April Sulibit-Ruado - Licensed Financial Consultant

26/06/2023

Share ko lang tong gulong story.

Client: Hindi ko kailangan ng insurance.

Me: Sir diba may kotse ka?
Client: Yes

Me: May spare tire kang dala?
Client: Yes

Me: Bakit ka may dala?
Client: Baka ma-flatan ako eh.

Me: Alam mo kung kailan ka maf-flatan?
Client: Hindi.

Me: Gusto mo bang ma-flatan ng gulong?
Client: Syempre, hindi!

Me: Kapag na-flatan ka, anong mas gusto mo, may spare tire ka or wala?
Client: Syempre, meron.

Me: Parang ganun lang ang insurance Sir. Hindi mo pa gustong mawala. Hindi mo rin gustong magkasakit, ma-disabled, ma-aksidente at ma-confine. Pero kasi hindi natin alam kung kelan yang mga yan mangyayari. At kung sakaling mangyari ang isa sa mga yan anong mas gusto mo? Handa ka o hindi?
Client: Syempre, yung handa ako.

Me: Oh! Halika, pumirma ka na dito. 😆🤣

Lesson: Dapat INSURED ka 😊.
Another different analogy: Aanhin pa ang gulong kung sira na ang kotse? Meaning, hindi na pwede mag apply ng insurance ang mga may malalang sakit na. 😞

Bigyan mo din ng value ang insurance friend 🙂

PM mo na ako 🤗

22/07/2022

16/07/2022

WE ARE LOOKING FOR PART-TIMERS 🥳🎉

MESSAGE ME HOW 🫰❤️🤍

12/07/2022

Sideline sideline din pag may time. 🤗

Para mafast track ang pag abot mo ng mga pangarap mo! 😉

Ask me How! 🤗🤗

11/07/2022

Isa sa mga masasakit na episodes sa buhay naming mga Financial Advisors... 🥺

Yung declined application sya.... 😢 Client is only 22 years old tapos hindi na sya insurable. 😭

Always Remember: ‼️

𝐇𝐈𝐍𝐃𝐈 𝐋𝐀𝐇𝐀𝐓 𝐍𝐆 𝐓𝐀𝐎 𝐈𝐍𝐒𝐔𝐑𝐀𝐁𝐋𝐄 lalo na kapag 𝐋𝐀𝐓𝐄 kana.

Just give yourself a chance to know more about Insurance, ask questions to your friends, colleagues and Financial Advisors while you are well and healthy.

There is no harm to ASK and LEARN.

We, as insurance advocates, are always willing to share to anybody the importance of life insurance because everyone needs this. Kaya pag humingi kami ng time sa inyo para makipag-usap, please pagbigyan nyo naman po kami. 🙏 We just need you to listen and understand dahil hindi po ito para samin kundi para sa iyo at sa pamilya mo.

ctto

09/07/2022

Mamshhh, Papshh at mga Besh.....

Makakuha ng instant cash coverage kapag na-diagnose ang Dengue gamit ang PRUDengue MedCare at PruDengue Medcare Pro.

Ang coverage ay mayroong 6months o 12 months. Available para sa edad 0 - 59 taong gulang. I-avail ito sa pamamagitan ng pag-download ng PULSE app. Huwag kalimutang ilagay ang 70120174 bilang iyong referral code para ako ang iyong servicing agent. 🙂

Message mo ako mamsh, papsh at besh para sa tulong at mga katanungan. Stay safe everyone!

08/07/2022

Hirap ka bang mag ipon?
Kahit anung gawin mo, ni singko wala talagang natitira.

Gusto mo bang mag invest?
Pero hindi mo alam kung paano at kung saan.

Alam mo ba ang VUL ay isang platform ng SAVINGS na may INVESTMENT at ang maganda INSURED ka pa.

Want to know more? I offer FREE Financial Consultation. 👋

05/07/2022

Insurance premiums increase yearly.📈📈📈

Also, we don’t know what the future will bring us. Mahirap maunahan ng sakit o aksidente. 😷🤧🤕

Don’t delay it.💯⏳

Remember: If you think you can’t afford it now, it’s very likely that you still may not in the future. Take the leap NOW!

There are VUL and Traditional plans that fit your budget.

Talk to a financial advisor today. 😉

04/07/2022

Naalala mo nung kumuha ka ng first car mo na 15K monthly, yung cellphone plan mo na 3,000 per month at yung refrigerator mo na kinuha na 4,000 monthly.

Ang mindset mo kakayanin mo. Kaya kinakaya mo. ❤️

Yung life insurance na 50-100 pesos a day - ang mindset mo ang mahal. Kaya until now hindi ka pa din insured.

Sometimes it's not about the right amount, it's about the right mindset. 🗝️ 😊

Talk to a financial advisor today. 🙋‍♂️

27/06/2022

Kapag may sariling pamilya ka na, the more na kailangan natin ng Life Insurance.

Ikaw as a parent ang breadwinner at kailangan mong kumayod para sa iyong aanak, pero paano nalang kung mangyari ang di inaasahan? Hindi natin alam kung kailan tayo magkakasakit, maaaksidente and worse is kunin ni Lord..

Pero ang alam lang natin, dadating yun. Ang tanong, handa ka ba?

25/06/2022

You always have 2 choices✌️
Do it now...❓
Or regret it later...❓

Whatever you choose, you better be ready for the results.☝️
Jim Rohn once said, "Everyone must choose one of the two pains: the pain of discipline or the pain of regret".💙❤️‍🩹💔

Why wait for things you would regret when you can plan ahead to be prepared for them❓📝💬

PLAN. INSURED. INVEST. 🎯

Because Your Life Matters.💙

Feel free to PM us to know more. 🤳📱