The Prudent Pinoy Prutector

08/04/2025

Who wants to be a MILLIONAIRE?

17/02/2025

Hello Parents 😘😘

The newest Product of Pru! 😍

Pru Health Prime ⭕️

When you buy life insurance on a child, you’re saving up money that could be used on other things to support the well-being of your child, either for Educational or Emergency Funding.

📌LIFE INSURANCE
📌CRITICAL ILLNESS BENEFIT
📌INVESTMENT FOR YOUR CHILDS FUTURE

Let's Prutect and Save for the future of our Children.

08/02/2025

05/02/2025

𝐃𝐢𝐟𝐟𝐞𝐫𝐞𝐧𝐭 𝐓𝐲𝐩𝐞𝐬 𝐨𝐟 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐀𝐩𝐩𝐥𝐢𝐜𝐚𝐭𝐢𝐨𝐧
⛔ 𝐃𝐞𝐜𝐥𝐢𝐧𝐞𝐝: Your application is rejected, and no policy will be issued.
I once submitted an application for a client. Kaya niyang ihulog? 10K monthly. However, his application was declined.
⚠️ 𝐏𝐨𝐬𝐭𝐩𝐨𝐧𝐞𝐝: Your application is put on hold, with the possibility of reconsideration later. You may need to wait at least 6 months before reapplying.
I also submitted an application for a client. Diabetic and hypertensive. Kahit 20K monthly gusto niyang ihulog, pinostpone muna ni Pru kasi di pa controlled ang blood sugar level niya. We reapplied 6 months later, pero postponed ulit.
☑️ 𝐑𝐚𝐭𝐞𝐝: Your application is approved, but with a higher premium due to added risk factors, i.e. occupational, territorial, or medical risks.
Then I have this client. Sabay sila ng friend niyang kumuha sa akin. Same gender, same age, same benefits, different premiums. He's paying 4.5k and his friend is paying 3k only. Reason? He has hypertension. He also underwent medical examinations para lang ma-approve.
✅ 𝐀𝐩𝐩𝐫𝐨𝐯𝐞𝐝: Your policy is issued, meaning your protection is secured!
This is the outcome for most of my clients. Thank God I was able to reach out to them while they are still healthy. ☺️ Lowest monthly premium for a comprehensive plan? Nasa 2.5k to 3k lang.
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𝙄𝙣𝙨𝙪𝙧𝙖𝙣𝙘𝙚 𝙞𝙨 𝙣𝙤𝙩 𝙖 𝙜𝙪𝙖𝙧𝙖𝙣𝙩𝙚𝙚—𝙞𝙩’𝙨 𝙖 𝙥𝙧𝙞𝙫𝙞𝙡𝙚𝙜𝙚. 𝙏𝙝𝙚 𝙗𝙚𝙨𝙩 𝙩𝙞𝙢𝙚 𝙩𝙤 𝙜𝙚𝙩 𝙞𝙣𝙨𝙪𝙧𝙚𝙙? 𝙔𝙚𝙨𝙩𝙚𝙧𝙙𝙖𝙮. 𝙏𝙝𝙚 𝙨𝙚𝙘𝙤𝙣𝙙-𝙗𝙚𝙨𝙩 𝙩𝙞𝙢𝙚? 𝙏𝙤𝙙𝙖𝙮.

CCTO.

04/02/2025

Alin dito pasok sa needs and budget mo??

04/02/2025

MAY NADISCOVER AKO RECENTLY from sa ilan sa mga nakausap ko, especially mga "GENZs and ilang kabataan lately"
"Ate. Ayoko ng insurance sorry, gusto ko lang mag-invest."
Napaisip ako na based on statistics hindi lahat nagsusucceed dito, or often tanong is "bakit maraming tao ang hindi nagtatagumpay sa investing?"
And found out na:
Kasi habang nag-i-invest sila…
Kapag Nagkakasakit.
💸 Ubos ang pera.
Yung ibang Naaksidente o nadisable
💸 Ubos ang pera.
Yung Nagkaka-cancer o nagkaroon ng malubhang sakit.
💸 Ubos ang pera.
based on Statistics - hindi naman OLD AGE ang kadalasan rason bakit namamatay mga tao...madalas sa hindi yung mga nabanggit ko na kanina yung rason: Sakit or aksidente,
Hindi ba, parang kotse lang ‘yan, o yung bahay mo na mahal mong ipagawa? Na kung mahal mo ang sasakyan mo, kaya pinapa-rustproof mo. Kung Mahay mo bahay mo, may maintenance at may property insurance (I know kasi nag property management po tayo ng medyo matagal na panahon)
All these, para protectahan yung mga MAHAL MONG ASSETS.
Pero teka lang...IKAW HINDI KA BA ASSET ng sarili mong BUHAY?? E mas dapat mong iprotect sarili mo kasi DI KA MAPAPALITAN. Isa ka lang...di ba??
Ganun din ang insurance—pinoprotektahan ang investment mo. YUNG IKAW yung greatest asset na meron ka..Para dumating man mabigat na bagyo sa buhay mo...may instant money ka mahuhugot. Para sa sarili mo and sa family mo.
So siguro if may pagkakataon mabago sana yung ganung mentality o mindset na: "Gusto ko mag-invest, pero ayoko ng insurance."
Sana dapat "Gusto ko mag-invest—kaya kailangan ko protectahan pinaka importante kong asset, AKO...kaya kailangan ko ng insurance." ❤️

29/01/2025

29/11/2024

‼️‼️‼️2 DAYS TO GO, FOR A LIMITED TIME ONLY ‼️‼️‼️
PRUMILLION FLEX WITH NO MEDICAL EXAM MAY NO LONGER BE AVAILABLE 🙁
What Benefits are you missing out if you don't get this now??
✅ 2yrs To Pay Investment Plan
✅ Age 0-55 years
✅ x 500% Insurance Coverage
✅ Investment Focused
AGAIN, NO MEDICAL EXAM! Until November 30 only!
PM me to know more! 😎📩 TARAAAA!!!