Fe Ricafranca, Sun Life Licensed Financial Advisor

Fe Ricafranca, Sun Life Licensed Financial Advisor I am a mother of 3. Licensed Financial advisor. I am here to guide you reach your financial security.

Life insurance isn’t about death — it’s about protecting the life you love.It provides peace of mind, financial security...
23/01/2026

Life insurance isn’t about death — it’s about protecting the life you love.
It provides peace of mind, financial security, and the freedom to live without worry.
It’s about life.

Ask me how.
20/01/2026

Ask me how.

Ever wondered if VUL is right for you? Before you decide, know its benefits and risks. Here’s a quick Look...
20/01/2026

Ever wondered if VUL is right for you? Before you decide, know its benefits and risks. Here’s a quick Look...

13/01/2026

Welcoming the New Year with my dear friend, Sarah G! ☀️

Kick off 2026 with a brighter future by getting insured. Message me and let’s begin your bright journey! 📩

SUN FIT AND WELL ADVANTAGE l COMPREHENSIVE HEALTH INSURANCE PLAN☀️7 reasons why you should include getting SUN Fit and W...
05/01/2026

SUN FIT AND WELL ADVANTAGE l COMPREHENSIVE HEALTH INSURANCE PLAN☀️

7 reasons why you should include getting SUN Fit and Well health insurance:

✅ 1. SPECIAL ACCESS TO WELLNESS
🧘‍♂️⛹️‍♂️🚴‍♀️🏊‍♂️💆‍♀️
Once you avail SUN Fit and Well life insurance, you are automatically a GoWell GOLD member. GoWell is a wellness advocacy program of Sun Life where you can receive health and wellness contents, invites to community workouts, receive perks and privileges, and have the opportunity to meet like-minded individuals who also promote healthy living.

✅2. COMPREHENSIVE CRITICAL ILLNESS
BENEFIT
🚑🏨💊🏩🌡🔬🏥
SUN Fit and Well health insurance provide coverage from 64 Major Critical Illnesses, 34 Minor Critical Illnesses and 16 Specific Cancer for a total of 114 critical illnesses. Specific Cancer Booster benefit gives an additional 50% of the Face Amount to the insured in the case of diagnosis of cancer-related illness.

✅3. HOSPITALIZATION BENEFIT
🏨🛏🛌🏩
In case of diagnosis from the critical illnesses, you can claim 0.125% of the Face Amount for Hospital Income Benefit (HIB) which will be multiplied by the number of days you’ve been confined. You also get a fixed amount of Post Hospitalization Benefit to be used for follow up check-ups.
✅ 4. HOME RECOVERY BENEFIT
👨‍⚕️🏠🏡🙏♿️
This is an additional fund that you can claim upon discharge which is equivalent to 50% of HIB multiplied also by the number of days you’ve been confined.
In the case of worst scenario where insured became terminally ill having a life expectancy of 6 months or less, a Palliative Care Benefit of 10% of the Face Amount will be given additionally to the insured. It is somehow a way of relieving the pain and stress caused by the illness.

✅ 5. LIFE INSURANCE COVERAGE
🤝👨‍👩‍👧‍👦💰🗂💵
SUN Fit and Well insurance also provide a guaranteed life insurance coverage until age 100 in case no major critical illness claim has been made from the plan. It will be equivalent to the original face amount plus cash benefits, less minor critical illness claims if there’s any.

✅ 6. GUARANTEED CASH BENEFIT
📊📈💸💵🎯
For eight consecutive years starting at age 65, you have the option to get 5% of the original Face Amount in advance which serves as your guaranteed steady income during retirement.
Aside from that, Special Paid Up Bonuses* at the end of premium paying period and Annual Dividend earnings* are available for withdrawal anytime. You also have the option to just leave it with Sun Life to accumulate.

✅ 7. LIMITED PAYING PERIOD
⏱⏳🕰⏰⏳
Unlike any other plans that you need to pay for the plan forever, with SUN Fit and Well insurance, you only have to pay it for a limited period of time. You have the option to pay for it in:
* 10 years
* 15 years
* 20 years




💛 𝐒𝐮𝐧 𝐋𝐢𝐟𝐞 𝐄𝐚𝐬𝐲𝐋𝐢𝐧𝐤 𝐏𝐫𝐨𝐭𝐞𝐜𝐭 💛Secure ang future ng pamilya mo habang lumalago rin ang pera mo! 🌞💰Tamang proteksyon at inv...
03/01/2026

💛 𝐒𝐮𝐧 𝐋𝐢𝐟𝐞 𝐄𝐚𝐬𝐲𝐋𝐢𝐧𝐤 𝐏𝐫𝐨𝐭𝐞𝐜𝐭 💛
Secure ang future ng pamilya mo habang lumalago rin ang pera mo! 🌞💰
Tamang proteksyon at investment sa iisang plano — para sa goals mo sa buhay! 🙌

✨ Mga benepisyo mo:
☑️ LIFETIME INSURANCE COVERAGE hanggang age 100*
☑️ GUARANTEED ACCEPTANCE — no medical exams needed!**
☑️ LOCAL & GLOBAL INVESTMENTS para mas lumago ang ipon mo
☑️ SPECIAL BONUSES na automatic na nadadagdag sa funds mo
☑️ FLEXIBLE PAYMENT OPTIONS na swak sa budget mo
☑️ OPEN SA SENIORS! ages 60–70 years old welcome 👵👴

💬 𝙍𝙚𝙖𝙙𝙮 𝙣𝙖 𝙗𝙖 𝙩𝙤 𝙡𝙚𝙫𝙚𝙡 𝙪𝙥 𝙮𝙤𝙪𝙧 𝙛𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙜𝙖𝙢𝙚?
👉 Let’s talk! Tulungan kitang magplano para sa mas secured na bukas. 🌅

Lifetime coverage applies as long as the policy remains active.
Subject to Sun Life’s policy limits.
📋 Terms and conditions apply.

Whatever your dream, Sun Life’s Digital, Easy, Affordable Life Insurance (D.E.A.L.s) is here to help you get there and l...
03/01/2026

Whatever your dream, Sun Life’s Digital, Easy, Affordable Life Insurance (D.E.A.L.s) is here to help you get there and live bright now.

Because every goal deserves a strong plan and the right protection.

Five years ago, I made one of the best decisions for my family—I got life insurance for me and my family. .As a Sun Life...
03/01/2026

Five years ago, I made one of the best decisions for my family—I got life insurance for me and my family. .
As a Sun Life Advisor, I’ve seen firsthand how preparation makes all the difference.
Grateful for the peace of mind it continues to give my family today and always. 💛
Start yours now!! Ask me now

13th month pay is waiving, use it wisely.Set aside a small portion of it for your emergency funds, insurance, and if pos...
19/11/2025

13th month pay is waiving, use it wisely.
Set aside a small portion of it for your emergency funds, insurance, and if possible, investment as well.

Prioritize your health and insurance, let's talk and oet's turn your 13th month pay to a million-peso worth of insurance coverage coupled with investment as your savings! ☀️☀️☀️

Shout out to my newest followers! Excited to have you onboard! Paul Jerson Monreal, Christine Gumban, Mary Cris Calip, L...
14/11/2025

Shout out to my newest followers! Excited to have you onboard! Paul Jerson Monreal, Christine Gumban, Mary Cris Calip, Lhiz Saupan Castro

A tricycle driver decided to secure his life with Sun Life. 🌅Now, every ride isn’t just for today’s income — it’s an inv...
11/11/2025

A tricycle driver decided to secure his life with Sun Life. 🌅
Now, every ride isn’t just for today’s income — it’s an investment in his family’s tomorrow.

Because real success isn’t just about how hard you work, but how smart you prepare.
💛 Protect what you work hard for. Start your journey to a brighter life with Sun Life.

A 𝗽𝗹𝗮𝗻 𝘁𝗵𝗮𝘁 𝗽𝗮𝘆𝘀 𝘆𝗼𝘂 𝗯𝗮𝗰𝗸 𝗲𝘃𝗲𝗿𝘆 𝘀𝗶𝗻𝗴𝗹𝗲 𝘆𝗲𝗮𝗿💪 Insured ka na, may lifetime income ka pa. 🥰🎉🎉Yes, tama! Tuloy-tuloy na 𝗬𝗘𝗔𝗥...
08/11/2025

A 𝗽𝗹𝗮𝗻 𝘁𝗵𝗮𝘁 𝗽𝗮𝘆𝘀 𝘆𝗼𝘂 𝗯𝗮𝗰𝗸 𝗲𝘃𝗲𝗿𝘆 𝘀𝗶𝗻𝗴𝗹𝗲 𝘆𝗲𝗮𝗿💪
Insured ka na, may lifetime income ka pa. 🥰🎉🎉

Yes, tama! Tuloy-tuloy na 𝗬𝗘𝗔𝗥𝗟𝗬 𝗣𝗔𝗬𝗢𝗨𝗧𝗦 hanggang age 100.

Ito ang 𝗦𝘂𝗻 𝗟𝗶𝗳𝗲 𝗦𝗲𝗰𝘂𝗿𝗲 𝗜𝗻𝗰𝗼𝗺𝗲 — para kang may sariling ATM na nagbibigay ng guaranteed cash yearly hanggang age 100!🥰💝
✨

𝗔𝗻𝗼 𝗮𝗻𝗴 𝗯𝗲𝗻𝗲𝗳𝗶𝘁𝘀?
1️⃣ 𝗬𝗲𝗮𝗿𝗹𝘆 𝗚𝘂𝗮𝗿𝗮𝗻𝘁𝗲𝗲𝗱 𝗖𝗮𝘀𝗵 – simula end of year 6, tuloy-tuloy na until 100 years old! (6% of Face Amount yearly. Example: ₱1M coverage = ₱60K yearly payout).
2️⃣ 𝗟𝗶𝗳𝗲 𝗖𝗼𝘃𝗲𝗿𝗮𝗴𝗲 – double the Face Amount, kaya doble rin ang protection mo.
3️⃣ 𝗖𝗮𝘀𝗵 𝗗𝗶𝘃𝗶𝗱𝗲𝗻𝗱𝘀 – extra fund na pwede mong kunin taon-taon o ipalago with Sun Life.
4️⃣ 𝗖𝗲𝗻𝘁𝗲𝗻𝗮𝗿𝗶𝗮𝗻 𝗕𝗼𝗻𝘂𝘀 – unique feature where you can advance 25% of your insurance benefit at ages 80, 85, 90 & 95.
5️⃣ 𝗟𝗶𝗺𝗶𝘁𝗲𝗱 𝗣𝗮𝘆𝗺𝗲𝗻𝘁 – pili ka kung 3, 5, 10, or 15 years lang magbabayad pero lifetime ang benefits.

💭 𝗛𝗼𝘄 𝗰𝗮𝗻 𝘆𝗼𝘂 𝘂𝘀𝗲 𝘁𝗵𝗲 𝗽𝗮𝘆𝗼𝘂𝘁𝘀?
✔ Education fund for your kids
✔ Retirement allowance
✔ Business capital or side hustle
✔ Travel and leisure fund
✔ Health or medical reserve
✔ Home or property investment
✔ Legacy/pamana for your family
✔ Lifestyle goals (gadgets, concerts, bags, self-care)
Insured ka na, may lifetime protection ka pa, tapos may yearly passive income ka pang matatanggap — 𝗳𝗼𝗿 𝗹𝗶𝗳𝗲. 💛
Kung gusto mong malaman magkano ang plan na ito for you and your loved ones, message me and let’s talk about your options🥰


Address

Rsg Townhomes
Pasig
1606

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+639156740227

Website

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