21/02/2023
๐KAISER ULTIMATE HEALTHCARE BUILDERS PLAN๐
GOOD NEWS for OFW Mag-ipon lang ng 7yrs in one plan. May healthcare, investment and life insurance at marami pang benefits. The best ipon na walang tapon dahil mapamana mo pa.
โค๏ธ๐ฏ๐๐ ๐ซ๐๐๐ ๐ฒ๐๐๐๐๐ ๐ณ๐๐๐-๐ป๐๐๐ ๐ฏ๐๐๐๐๐๐๐๐๐ ๐พ๐๐๐?
๐Itโs a 3-in-1 product that solves the 3 major financial needs of Filipinos: long-term healthcare, life insurance, and investment.
๐The long-term care program has 3 phases: the accumulation period, extended period, and the start of the long-term care period (maturity).
1. โฅ๏ธ๐จ๐๐๐๐๐๐๐๐๐๐๐ ๐ท๐๐๐๐๐
(7 ๐๐๐๐๐)โค๏ธ
You start saving for 7 years while getting the following benefits:
โ๏ธ- Free Annual Physical Exam
โ๏ธ- Free Dental Benefits
โ๏ธ- Waiver of Installment due to death
โ๏ธ- Transfer of investment to beneficiary if planholder dies
โ๏ธ- Waiver of Installment due to disability
โ๏ธ- Basic Medical Benefits
โ๏ธ- Memberโs choice of room and board
โ๏ธ- Free Hospitalization with Annual Benefit Limit (starting at 50,000/year depending on the plan)
โ๏ธ- Life insurance equivalent to contract price
โ๏ธ- Accidental Death and Dismemberment for 20 years
โ๏ธ- Lifetime network access to over 500 major hospitals and pool of doctors.
2. โค๏ธ๐ฌ๐๐๐๐๐
๐๐
๐ท๐๐๐๐๐
(13 ๐๐๐๐๐)โฅ๏ธ
As a health savings product, the funds are invested and allowed to grow at an average rate of 10% yearly. You stop paying and wait for the money to grow thru compounding interest. Kaiser invests in mutual funds handled by Soldivo and Rampver Financials. Benefits include:
โ- Same as the accumulation period but all health/hospital benefits will be deducted from your Kaiser fund.
โ- Additional Health Bonus when the market is at top performance
โ- All diseases covered including pre-existing conditions, critical illnesses, dreaded diseases, and maternity/childbirth.
3. โฅ๏ธ๐ณ๐๐๐-๐๐๐๐ ๐ช๐๐๐ ๐ท๐๐๐๐๐
(๐๐๐๐๐๐
20 ๐๐๐๐๐)โค๏ธ
Upon maturity, the plan holder will receive the following benefits:
โ- Total accumulation of un-used health funds
โ- Guaranteed longterm care benefit or the plan coverage
โ- Long term care bonus (up to 85% RETURN of premiums/moneyback when no claims are made during the accumulation period or within the first 7yrs.
โAdditional health benefits when the market is at top performance
โ Receives visa card where the funds are deposited
Options upon maturity:
โ๐ปwithdraw all the money
โ๐ปwithdraw a portion/interest only, growth continues
โ๐ปretain all and let it grow at an average of 10% yearly
๐กKaiser covers your medical bills when you're sick. But when you're healthy, Kaiser saves and invests your money for future use.
โ This is NOT your traditional healthcare where you pay every year, but has no returns/savings when you don't get sick.
๐กThe Kaiser long term plan covers beyond 60yrs old & above based on the health funds accumulated.
๐๐ฐ To secure your future, message me now!
โค๏ธFREQUENTLY ASKED QUESTIONS :โค๏ธ
Qโ
. How can we be sure Kaiser will still be there in the long term? Can we trust Kaiser to fulfill its commitments?
A: 1.โ
The Kaiser Ultimate Health Builder is a product of two actuarial studies made by an American and a Filipino actuarial, respectively.
2.โ
The company and the products offered have passed the regulatory requirements of the gov't thru the Securities and Exchange Commission and the Dept. of Health.
3. โ
At least 51% of payments made by the plan holders automatically goes to a trust fund, as required by the government. KAISER cannot touch the trust fund. It is reserved for the future claims by the plan holders.
4. โ
Kaiser trust fund is managed by two reputable international banks namely:
i.) ING BANK (based in the Netherlands) and
ii.) DEUTSCHE BANK (based in Europe)
Qโค๏ธ. I just bought a K45 plan and would want to have a bigger coverage. Can I upgrade or buy another plan?
A: โฅ๏ธYes, a plan holder or member may upgrade his plan within 30 days from the member's effectivity date. The member may buy another plan only upon full payment of his policy which is on the 6th year.
Q: โค๏ธI just bought a K100 plan. Can I now avail of the Annual Physical and Dental Examination?
A: โฅ๏ธThe member can avail of these two outpatient benefits after paying fully paying the first year's premium. E.g. If his mode of payment is annual, then he can avail immediately after receiving his member's kit containing his ID, benefit and dental card, provider directory, guide book and your schedule of benefits with the contract provisions.
Q: โค๏ธI have a K50 plan which I'd like to transfer to my daughter because I'm migrating to the U.SA. How do I go about transferring it?
A: โฅ๏ธThe member shall be required to sign an amendment form and the daughter signs a new application for membership form and submit it to his IMG representative/offices or to Kaiser office located at King's Court I Building along 2129 Chino Roces Avenue
