Lovern and Kristine Segundo, IMG Financial Educators

Lovern and Kristine Segundo, IMG Financial Educators Leading fellow Filipinos to save for their future.

Did you know that most health problems appear when we get older? That's why preparing for it is a must! Kung may short-t...
28/08/2026

Did you know that most health problems appear when we get older? That's why preparing for it is a must!

Kung may short-term HMO ka right now from your employer, that's great! But remember: it's not enough. The moment umalis ka sa company, nag-resign, or nag-retire, mawawala na rin 'yan.

It is always better to have your own Long-Term HMO now, while you are young and healthy—para may solid back-up ka pagdating ng retirement! 🩺✨

Why act now?

- Waiting until 60+ is risky: Not eligible na or sobrang mahal na ng premium.

- More exclusions: Pag may existing conditions na, hindi na lahat covered.

- Early preparation: Guaranteed protection at a better rate!

Preparation is the key!

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OFFICE ADDRESS: MANILA BANKERS PROSPERITY TOWER

*4TH FLOOR, ROOM 910

110 LEGAZPI STREET, LEGAZPI VILLAGE, MAKATI, 1229 KALAKHANG MAYNILA

Look for:

Kristine Joy Segundo: 09352659356

Lovern Segundo: 09174828028

ALAM MO BA na magkakaroon ka ng MARAMING BENEFITS kapag ikaw ay naging IMG member?It's a COMPLETE PACKAGE para matulunga...
16/08/2026

ALAM MO BA na magkakaroon ka ng MARAMING BENEFITS kapag ikaw ay naging IMG member?

It's a COMPLETE PACKAGE para matulungan Kang Maabot ang iyong mga Financial Goals.

- Learn to Save & Invest
- Protection benefits
- Healthcare access
- Discounts & rewards
- Become a Financial Educator

Sulit ang IMG membership.

Learn more here:

IMG Benefits: https://1838lf.imgcorp.com/wealth-frontliners/TopBenefits

IMG Online Form: https://1838lf.imgcorp.com/

IMG Online Application guide: https://1838lf.imgcorp.com/wealth-frontliners/IMGOnline

Hindi mahal ang insurance, mas mahal ang walang insurance.Araw-araw, may risk: sa health, sa income, sa future ng pamily...
09/08/2026

Hindi mahal ang insurance, mas mahal ang walang insurance.

Araw-araw, may risk: sa health, sa income, sa future ng pamilya natin.

Insurance is simple:

it’s a transfer of risk.

Instead na ikaw ang maglabas ng malaking pera kapag may nangyari, you prepare today, para may sasalo for you.

Akala ng iba mahal. Pero hindi lahat.

May mga affordable options like MOST 18 na pwede mong simulan.

Protect now, or risk everything later.

Message me if you want to start

https://1838lf.imgcorp.com/wealth-frontliners/MOST18

OFFICE ADDRESS: MANILA BANKERS PROSPERITY TOWER

*4TH FLOOR, ROOM 910

110 LEGAZPI STREET, LEGAZPI VILLAGE, MAKATI, 1229 KALAKHANG MAYNILA

Look for:

Kristine Joy Segundo: 09352659356

Araw-araw, may risk: sa health, sa income, sa future ng pamilya natin.Insurance is simple: it’s a transfer of risk.Inste...
07/08/2026

Araw-araw, may risk: sa health, sa income, sa future ng pamilya natin.

Insurance is simple: it’s a transfer of risk.

Instead na ikaw ang maglabas ng malaking pera kapag may nangyari, you prepare today, para may sasalo for you.

Protect now, message me if you want to start

28/07/2026

Healthcare & Life Insurance are both PRE-NEED.

PRE as in BEFORE.

You BUY IT BEFORE you NEED it.

Short term HMO is for the present

Longterm HMO is for your future

You buy it when you’re Young & Healthy, not Old & Sickly.

Get yours TODAY!

23/07/2026

IMG = Brokerage + Financial Education

Kaiser = Health Care Provider

You can start here:
KAISER: https://img.com.ph/quote/UKHB/?agentcode=1838lf
IMG: https://1838lf.imgcorp.com/

Marami ang nalilito—so here's the tea
IMG stands for International Marketing Group.
It’s a brokerage company and a financial education platform that helps Filipinos build a solid financial foundation through saving, protection, and investment.
Meanwhile, Kaiser is a Health Maintenance Organization (HMO)—isa sa mga partner companies ng IMG.
So yes, magkaiba po sila.

What is IMG?
- A financial institution partnered with top providers in the PH
- Aims to educate—not just sell
- Helps you save on fees through membership
- You don’t invest in IMG—you invest in its partner companies
- Membership = parang discounted gift card (less gastos, more savings!)

At IMG, you’ll learn how to:
Save smart
Protect your income and future
Grow your money
And achieve long-term financial security

To recap:
IMG ≠ Kaiser
IMG = Brokerage + Financial Education
Kaiser = Health Care Provider

IMG helps you Learn, Earn, Save, and Invest.

Let’s make finance simple and doable.

Message me to know how to start

22/07/2026

Looking for HMO for government employees - group availment?

✅ Pre-existing & dreaded diseases covered
✅ Major hospitals included
(St. Luke’s, Makati Med, The Medical City, etc.)
✅ Preventive, outpatient, inpatient, emergency & dental care
✅ No cash-out during hospitalization
✅ Up to ₱75,000 coverage per illness per year
✅ With financial assistance in case of accident or death

Website: https://1838lf.imgcorp.com/kaiser-ltc/nationalhealthshield

Kristine Joy Segundo: 09352659356

Lovern Segundo: 09174828028

Message us for more details/presentation.

15/07/2026

Healthcare & Life Insurance are both PRE-NEED.

PRE as in BEFORE.

You BUY IT BEFORE you NEED it.

Short term HMO is for the present

Longterm HMO is for your future

You buy it when you’re Young & Healthy, not Old & Sickly.

Get yours TODAY!

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REGULAR SHORT TERM HMO: https://1838lf.imgcorp.com/kaiser-ltc/ShortTerm

SHORT TERM HMO FOR GOVERNMENT EMPLOYEES (GROUP AVAILMENT): https://1838lf.imgcorp.com/kaiser-ltc/nationalhealthshield

LONG TERM HMO (7 YEARS TO PAY, INDIVIDUAL PLAN): https://1838lf.imgcorp.com/kaiser-ltc/

Kapag 60+ ka na at nagkasakit, malaking tulong na may Philhealth and Senior discount ka. Mas laking tulong pa kung mayro...
10/07/2026

Kapag 60+ ka na at nagkasakit, malaking tulong na may Philhealth and Senior discount ka.

Mas laking tulong pa kung mayroon pang HMO.

Pero may HMO ba na covered pa din ang senior citizen?

Yes kung may Kaiser Long Term Care (LTC) ka before ka pag mag 60 (kasi 10-60 yrs old lang pwede kumuha)

Bakit mo kailangan ng long term healthcare?

✅Madalas ang mga sakit lumalabas yan pag tumanda na

✅Yung HMO mo sa company, hindi mo yan madadala pag nag retire ka na

✅Wala ng masyadong healthcare or insurance na tumatanggap sa mga seniors. Kung mayroon man, ang mahal at ang daming exclusions.

✅Yung Kaiser LTC mo, kung hindi mo yan nagagamit kasi healthy ka, lumalago yan at may maturity. Plus covered ka pa ng life insurance. Talagang ipon na walang tapon!

Grateful for financial education that we were able to get this program before our parents became seniors. Seven years lang nag save at fully paid na sila. Mayroon din kami.

Ikaw, may Kaiser Long Term HealthCare ka na ba?

Address

Pasay City

Opening Hours

Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 8am - 5pm
Sunday 8am - 5pm

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