Pru Life UK Financial Consultant - Luex John Ydel

11/09/2025

Real talk, mas madaling mag-apply ng insurance ngayon kesa umutang ng P1 Million sa kaibigan mo kapag nagkasakit ka na.

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01/05/2025

💡 𝑫𝒊𝒅 𝒚𝒐𝒖 𝒌𝒏𝒐𝒘?

One of the biggest factors that affect your Life Insurance premium is your 𝗮𝗴𝗲?

𝙁𝙤𝙧 𝙚𝙭𝙖𝙢𝙥𝙡𝙚:

A 𝟰𝟬-𝙮𝙚𝙖𝙧-𝙤𝙡𝙙 𝙢𝙖𝙡𝙚 with a VUL policy and a coverage of ₱𝟯,𝟱𝟬𝟬,𝟬𝟬𝟬 𝗽𝗮𝘆𝘀 𝗮𝗿𝗼𝘂𝗻𝗱 ₱𝟳,𝟱𝟬𝟬/𝗺𝗼𝗻𝘁𝗵.

But if the same policy was taken at 𝗮𝗴𝗲 𝟮𝟯, the monthly 𝗽𝗿𝗲𝗺𝗶𝘂𝗺 𝗱𝗿𝗼𝗽𝘀 𝘁𝗼 𝗷𝘂𝘀𝘁 ₱𝟯,𝟱𝟬𝟬.

𝙒𝙝𝙮 𝙙𝙤𝙚𝙨 𝙮𝙤𝙪𝙧 𝙥𝙧𝙚𝙢𝙞𝙪𝙢 𝙞𝙣𝙘𝙧𝙚𝙖𝙨𝙚 𝙬𝙞𝙩𝙝 𝙖𝙜𝙚?
Because each year, you’re not only getting closer to your life expectancy—you’re also more likely to face health changes and other risks. And the higher the risk, the higher the cost to insure.

𝘛𝘩𝘢𝘵’𝘴 𝘸𝘩𝘺 𝘵𝘩𝘦 𝘣𝘦𝘴𝘵 𝘵𝘪𝘮𝘦 𝘵𝘰 𝘴𝘵𝘢𝘳𝘵 𝘪𝘴 𝘢𝘭𝘸𝘢𝘺𝘴 𝘯𝘰𝘸—𝘸𝘩𝘪𝘭𝘦 𝘺𝘰𝘶’𝘳𝘦 𝘺𝘰𝘶𝘯𝘨𝘦𝘳 𝘢𝘯𝘥 𝘩𝘦𝘢𝘭𝘵𝘩𝘪𝘦𝘳.

𝘓𝘦𝘵’𝘴 𝘵𝘢𝘭𝘬 𝘢𝘣𝘰𝘶𝘵 𝘺𝘰𝘶𝘳 𝘧𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘨𝘰𝘢𝘭𝘴 𝘵𝘰𝘥𝘢𝘺.
𝙈𝙚𝙨𝙨𝙖𝙜𝙚 𝙢𝙚! 📩

09/03/2025

Kaya pala mainit

12/02/2025

𝘿𝙞𝙣𝙜𝙙𝙤𝙣𝙜: 𝙖𝙣𝙤𝙣𝙜 𝙥𝙤𝙨𝙞𝙗𝙡𝙚𝙣𝙜 𝙠𝙞𝙣𝙖𝙩𝙖𝙩𝙖𝙠𝙪𝙩𝙖𝙣 𝙣𝙜 𝙡𝙖𝙝𝙖𝙩 𝙣𝙜 𝙩𝙖𝙤?
𝘿𝙞𝙣𝙜𝙙𝙤𝙣𝙜: 𝘼𝙣𝙜 𝙩𝙤𝙥 𝙖𝙣𝙨𝙬𝙚𝙧 𝙖𝙮 𝘿𝙀𝘼𝙏𝙃

Majority satin ay takot sa death, at the same time ayaw natin pagusapan sa paniniwalang ayaw natin iattract.

𝐏𝐞𝐫𝐨 𝐃𝐄𝐀𝐓𝐇 𝐢𝐬 𝐂𝐄𝐑𝐓𝐀𝐈𝐍 💯

Yan ay isang pangyayari sa buhay na hindi natin maiiwasan.
Ang malaking tanong ay, ano ang gusto mong maiwan sa family mo if time comes na mawala tayo sa picture?

My friend asked a father
:if mawawala ka ng isang linggo, anong iiwan mo sa pamilya mo?

father: Syempre iiwanan ko sila ng pangkain. Para hindi sila magutom.

:Eh what if mawala ka ng tuluyan?

Then the father realised na walang magtataguyod sa pamilya nya kung wala na sya. That's the time na kumuha sya ng life insurance plan nya para if ever mawala sya, alam nyang may tutustos sa panggastos ng pamilya nya kahit wala na sya. 🥺

Friends! Hindi po mahal ang pagkakaroon ng life insurance. For as low as 67pesos a day pwede ka ng magkaroon.

Lika! Usap tayo. 📩👈🏻
Let's plan ahead before it's too late.

𝐋𝐮𝐞𝐱 𝐉𝐨𝐡𝐧 𝐘𝐝𝐞𝐥
𝐘𝐨𝐮𝐫 𝐓𝐫𝐮𝐬𝐭𝐞𝐝 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐚𝐝𝐯𝐢𝐬𝐨𝐫
𝐏𝐑𝐔 𝐋𝐈𝐅𝐄 𝐔𝐊 ❤️

Disclaimer: this video is not mine. Courtesy of family fued in GMA.

10/02/2025

Alam mo na? 😆

01/02/2025

𝙇𝙊𝙑𝙀 𝙈𝙊𝙉𝙏𝙃 𝙄𝙎 𝙃𝙀𝙍𝙀☺️💞

𝐕𝐚𝐥𝐞𝐧𝐭𝐢𝐧𝐞'𝐬 𝐃𝐚𝐲 na naman, ang araw ng pag-ibig! ❤️

Pero, paano mo ipapakita ang pagmamahal mo sa mga mahal mo sa buhay kung wala ka na?

Isipin mo, kung may life insurance ka, masisigurado mong mayroon pang mag-aalaga sa kanila kahit wala ka na. Hindi ka na mag-aalala sa kanilang kinabukasan.

Kaya, bakit hindi mo subukang magpa-insure ngayong Valentine's Day? Ito ang isang paraan para ipakita ang pagmamahal mo sa kanila. Hindi lang isang araw ng pag-ibig, kundi isang buhay na pagmamahal! 💯❤️☺️

31/01/2025

‼️‼️‼️

31/01/2025

Bakit nga ba kailangan natin ng Life Insurance na may critical illness coverage?
Isipin mo nalang si Mario, nagsusumikap makakuha ng mushroom para lumaki, pero nung tinamaan ng pagong biglang nag-shrink. Hehe!
Parang gano’n lang din sa buhay. Level up na yung lifestyle mo tapos dahil lang ba sa Critical Illness eh ubos agad ang ipon mo then back to being broke na? Worse ay magkakautang pa, at mapipilitang humingi ng financial assistance from friends using GoGetFunding o GoFundMe.
Stay ahead of the game. Ang goal ay ang pag-angat ng financial status, ‘wag hayaang bumaba ang level. 😊

02/02/2024

"The calm before the storm is the perfect time to prepare."

This is always the moment for realization, and as we see how things go our way and how we plan for what lies ahead, Noah prepared the ark and didn't hesitate when there were times that he should, as he was a person too.

But see the result of his plan? It led him and his family in a good direction, right? They were saved. You yourself can be saved too in many ways; one of these is by planning your life now! 🤍

Don't hesitate, and see how small things could help you. You can message me for inquiries and investment consultations at any time. Let's talk about it now! 🥰