09/03/2024
May KOTSE ka ba?
If meron... Please lang, kahit Personal Accident coverage kumuha ka!
And pls lang, siguraduhin mo naman mas mahal sa kotse ang coverage mo π
Based on a true story:π’π’π’
Scenario: CAR ACCIDENT
Passengers of the said vehicle :
> Parents (Mother and Father)
>Children ( 5 year old son and 2 year old daugther)
Father died while mother survived but critical and stayed in the hospital for almost 2 months.
Children survived with minor injuries.
Father : No insurance (Bread Winner)
Mother: No insurance (Plain House Wife)
Children :No insurance/ No educational plan
CAR : INSURED (still under mortgage)
The questions are:
1. Who will shoulder for the funeral expenses of the father?π’
2. Who will shoulder for the hospital bills of the mother?π’
3. Who will give income to the family knowing the bread winner died?π’
4. Could kids still continue living the life they used to live ?π’
5. Could kids still continue go to school?π’
These are some of the things we do not realize first. Mas protected pa ang kotse kaysa sa pamilya or mga mahal sa buhay.
Will the car save the familyβs future? Of course NO! Can the car pay for the hospital bills and education of the children? NO!
Learn to do the math and start having financial planning. Huwag ibuhos lahat sa material na bagay. Wala nang mas mahalaga pa sa mundo kaysa sa buhay at kinabukasan ng mga mahal mo sa buhay.
Protection should come first before investment. Itβs sad knowing this familyβs story. If only the parents were informed enough. π’
Only Life insurance can create wealth overnight at the time you need it the most. No investment can give you say, 2M by just paying 4-5k a month but life insurance can do that.
If you want both ( Insurance and Investment) have VUL . VUL is a Life insurance with investment component. If you will be taken out of the picture too soon, you have life insurance to save your family and if you will live too long you have retirement fund to continue living and enjoying life after you retire.
Have it now while you do not need it yet. Because the moment you need it you can never have it.
Send us message today for FREE less than 30 mins financial planning tips/session.
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