07/01/2025
It is never too late to be insured.
PM me for inquiries .. โบ๏ธ
ANO BA ANG MGA PURPOSE SA PAGKUHA NG LIFE INSURANCE?
#1 INCOME PROTECTION
This is applicable specially sa mga breadwinners, parents, and kahit sino na merong naka-asa sa kanila.
Death of a breadwinner = no more financial support
Imagine, what if mawala ka na sa picture? Paano sila kukuha ng pang araw-araw nilang pang-expense?
With the life insurance, meron kang maiiwan sa kanilang amount of money na pwede nilang magamit sa pang araw-araw.
*Life Insurance proceeds = can be used as
everyday expenses*
#2 HEALTH PROTECTION
Para sa mga nagsasabing "wala naman akong
dependents" "di ko naman kailangan yan"
Para sa mga single, walang anak or may anak.
Health protection is what you need.
Sa ngayon kasi masasabi mong healthy ka, pero what if ma-diagnose ka with a critical illness?
Kung meron kang health insurance, hindi mo na iisipin kung saan mo kukunin yung panggastos mo, pag nadiagnose ka with a critical illness.
*Health Insurance = will cover for your hospital expenses*
#3 PAMANA FOR KIDS
Kahit na hindi pa kayo nakaka-ipon ng malaking amount or wala pa kayo mga naipupundar.
If you have life insurance, sure kayo na meron kang maiiwan sa kanila in the future
*Life Insurance proceeds = instant pamana for kids who will be left behind*
#4 EDUCATION FUNDING
Meron tayong mga plans na nagpo-provide ng funds para sa education ng mga bata. Plans with guaranteed cash benefits (Acceler8, Elite).
Pero what if naman, kung wala tayo sa picture?
Paano nila mako-continue yung pag-aaral nila?
(What if in case of death? How will they continue
their education?)
Kung meron kang life insurance coverage, yung makukuha nilang money ang pwede nilang magamit for their education.
*Life Insurance proceeds = can be used to pay
for their educational needs*
#5 FINAL EXPENSE
Syempre pag namatay tayo meron pa ring gastos diba?
Death = final expenses
Ma-address pa rin nang life insurance, yung problem na yan.
yung amount ng money na makukuha ng dependents mo sa life insurance coverage, yun yung pwede nilang magamit for your memorial service and for your final resting place.
*Life Insurance proceeds = can be used to pay for memorial service & final resting place*
#6 WEALTH & ESTATE TRANSFER
Kung marami na kayong naipundar, then gusto na ipamana to sa mga anak ninyo in the future
(Acquired properties = to be inherited by dependents)
Did you know na meron pa silang babayarang estate tax? Bago mapunta sa kanila yung mga ari-arian na yun.
If you have life insurance, yung money na makukuha nila dun ay pwede nilang magamit pangbayad ng estate tax.
*Life Insurance proceeds = can be used as payment for estate tax*
With these purposes, makikita natin na hindi talaga sapat ang isang life insurance lalo na if you have different purposes sa pagkuha nito.
If you're interested, kindly send me a message๐ค๐ผ๐ฒ
Let's talk about kung anong purpose mo sa pagkuha and I will offer you a plan na fit para doon.
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