Mercy Ricafort - Financial Wellness Planner at FWD

07/07/2023

🤞🤞 You can do better than hoping.

Talk to a financial professional and get yourself set for whatever life throws your way.

30/06/2023

Think of life insurance as your family's safety net. It's there to catch them, providing security and comfort, even when life's little surprises come knocking.

15/06/2023

14/06/2023

14/06/2023

14/06/2023

Here are some examples of small expenses that can add up over time and cost a fortune include:

🚩DAILY COFFEE OR SNACKS: Buying a cup of coffee or a snack from a café or convenience store every day may seem insignificant, but the costs can accumulate significantly over time.

🚩DINING OUT OR TAKEOUT: Eating out frequently or ordering takeout meals can quickly drain your budget. The convenience may be tempting, but cooking at home can save you a substantial amount of money in the long run.

🚩SUBSCRIPTIONS: Subscriptions to streaming services, magazines, online platforms, or gym memberships may seem affordable individually, but the cumulative cost can become significant if you're not using them regularly.

🚩IMPULSE SHOPPING: Frequent impulse purchases on items like clothing, accessories, gadgets, or home decor can add up quickly. Taking a more mindful approach to shopping and evaluating whether you truly need an item can save you money in the long term.

🚩ATM FEES: Withdrawing cash from ATMs that are not affiliated with your bank can result in fees that may seem minor at the time but can accumulate over multiple transactions.

🚩UNUSED MEMBERSHIPS: Paying for memberships or subscriptions that you rarely or never use is a common money drain. It's essential to assess whether these memberships align with your current needs and cancel those that no longer serve you.