Irish Arañez

Irish Arañez Free Financial Education in IMG Community

Maliit na IPON, Malinaw na PLANO, at Tamang Diskarte—dito nagsisimula ang financial freedom..Learn How with us, message ...
10/02/2026

Maliit na IPON, Malinaw na PLANO, at Tamang Diskarte
—dito nagsisimula ang financial freedom..

Learn How with us, message me directly 😊


💰 Hindi kailangan maging mayaman para mag-invest.Kailangan mo lang magsimula—kahit maliit, basta consistent.Ang pera na ...
01/02/2026

💰 Hindi kailangan maging mayaman para mag-invest.
Kailangan mo lang magsimula—kahit maliit, basta consistent.

Ang pera na ini-invest mo today,
siya yung magtatrabaho para sa’yo bukas.

Discipline + patience = future na panalo. 🚀

👉 Start where you are. Use what you have.
Today is a good day to invest.

My 30 year old client said: "Sana nagsimula ako noong 25 years old pa ako, makakasave sana ako ng 50k sa lahat ng mababa...
10/01/2026

My 30 year old client said: "Sana nagsimula ako noong 25 years old pa ako, makakasave sana ako ng 50k sa lahat ng mababayaran"
A 45-year old said: "Sana nagsimula ako noong 30 years old ako, natapos ko na sanang bayaran ang life protection, investment at health care program ko na kong saan ang health care na ito ay covered ako for life at wala na problemahin ang family ko

A 60-year old said: "Sana nagsimula ako noong bata pa ako, malaki na sana ang fund value ko ngayon at mas malaki sana ang coverage."

Meanwhile, a 30-year old prospect said: "Sana noon ko pa sinimulan. Ngayon, 'di na pwede kasi may sakit na ako. Susubukan ko ulit sa susunod."

The best time to secure your life and health protection is when you're young and healthy. But, it doesn't mean na kung mataas na ang edad natin ay 'di na pwede. Remember, today is the youngest you'll ever be.

Saan aabot Ang PHP 6,000 mo this Holiday season ?ONE TIME LIFE TIME INVESTMENT ❤ For you and your Family Gusto mong mag ...
28/12/2025

Saan aabot Ang PHP 6,000 mo this Holiday season ?

ONE TIME LIFE TIME INVESTMENT ❤ For you and your Family

Gusto mong mag save at matutunan paano mag invest sa Stock Market?
Join IMG
Gusto mong magkaroon ng 100,000 accident Insurance?
Join IMG
Gusto mong magkaroon ng 50,000 Life insurance hanggang age 60.
Join IMG.
Gusto mong magkaroon ng FREE Unlimited Check up.
Discount sa Laboratory pati Family member mo may discount din? Join IMG
Gusto ng malaking discount pag bumili ka ng Brand New car?
Join IMG
Gusto mo ng discount pag nagpainsured ka ng sasakayan sa Non Life insurance?
Join IMG
Gusto mo ng 2 libreng Eye glasses Frame sa isang taon?
Join IMG
Gusto mong magkaroon ng Murang Life insurance na mataas ang coverage?
Join IMG
Gusto mong magkaroon ng LONG TERM HEALTHCARE?
Join IMG
Gusto mong matupad ang pangarap mo at pangarap mo sa pamilya mo?
Join IMG
Gusto mo bang makapag Travel around the world ng Libre?
JOIN IMG
Gusto mong mabago ang buhay mo?
Join IMG
Ano ang hinahanap mo para gumanda ang buhay mo at Future ng pamilya mo? Makikita mo yan sa IMG.

Tara usap tayo 🙂
To know more about IMG. Message me.

KAISER 3-in-1 Mag-ipon lang ng 𝟳 years 𝗶𝗻 𝗼𝗻𝗲 𝗽𝗹𝗮𝗻. May 𝗛𝗘𝗔𝗟𝗧𝗛𝗖𝗔𝗥𝗘 (HMO), 𝗟𝗜𝗙𝗘 𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘 at 𝗜𝗡𝗩𝗘𝗦𝗧𝗠𝗘𝗡𝗧 kn po!Kaya napak...
05/12/2025

KAISER 3-in-1 Mag-ipon lang ng 𝟳 years 𝗶𝗻 𝗼𝗻𝗲 𝗽𝗹𝗮𝗻. May 𝗛𝗘𝗔𝗟𝗧𝗛𝗖𝗔𝗥𝗘 (HMO), 𝗟𝗜𝗙𝗘 𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘 at 𝗜𝗡𝗩𝗘𝗦𝗧𝗠𝗘𝗡𝗧 kn po!Kaya napakaganda po nito!👏😇

The 𝗯𝗲𝘀𝘁 𝗶𝗽𝗼𝗻 na 𝘄𝗮𝗹𝗮𝗻𝗴 𝘁𝗮𝗽𝗼𝗻!💖

𝑯𝒐𝒘 𝑫𝒐𝒆𝒔 𝑲𝒂𝒊𝒔𝒆𝒓 𝑳𝒐𝒏𝒈-𝑻𝒆𝒓𝒎 𝑯𝒆𝒂𝒍𝒕𝒉𝒄𝒂𝒓𝒆 𝑾𝒐𝒓𝒌?

It’s a 3-in-1 product that solves the 3 major Financial Needs of Filipinos:
✅️LONG TERM HEALTHCARE
✅️DEATH AND ACCIDENT INSURANCE
✅️INVESTMENT

3 PHASES OF LONG-TERM CARE PERIOD:

1️⃣. 𝑨𝒄𝒄𝒖𝒎𝒖𝒍𝒂𝒕𝒊𝒐𝒏 𝑷𝒆𝒓𝒊𝒐𝒅 (7 𝒚𝒆𝒂𝒓𝒔)
You start saving for 7 years while getting the following benefits:
✔️- Free Annual Physical Exam
✔️- Free Dental Benefits
✔️- Waiver of Installment due to death
✔️- Transfer of investment to beneficiary if planholder dies
✔️- Waiver of Installment due to disability
✔️- Basic Medical Benefits
✔️- Member’s choice of room and board
✔️- Free Hospitalization with Annual Benefit Limit (starting at 50,000/year depending on the plan)
✔️- Life insurance equivalent to contract price
✔️- Accidental Death and Dismemberment for 20 years
✔️- Lifetime network access to over 2000 major hospitals 9 Medical clinics & expanding and pool of doctors

2️⃣. 𝑬𝒙𝒕𝒆𝒏𝒅𝒆𝒅 𝑷𝒆𝒓𝒊𝒐𝒅 (From 8 yrs to 13 𝒚𝒆𝒂𝒓𝒔)
As a health savings product, the funds are invested and allowed to grow at an average rate of 10% yearly. You stop paying and wait for the money to grow thru compounding interest. Kaiser invests in mutual funds handled by Soldivo and Rampver Financials. Benefits include:
✔- Same as the accumulation period but all health/hospital benefits will be deducted from your Kaiser fund.
✔- Additional Health Bonus when the market is at top performance
✔- All diseases covered including pre-existing conditions, critical illnesses, dreaded diseases, and maternity/childbirth.

3️⃣. 𝑳𝒐𝒏𝒈-𝒕𝒆𝒓𝒎 𝑪𝒂𝒓𝒆 𝑷𝒆𝒓𝒊𝒐𝒅 (𝒃𝒆𝒚𝒐𝒏𝒅 20 𝒚𝒆𝒂𝒓𝒔)
Upon maturity, the plan holder will receive the following benefits:
✔- Total accumulation of un-used health funds
✔- Guaranteed longterm care benefit or the plan coverage
✔- Long term care bonus (up to 85%) RETURN of premiums/moneyback when no claims are made during the accumulation period or within the first 7yrs.
✔Additional health benefits when the market is at top performance.
✔ Receives visa card where the funds are deposited.

Options upon maturity!💖😇
- Withdraw all the money.
- Withdraw a portion/interest only and growth continues.

Retain ALL and let it grow at an average of 10% Yearly.

KAISER covers your medical bills when you're sick. But when you're healthy, Kaiser saves and invests your money for your future use...kaya maganda po cya!👌🥰

This is NOT your traditional healthcare where you pay every year, but has no returns/savings when you don't get sick.

The KAISER LONG TERM PLAN covers beyond 60yrs old & above based on the health funds accumulated.

Message me for more info!👌


✨
04/12/2025

✨

22/11/2025

Kaiser International HealthGroup is your frontliner and your partner in health and protection. ✨

But we offer more than just coverage—we provide care that lasts, giving you better health today and peace of mind for tomorrow.

Act now and secure something that ensures you can be on the frontline of life, ready for whatever comes next. 💙

Disclaimer:
The appropriation of the official posts of the company outside of the official accounts of the Kaiser International Healthgroup Inc. is strictly prohibited. The sharing and/or otherwise unauthorized dissemination of the official posts of the Kaiser International Healthgroup Inc. are considered violations of the intellectual property rights of the company.

The Kaiser International Healthgroup Inc. reserves the right to take legal action against those who violate our intellectual property rights, including seeking redress for damages in the proper courts of the Philippines.



KEEP YOUR KAISER SAVINGS PLAN ACTIVEKindly check your Online Policy Management System (OPMS) emailed to you. Please read...
22/11/2025

KEEP YOUR KAISER SAVINGS PLAN ACTIVE

Kindly check your Online Policy Management System (OPMS) emailed to you.

Please read the contract and familiarize yourself with the system.

With your OPMS, you can:

- Read/ Print your Policy, Contract, and Schedule of Benefits
- Print your Benefit Card that can be used sa accredited hospitals
- Check your Next Due Date to avoid 1 month grace period
- View your Payment History and Receipts
- Pay Online, &/or Upload your Payment's Deposit/ Remittance Slip, etc.

You can click the "Payment Section" in your OPMS to know the different payment options, OR you may settle directly at IMG or Kaiser cashier or banks.

CHECK your KAISER username and password in your email

P**I TRY LOG IN DAW DITO USING THE DETAILS: www.kaiserhealthgroup.net

KEEP YOUR KAISER SAVINGS PLAN ACTIVE TO ENJOY ITS BENEFITS.

You are qualified for 2 months discount if you change to Annual or Semi Annual .

Sabi ng marami mahirap mag ipon!!alin ba ang mas mahirap? mag-ipon o ang tumandang walang ipon? kung hirap ka ngayon na ...
20/11/2025

Sabi ng marami mahirap mag ipon!!

alin ba ang mas mahirap?

mag-ipon o ang tumandang walang ipon?

kung hirap ka ngayon na may trabaho kpa, paano na kapag matanda na at wala ng trabaho?

Reminder:

ang edad mo ay umuusad

ang trabaho mo ay temporary

ang lakas mo ay temporary

kung wala kang gagawin ngaun na bata ka, malakas at may trabaho pa, cgurado sa oras na katawan mo na ang sumuko sayo maala mo ang mga sinabi ko...promise!

Why?

Because no matter what your excuse is, you're going to get old next year!!! walang ligtas lahat tayo dito patungo.

Maglaan ng oras at mag aral about financial literacy para maging secured ang future mo.

"Daig ng maagap ang masipag."Alin ka dito... Save now, Enjoy later? Enjoy now, Save later?Magsimulang mag-Ipon at mag-In...
20/11/2025

"Daig ng maagap ang masipag."

Alin ka dito...

Save now, Enjoy later?

Enjoy now, Save later?

Magsimulang mag-Ipon at mag-Invest habang mayroon pang panahon.

Kung ganito ang kinikita mo sa trabaho tapos wala kang diskarte magkaroon ng additional source of Income or maghanap ng ...
19/11/2025

Kung ganito ang kinikita mo sa trabaho tapos wala kang diskarte magkaroon ng additional source of Income or maghanap ng pagkakakitaan. You are stuck in a Rat Race Cycle.

Use your spare time Wisely & Educate yourself Financially.

Pwede kang makawala sa ganitong sitwasyon. Makinig ka lang sa tinuturo sayo.

Address

Brgy. 75 Lower Nulatula
Tacloban City
6500

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