26/04/2026
Every year tumataas ang health and medical cost in the Philippines by 15% to 18%
For me itโs really unfair na mostly ng gastusin pag nagkasakit tayo ay manggagaling sa sarili natin bulsa at itโs also also unfair na sobrang MAHAL MAGKASAKIT sa Pinas,
Pero thatโs the current reality that we are in. And we have to protect ourselves from losing a lot of money just because of one illness.
Hence, kaya need natin ng adequate critical illness insurance
5 years or 10 years from now, baka hindi na kasi sapat kung nasa 500K or lower ang coverage mo for critical illness.
Personally, I think 2 Million Pesos Coverage is a good start and then continuously increase your coverage as you get older and pag tumaas ang financial responsibilities mo.
Though if limited pa ang budget mo for now, you can go with 1M critical illness coverage muna.
