30/05/2021
"Today marks the 3rd year of our parents in heaven. They died the same day.
When our parents died, a concerned friend called me saying: "Alam kong emotional ka pa, pero sasabihin ko ito sayo, pumunta ka agad sa banko ng parents mo at itry mong withdrawhin ang laman kasi kapag napublish na sa newspaper ang death nila, sure na magcclose ang account nila. So on that same day, my sister and I went to the banks trying to do it. We were able to withdraw sa small account, tapos sa kabilang town pa kasi ayaw sa town namin. Well, we werent able to withdraw 99%. Nawithdraw na lang after a lot of process and 2 years.
Bakit need ang pera? Death comes with need for cash: wake, coffin, etc tapos x2 samin kasi sabay sila.
Now, being a mom of a 7yo kid, I cannot imagine what will happen to him if ever my husband and I die at the same time.
Moving forward, what have we learned?
*This is in case one or both of us dies the same day.
1. We made sure ang bank ay naka "AND" at hindi "OR". Just in case isa lang samin ang mawala, makukuha pa nung naiwan na account holder.
2. Inilipat namin ang account namin sa friendlier bank. Yung may kakilala kame, para in case something happens, they can assist.
3. May last will kame (which btw needs to be notarized) na alam ng secretary ko ang laman. At pirmado naming 3, yes kasama cya as witness. Sakanya ko binilin lahat pati sino magaalaga sa anak namin. Naiyak cya habang nagbibilin ako, tapos naiyak din ako. 😄 We have also talked to the person whom we chose to be our son's new guardians in case of our death.
4. Kung mauna ako, I made sure na hindi mawiwindang si husband. I made this notebook entitled "On day one" kung saan nakasulat lahat ng dapat gawin, sino kokontakin na insurance agent, passwords ng banks. Day one talaga kasi dapat nya magawa on day one. Sabi ko sakanya "wag kang emotional, sa day one, gagawin mo yan". Usually kasi wives are the keeper of important things, kaya Im worried na husbands might not know what to do in case.
5. Narealize ko na life is short. We need to balance saving and living. Save as much, but buy the things that you need, and some of those you want. Enjoy life, God gave us one life. If hindi ka masaya ngayon, wala kang ibang dapat sisihin. Joke lang 😆 I mean, decide whether yould like to be like that or really live a full life. And also, you need Jesus in your life. Ask me how. 😉
So ano pa inaantay mo? Check out mo na yang nasa cart mo na 3 buwan mo nang tinitingnan. Or not! Lol"
Credits to the owner Ms. Rowena Canlas on Home Buddies.
