you have not taken the time to learn what it can actually do for you and your family.

24/10/2023

Looking for an insurance with guarantee payouts for your future goals? Would be glad to sit with you and have a healthy discussion about the benefits of having Sun Smarter Life Elite!

Send us an inquiry now! ☀️

Talk to an advisor today

21/10/2023

How does life insurance fit into retirement plan? 💛🌞

Retirement planning is a journey that requires foresight, strategy, and the right tools in your financial toolkit. Life insurance, often overlooked, can play a pivotal role in shaping a perfect retirement plan. Here are 4 points on how life insurance fits into your retirement landscape:

1. Financial Security
Protects your family from loss of retirement income, ensuring your spouse's consistent standard of living.

2. Accumulation of Cash Value
Certain policies, like whole life, grow cash value over time, offering a supplementary income source during retirement.

3. Tax Benefits
The death benefit is often tax-free for beneficiaries, and premiums can grow tax-deferred, boosting their growth potential.

4. Estate Planning
Facilitates efficient wealth transfer to heirs and can help in covering potential estate taxes.

Incorporating life insurance in your retirement plan offers not only peace of mind but strategic financial advantages.

If you are wondering how life insurance can fit into your retirement plan, consider chatting with a financial advisor. They can provide a clearer picture and make a plan that suits your needs.

02/10/2023

Kung may gaps sa plans, paano ang mga pangarap? Buti na lang you have in case of something happens.

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Talk to an advisor today

28/09/2023

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Set aside some money every month for guiltless spending. As long as you don’t exceed that limit, you don’t have to feel bad about your purchase. If you follow the ‘pay yourself first’ rule and you’ve already paid your bills, why should you feel bad about buying a new pair of shoes, especially if you already set aside money for it?

26/05/2023

Still waiting for the perfect time to take your first step in investing? We are here to help and guide you kung natatakot ka pa, kaibigan. Tara! Let's start your journey today!

We would like to hear from you! Send us a direct message thru our page!

25/03/2023

Take on the mission to help Filipinos achieve financial security and freedom. Join our team 💛

02/11/2022

“It may be the end of the year, time may fly quickly, but it’s always time to make it happen.”

29/10/2022

One of the dreaded events we have to protect ourselves are Calamities.

Taking on an insurance policy not only protects our Lives, Families, and Properties, but it also provides the much needed “Life Vest and Relief Basket” that enable us to start all of over again.

Truly, our safety is also our wealth.

"Aside from taking on insurances, how else can we best prepare for a calamity?"

27/10/2022

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We are all excited in the coming Christmas Season. Along with the merry-making and celebrations, it means bonuses, shopping, and spending.

In a few weeks, we are about to receive our 13th month bonuses. As it only comes once a year, how do we best spend it?

Read through these smart tips from our Cacao Sun Life Advisors. Feel free to hit the message button for more financial ideas and tips,