Lovern and Kristine Segundo, IMG Financial Educators

Lovern and Kristine Segundo, IMG Financial Educators Leading fellow Filipinos to save for their future.

๐—š๐—ผ๐—ผ๐—ฑ ๐—ป๐—ฒ๐˜„๐˜€ ๐˜๐—ผ ๐—ฎ๐—น๐—น ๐—š๐—ผ๐˜ƒ๐—ฒ๐—ฟ๐—ป๐—บ๐—ฒ๐—ป๐˜ ๐—˜๐—บ๐—ฝ๐—น๐—ผ๐˜†๐—ฒ๐—ฒ๐˜€ โ€ผ๏ธ Introducing the KAISER NATIONAL HEALTHCARE SHIELD!https://1838lf.imgcorp.com/ka...
16/05/2026

๐—š๐—ผ๐—ผ๐—ฑ ๐—ป๐—ฒ๐˜„๐˜€ ๐˜๐—ผ ๐—ฎ๐—น๐—น ๐—š๐—ผ๐˜ƒ๐—ฒ๐—ฟ๐—ป๐—บ๐—ฒ๐—ป๐˜ ๐—˜๐—บ๐—ฝ๐—น๐—ผ๐˜†๐—ฒ๐—ฒ๐˜€ โ€ผ๏ธ

Introducing the KAISER NATIONAL HEALTHCARE SHIELD!
https://1838lf.imgcorp.com/kaiser-ltc/nationalhealthshield

Best deal HMO exclusive for you๐Ÿ™Œ๐Ÿป

5 Point Healthcare:
Preventive, In-patient, Outpatient, Emergency, Dental
For only P 7,000 annual premium per year, secured ka na! Sulit na sulit pa!
Look at what you get:
โ€” Up to P 75,000 coverage PER ILLNESS per year! Hindi na kailangang mangamba sa biglaang gastosin.
โ€” With access to major hospitals (no additional payment)
โ€” Pre-existing and dreaded illnesses covered
โ€” BONUS Feature: Financial Care Assistance

Eligibility for Principal Members:
โœ…GOVERNMENT EMPLOYEES
โ€” Local Government Units (LGUs)
โ€” Government Institutions
โ€” Cooperatives
โ€” Associations
โ€” Age 18 up to 65 years old

Accredited Hospitals and Clinics: https://kaiserhealthgroup.com/map/index.html

Message me for more info.
PHONE/ VIBER/ WHATSAPP
Kristine Joy Segundo: 09352659356
Lovern Segundo: 09174828028

12/05/2026

How to start your Kaiser long term care savings plan?

WHO IS ELIGIBLE TO GET KAISER LONG TERM CARE? 7 YEARS TO PAY ONLY:

FOR AGES 10-40 YEARS OLD
Minimum is 2,647 per month
FREE Annual Physical Exam
FREE Dental (Linis, Bunot & Pasta)
Hospitalization Benefits of 50,000 per year
Life Protection of 202,500 - 405,000
And Investment of 524,776 which is good as cash sa Maturity (at the 20th year)

FOR AGES 41-50 YEARS OLD
Minimum is 3,529 per month
FREE Annual Physical Exam
FREE Dental (Linis, Bunot & Pasta)
Hospitalization Benefits of 50,000 per year
Life Protection of 270,000 - 540,000
And Investment of 699,701 which is good as cash sa Maturity (at the 20th year)

FOR AGES 51-60 YEARS OLD
Minimum is 4,412 per month
FREE Annual Physical Exam
FREE Dental (Linis, Bunot & Pasta)
Hospitalization Benefits of 60,000 per year
Life Protection of 337,500 - 675,000
And Investment of 874,626 which is good as cash sa Maturity (at the 20th year)

--

WHY I LOVE KAISER? DAHIL:

โˆš Kaiser LTC is applicable to 10-60 yrs. old
โˆš 7 years to SAVE (saving period benefits)
โˆš FREE (APE) Annual Physical Exam w/ pap smear TREE Dental Benefit
โˆš FREE 60K p/yr. Hospitalization I Confinement (pre-existing illness not cover)
โˆš Accidental Death benefit (double amount). Waive to fully paid the remaining years
โˆš 2 yrs. Contestability for natural death. Waive to fully paid the remaining yrs.
โˆš If the plan holder totally disable. Waive to fully paid the remaining yrs.

8-20 yrs. Benefits
โˆš In-Patient Benefits (Hospitalization)
โˆš Out-Patient Benefits (consultation and Check-Up)
โˆš Maternity, Pre-Existing Illnesses & Dreaded Diseases
โˆš Investment of 10% yearly compounding
โˆš Members Choice of Room and Board
โˆš Term Life Insurance for 20 yrs.
โˆš Accidental Death and Dismemberment for 20 yrs.
โˆš Lifetime Network Access to over 2,000 hospitals and over 2,000 doctors Nationwide.

Getting Healthcare of any type is a form of leverage.If you want to know about major types of Healthcare available in th...
24/04/2026

Getting Healthcare of any type is a form of leverage.

If you want to know about major types of Healthcare available in the Philippines, here it is:

Younger Years = Short-term Healthcare
- By Group or Corporate
- Individual Coverage can be costly
- Pay Yearly (Age & Benefit limits)
- Access to Major Hospital
- Access to Medical Clinics
- Renew Yearly (renewal not guaranteed)
- Can have dependents
- Until Year 60 (usually)
- No savings feature

Longterm Care
- Healthcare for Age 10 to 60 (starting age)
- 7 years contribution
- Certificate of Full Payment after 7 years
- With Life Insurance (20 years)
- With Retirement/Investment (after 20th year)
- Healthcare Coverage at Year 1 onwards
- Hospitalization and Annual Check-up
- Memorial/Funeral Service
- Health Savings Fund at 60s
- Access Major Hospitals
- Access Major Medical Clinics
- Multiple Policies at Retirement Age
- Beneficiary gets cash from Life insurance (upon death of Planholder)
- Beneficiary gets Healthcare plan (pass on upon death of Planholder)

Let Healthcare Company pay for future medical cost just for a small amount from your pocket.

Or would you rather use up your own personal savings or sell assets for medical costs?

Almost everyone gets sick or sickly - it's a matter of time.

Preparation is key.

Love yourself. Love your family.

Don't add more problem/worries later...

๐Ÿ“ฃWE ARE ACCEPTING LINE UP na po for the next batch of presentations for KAISER NATIONAL HEALTHCARE SHIELD. Sa mga gusto ...
11/04/2026

๐Ÿ“ฃWE ARE ACCEPTING LINE UP na po for the next batch of presentations for KAISER NATIONAL HEALTHCARE SHIELD.

Sa mga gusto po malaman at maintindihan kung gaano po kaganda ang Kaiser National Healthcare Shield,
message niyo lang po kami.

SCAN THE QR code to know more: https://1838lf.imgcorp.com/kaiser-ltc/nationalhealthshield

Ito po benefits sa Kaiser NHS: ๐Ÿ‘‡๐Ÿ‘‡
โœ… KAISER NATIONAL HEALTHCARE SHIELD PROGRAM
๐Ÿ“Œ Designed for GOVERNMENT AGENCIES and Institutions like DepEd, LGUs, State Universities and more!
๐Ÿ’ผ Annual Premium: โ‚ฑ7,000 lang (Tailored fit sa 7K medical allowance nyo) hindi kulang, hindi sobra!
๐Ÿ’Š Up to โ‚ฑ75,000 coverage per illness, per member, per year. No Annual Benefit Limit!
๐Ÿฅ Semi-Private Room in MAJOR accredited hospitals(has the most accredited top notched hospitals nationwide)
PRE-EXISTING and DREADED ILLNESS IS COVERED at day 1! No contestability period.
โœ” COVERED ANG:
๐Ÿฉบ PREVENTIVE CARE
โ€ข Annual Physical Exam (APE)
โ€ข CBC, fecalysis, urinalysis, Chest X-ray, ECG (40+), Pap Smear (40+)
๐Ÿฅ IN-PATIENT CARE
โ€ข NO deposit upon admission
โ€ข Room & board, Surgery, ICU
โ€ข Medicines, Diagnostics, Specialists (surgeon, anesthesiologist, internist)
๐Ÿ‘ฉโ€โš•๏ธ OUT-PATIENT CARE
โ€ข Consultation with doctors
โ€ข Minor surgeries, lab & x-ray
โ€ข ENT care, Prenatal & postnatal (monthly)
๐Ÿšจ EMERGENCY CARE
โ€ข ER consultations, meds, oxygen, sutures, diagnostics
๐Ÿฆท DENTAL CARE (for principal only)
โ€ข Cleaning, Extraction, Fillings, Denture adjustments
๐Ÿ’ฐ FINANCIAL CARE ASSISTANCE
โœ” โ‚ฑ20,000 โ€“ Accidental Death
โœ” โ‚ฑ10,000 โ€“ Natural Death
โœ” Up to โ‚ฑ10,000 โ€“ Loss of limbs/sight
โœ” โ‚ฑ5,000 โ€“ Partial loss (one eye/hand/foot)
๐Ÿ”ฌ ADDITIONAL COVERAGE:
โœ” Dialysis
โœ” Chemotherapy / Radiotherapy
โœ” Laparoscopic Surgery โ€“ โ‚ฑ50,000
โœ” Advanced Diagnostics โ€“ up to โ‚ฑ5,000 per procedure
โœ” Congenital Illness โ€“ โ‚ฑ10,000
โœ” Physical Therapy โ€“ 10 sessions
โœ” Rabies, tetanus shots โ€“ โ‚ฑ10,000
๐Ÿฅ MAJOR HOSPITALS INCLUDED:
Makati Med, St. Lukeโ€™s, Medical City, Asian Hospital, Cardinal Santos, Cebu Doctors, Chong Hua, ACE Hospitals and more!
๐Ÿ“Œ Integrated with PhilHealth
YOU CAN ADD DEPENDENTS!
Don't settle for less, you deserve the best!
๐Ÿ“ฒ Message us if you want a formal proposal or FREE presentation for your school or agency.
Protektado habang naglilingkod. ๐Ÿ’™





โœ…Basta HEALTHCARE, the BEST ang  KAISERIto ang IPON NA WALANG TAPON..โœ”HEALTHCARE -for medical protectionโœ”LIFE INSURANCE ...
22/03/2026

โœ…Basta HEALTHCARE, the BEST ang KAISER

Ito ang IPON NA WALANG TAPON..
โœ”HEALTHCARE -for medical protection
โœ”LIFE INSURANCE - for family protection
โœ”INVESTMENT- for future protection

โœ…May mga bagay na dapat natin pagipunan sa ngayon, dahil ito ang magagamit natin pagdating ng panahon..

โœ…As an OFW - LIFE AFTER ABROAD IS VITALLY IMPORTANT. HIRAP UMUWING WALANG IPON TANDAAN YAN.๐Ÿ‘ด๐Ÿ‘ต

avail now, Investment na walang tapon.

Scan the QR code to learn more.

Ano ang kagandahan nang Kaiser saving program? - All-in-one healthcare coverage, savings, emergency fund, and insurance;...
18/03/2026

Ano ang kagandahan nang Kaiser saving program?

- All-in-one healthcare coverage, savings, emergency fund, and insurance;

- Affordable Premium depende sa iyong age.

- Garantisado ang Renewal.

- Flexible payment option (Annual, Semi Annual, Quarterly or Monthly)

- Fix ang premium at hindi tumataas hanggang matapos

- 7 years paying period lang pero protected ka na hanggang sa iyong pagtanda.

- Kapag hindi nagamit within the 7 years of paying period ay mag-a-accumulate with interest na maari mong makuha ng malaki sa maturiy period.

- Perfect syang pandag-dag sa mga existing insurances or healthcare mo at perfect din to start para sa mga wala pang Insurances or healthcare program.

- Ideal for OFW, Freelance, Business Owner, Seafarer na wala pang Retirement program na naka-set up.

- Pwede ka kumuha kahit nasaang panig ka man ng mundo.

Sa panahon ng ating pagtanda, wala na tayong benepisyo sa kumpanya at hindi na rin makakapag-abroad. Sa panahong ito mas madalas ng lalabas ang pag-kakasakit. Sino ang sasalo sa'yo sa ganitong sitwasyon?

Ang Kaiser Longterm Healthcare ang magiging kasama mo sa iyong pagtanda. Alagang Kaiser! Alaga ka, Kapatid!

Our Healthcare Savings Fund is the most neglected, less important savings goals/target in our list..... until the day we...
11/03/2026

Our Healthcare Savings Fund is the most neglected, less important savings goals/target in our list...
.. until the day we start to get sick, then sadly it becomes everyone's (family members, friends) priority.

Don't wait until it becomes urgent (emergency, life and death, huge medical bills).

Make it urgent today, while healthy.

Make it urgent today, while affordable.

Save for future health and medical expenses.

Financial Peace of mind is a top priority.

Get started with your Complete Healthcare Plan.

May 3in1 Longterm (lifetime) Healthcare kana ba?

Your family deserves Peace of Mind.

Learn more. Usap tayo.

Almost every 5 to 7 years, medical costs doubles and has killed a lot of sick people - not because there wasn't any trea...
02/03/2026

Almost every 5 to 7 years, medical costs doubles and has killed a lot of sick people - not because there wasn't any treatment or medicine, but because of NO MONEY.

Did you know that there is already Long Term Care especially for ages 60 years old and above here in the Philippines?

Know more about Long Term Care.

WE ARE ACCEPTING LINE UP na po for the next batch of presentations for KAISER NATIONAL HEALTHCARE SHIELD.Sa mga gusto po...
24/02/2026

WE ARE ACCEPTING LINE UP na po for the next batch of presentations for KAISER NATIONAL HEALTHCARE SHIELD.

Sa mga gusto po malaman at maintindihan kung gaano po kaganda ang Kaiser National Healthcare Shield,
message niyo lang po kami.

Ito po benefits sa Kaiser NHS: https://1838lf.imgcorp.com/nhs/

KAISER NATIONAL HEALTHCARE SHIELD PROGRAM

Designed for GOVERNMENT AGENCIES and Institutions like DepEd, LGUs, State Universities and more!

Annual Premium: PHP 7,000 lang (Tailored fit sa 7K medical allowance nyo) hindi kulang, hindi sobra! Aanhin ang sukli eh 7k nga ang medical allowance nyo. Wag sayangin ang allowance nyo. Akala nakatipid. Nabawasan ka tuloy ng benefit. Maximise your 7k medical allowance!

Up to PHP 75,000 coverage per illness, per member, per year. No Annual Benefit Limit!

Semi-Private Room in MAJOR accredited hospitals(has the most accredited top notched hospitals nationwide)
PRE-EXISTING and DREADED ILLNESS IS COVERED at day 1! No contestability period. Magagamit kaagad kahit may cancer, diabetes, myoma, endometriosis, cardiovascular disease, nagda dialysis, na stroke kana at marami pa!

COVERED ANG:

PREVENTIVE CARE
โ€ข Annual Physical Exam (APE)
โ€ข CBC, fecalysis, urinalysis, Chest X-ray, ECG (40+), Pap Smear (40+)

IN-PATIENT CARE
โ€ข NO deposit upon admission
โ€ข Room & board, Surgery, ICU
โ€ข Medicines, Diagnostics, Specialists (surgeon, anesthesiologist, internist)

OUT-PATIENT CARE
โ€ข Consultation with doctors
โ€ข Minor surgeries, lab & x-ray
โ€ข ENT care, Prenatal & postnatal (monthly)

EMERGENCY CARE
โ€ข ER consultations, meds, oxygen, sutures, diagnostics

DENTAL CARE (for principal only)
โ€ข Cleaning, Extraction, Fillings, Denture adjustments

FINANCIAL CARE ASSISTANCE
- PHP 20,000 โ€“ Accidental Death
- PHP 10,000 โ€“ Natural Death
- Up to PHP 10,000 โ€“ Loss of limbs/sight
- PHP 5,000 โ€“ Partial loss (one eye/hand/foot)

ADDITIONAL COVERAGE:
- Dialysis
- Chemotherapy / Radiotherapy
- Laparoscopic Surgery โ€“ PHP 50,000
- Advanced Diagnostics โ€“ up to PHP 5,000 per procedure
- Congenital Illness โ€“ PHP 10,000
- Physical Therapy โ€“ 10 sessions
- Rabies, tetanus shots โ€“ PHP 10,000

MAJOR HOSPITALS INCLUDED: Makati Med, St. Lukeโ€™s, Medical City, Asian Hospital, Cardinal Santos, Cebu Doctors, Chong Hua, ACE Hospitals and more!

Integrated with PhilHealth

YOU CAN ADD DEPENDENTS!

Don't settle for less, you deserve the best!

Message us if you want a formal proposal or FREE presentation for your school or agency.

Protektado habang naglilingkod.

More than 95% of Pinoys retire without longterm care (lifetime health care).In the past and in the present, anu ang nagi...
22/02/2026

More than 95% of Pinoys retire without longterm care (lifetime health care).

In the past and in the present, anu ang naging "health care" ng maraming Pinoy?

- Lupa isanla
- Kotse ibenta
- Sweldo ng anak
- Chip-in 2x / abuloy system

Reality:
Ang common destiny ng marami ay "financial struggle" sa retirement years. .

Good News:
Pwede nating baguhin ang financial destiny mo at ng pamilya mo.
Financial education is the key.

Get the right guidance.

Get into the right community.

Address

Pasay City

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Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 8am - 5pm
Sunday 8am - 5pm

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