Kabayan OFW Savings, San Francisco, Surigao City (2026)

20/10/2021

IF YOU WANT TO EARN at least 100K PER MONTH, here are some options:

Option #1: Be an employee. Perhaps a Manager or Sr. Manager level. Be ready to absorb great amount of stress from the demands of the job and of course, lesser time with family, most of the time.

Option #2 - Business. You build a business that gives you at least P3,500 income per day. But of course it requires big capital and overhead costs plus you need to apply for permits and you need to monitor your inventory every day.

Option #3 - Investment. You invest 10M in Mutual Fund company that gives you an average 12% annual interest. Means that's around 1.2M per year or 100K per month. The challenge is, do you have 10M right now?

Option #4 - Become an IMG Financial Educator. If you join IMG for only P6,000 (one time) you'll automatically have an accreditation or license to represent its partner companies, plus you have the option to qualify for the promotions like Senior Marketing Director. A full-timer SMD in IMG earns an average of 25K per week or 100K a month!

No need to invest 10M, no need to apply for permits, no exams and no inventories. And of course, no quota because you own a part of the business.

The question now is, are you willing to invest P6,000 plus Time and Effort? Are you willing to make a move to achieve your dreams?

Don't get left behind. Let's do this mission together and change your life!

If you wish to have at least 1 benefit from the list. Feel free to inbox. 😊😊😊

20/10/2021

Yong 10yo mong anak pwede mo palang gawing Milyonaryo pag edad ng 30yo sa KAISER!

Benefits
Kaiser Plan - (K-100)
Contract Price - 411,750
Payment Period - 7 years
Contract Period - 20 years
Age - 10

👉 Long-Term Care Benefit
At the end of 20 years, you will receive this amount, regardless of your utilization.
100,000

👉 Term Insurance
You are insured for 20 years. If you die during the 20-year period, your beneficiary will receive this amount. Php900,000 if the cause of death is an accident.
450,000

👉 Annual Benefit Limit
During the paying period, 1st year to 7th year, you have Php60,000 Annual Benefit Limit (ABL). During the paying period, this is your in-patient benefit. You can avail of this annual benefit if you need to be confined in a hospital. I recommend you get short-term healthcare separate from this long-term healthcare if you want to have a card that you can use for consultation/outpatient benefits.
60,000

👉 Room & Board Benefit
Part of your in-patient benefit during the paying period (1st to 7th year).
1,000/day

* Annual Health Benefit
During the accumulation period, 8th year to 20th year, you have an annual health benefit of Php10,000. If unused, this annual benefit will accumulate with 10% interest per year.
10,000

* Total Annual Health Benefit
This refers to the total accumulated fund, Php10,000 per year plus 10% interest per year (8th year to 20th year). Assuming you don’t use your health fund.
269,750

* Additional Health Benefits
During the 8th to 20th year, on top of 10% interest on an annual health benefit of Php10,000, your fund is earning dividends ranging from 3% to 10% per year. This amount refers to pre-computed total dividends.
446,419

👉 Total Health Benefit
816,168

Long-Term Care Bonus
If you don’t avail of your in-patient benefits during paying period (1st to 7th year), you will receive a bonus on the 20th year. Bonus is 85% of total premium paid (Php411,750 x 85%)
350,000

👉 Long-Term Care Benefit At Maturity Age
This refers to your total fund at the end of 20 years. You can withdraw this amount or retain it with Kaiser. You can retain the full amount or a portion of it. The amount you retain with Kaiser could earn 10% interest per year.
1,166,168

👉 Long-Term Care Benefit at Age 60 (w/bonus)
Assuming you retain the P1,166,168 with Kaiser. This will become the total amount of your fund at age 60.
20,348,942

👉 Annual Lifetime Health Care at Age 60 (w/bonus)
10% interest of your fund at age 60.
2,034,894

👉 Long-Term Care Benefit at Age 65 (w/bonus)
Assuming you retain the P1,166,168 with Kaiser. This will become the total amount of your fund at age 65.
32,772,174

* Annual Lifetime Health Care at Age 65 (w/bonus)
10% interest of your fund at age 65.
3,277,217

👉 Long-Term Care Benefit at Age 80 (w/bonus)
Assuming you retain the P1,166,168 with Kaiser. This will become the total amount of your fund at age 80.
136,897,503

* Annual Lifetime Health Care at Age 80 (w/bonus)
10% interest of your fund at age 80.
13,689,75

KAISER: YOUR PARTNER IN HEALTH

CTTO;

20/10/2021

WHY KAISER IS THE BEST Investment to START?

❤️ 7 years na pag iipon at protected kana at mag work sayo for your GOLDEN YEARS.

ANO BA ANG KAISER LONGTERM HEALTHCARE?

Ang Kaiser Longterm healthcare ay 3 in 1.
Meron healthcare + insurance + investment.

✔Kapag hindi ka na employed at binawi na nung dati mong employer yung shorterm HMO mo, hindi ka magwoworry kung maospital ka.

✔Kapag hindi mo nagamit ang annual health care coverage mo hindi sya naeexpire unlike short-term health care (HMO) na no refund ang premiums magamit mo man or hindi. Sa Kaiser marereceive mo ang guaranteed Long-term care bonus (cash) sa maturity.

✔May kasama na syang life insurance for income replacement or protection para sa family just in case may nangyari sa policy holder.

✔Waived na ang payment kung may nangyari sa policy holder, means wala ng babayaran ang family kahit 1 year palang nakakainvest ang policy holder, ma transfer pa ang health care coverage sa beneficiary.

✔Nakainvest sa mutual fund ang health fund kaya nag-eearn sya ng 10% rate of returns at may variable earning pa depende sa performance ng stock market.

✔Good as cash sya pagdating ng maturity, So pwede kang mag-withdraw gamit ang iyong visa card. Hanggat may fund ang account mo, patuloy lang ang pag-earn projected ng 10% rate of returns (compounded) annually.

✔Covered ka kahit beyond 60 years old ka na, as long as you live at may fund ang iyong acçount!

✔In case of emergency, pwede magamit as family assistance.

• Sino ang pwedeng maka avail nito?
Lahat ng nasa 10-60 years old mayaman man o mahirap.

Get Kaiser 3 in 1 (Longterm Healthcare, Life Insurance + Investment) as early as you can, "mas daig ng maagap ang masipag"

Need a long term healthcare investment?

Start your KAISER Longterm Healthcare now! (Healthcare + Insurance + Investment).

INVEST only for 7 years and be PROTECTED for the REST of your LIFE

©tto

20/10/2021

𝙎𝙏𝙊𝘾𝙆 𝙈𝘼𝙍𝙆𝙀𝙏 is on SALE!!!

This is the "BEST TIME" to invest in the stock market!!

STOCK MARKET IS NOW ON IT'S WAY TO RECOVERY!!!
Investing now when the market is extremely low is like buying stocks at the price from 5-10 years ago!

After this pandemic, hindi na sya ganyan ka SALE!
HURRY! Because you might miss this opportunity!!!

No idea on how to invest?!

Investing has 2 types. Direct and Indirect.

DIRECT INVESTING is when ikaw yung bumibili mismo ng stocks from companies. Ikaw ung mismong magse-set up ng account mo, magmo-monitor ng stock market almost every day.

On the other hand,

INDIRECT INVESTING means meron tayong tinatawag na Fund Manager and siya ang magma-manage ng funds mo and siya din ang magde-decide kung saan pinakamagandang companies ilagay ang pera mo para mag-grow siya.

And dahil busy ako my best choice is the Indirect Investment.

If you want to learn more, send me a message.

17/10/2021

Kahit sa anong larangan at journey natin sa buhay, lahat ng struggles naka- abang talaga at no choice tayo, kailangan natin sila pag- daanan at malampasan.!

NO shortcuts....

MISTAKES- wag matatakot magkmali dahil dito tayo matututo

FAILURE- magfailed ka man ngayon ang mportante you will stand again and continue

REJECTION - Eh ano naman, simula pagkabata naman tlga madami na tayo rejections na nararanasan. Isipin na lang natin may nakalaan tlga para sa atin so next po tayo

FRUSTRATIONS - madami tayo nyan, importante adapt natin lahat ng learnings na itinuturo sa atin. Wag magpapatalo kung nabibigo man paminsan minsan

INSULT - di nman sila ung magpapakain sa pamilya mo. Di nman sila ung mag dedesisyon para sa buhay mo.

At madami pang iba..
Isa-isahin man natin pagdadaanan lahat yan pero mapapansin mo habang nilalampasan natin sila, malapit kna pala sa itaas.
At yun ang SUCCESS. Masarap sa pakiramdam na ang tagumpay ay iyong pinaghirapan. Ma- appreciate mo at ang sarap ibahagi sa iba..

Fight for our dreams!
Message me and I show you how...

Ipon
https://343640ph.imgcorp.com

Kabayan OFW Savings

20/10/2021

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17/10/2021

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