Prudent Pinoy - Money Talk

07/08/2024

Hi Looking for a partime opportunity with full time benefits?

Send me a DM for more info 😀

23/07/2024

Did you know that Life Insurance Policy can be your source of generational wealth.

Your Family will get Millions even if you are not a millionaire yet.

and for younger people its economical and coverage is much higher.

Let me give you a prime example

Client is 23 years old and he gets this for just a Premium of 2,109.67 or just 528 pesos per week.

Complete na with all the basic coverage and bonus daily hospitalization pa whenever you get confined sa hospital. Good News its 365 days coverage so buo taon cover ka.

And since ang policy na to meron din sya Investment ans savings component,

Age 60 he will get 5M retirement Fund if the average return falls in an average of 10%.

So start as early as you are young and healthy.

Want to get a free qoute PM me.

For Business Owners

We also offer policies for

✅ Share redemption/Investment Buy Back
✅ Mortgage Redemption Insurance
✅ Group Insurance for Employees

17/11/2023

TYL for blessing our team abundantly. Top Team for the 3rd Quarter Branch Level ❤️

08/10/2023

Prepare your kids future for as a little as 2,200 per month.

Coverage for the both of you plus a College fund ❤️

Thats a smart way of growing and protecting your money for the future ❤️❤️❤️

24/07/2023

Philippines 2nd Place!

The Philippines has the second highest health care cost in South East Asia, and people in the rural area pays more because not all services are available and provided in the health care facilities nasa 43% lang ang government hospital na nag pprovide ng minimun health care.

Kaya marami kababayan naten no choice kundi sa private hospital pumunta. However cost of health care keeps rising.

Sadly Most Pinoys are not prepared for it and not even planning for this circumstances as most deem it as expensive and unnecessary.

They only want to avail when they are diagnosed with critical, terminal illness like, Diabetes, Hypertension, Heart condition or Cancer.

To give you a brief cost of the most common illness in the Philippines.

Heart Attack 1M
Cancer 2.7M
Diabetes 200K/Year not including complications
Renal Failure/Dialysis 200k to 400k per year.

This is guaranteed that all or most of your life’s savings and assets will just go to the cost of health care and medicine. Leaving your family vulnerable. The cost of not preparing is more costly.

Unfortunately kapag diagnose ka na with illness you are no longer insurable.

BUT GOOD NEWS

Pru Life UK has Guaranteed Issuance offer until July 31 where in even with critical illness you can be provided with Insurance Coverage upto 2M

This can help our kababayans with diagnose illness to prepare for the inevitable events.

Kaya if you or your family member has a medical condition and still wants to be insured send me a message so we can tailor fit a plan for you.

To know more see details below.

27/02/2023

26/01/2023

Top 10 ways to stay broke so you have to work until you are dead.

1. Take financial advice from broke people

2. Buy expensive items, bag new phone even if other people dont care about it

3. Never start a side hustle just rely on one source of income.

4. Never have time to study or practice self development.

5. Do not eat healthy foods never exercise.

6. Assume your SSS or GSIS is enough for your retirement and the government is there to back you up.

7. Your parents will always be there to be your emergency fund or your kids will be there as your retirement fund.

8. Do not save and Invest as you always have a job to pay for your daily expenses even if you are over 60.

9. Procrastinate you will always be young and nothing bad will happen you'll never get old or sick or die you are immortal.

10. Don't plan just YOLO.

Bonus: Don't ever get life Insurance you will never need it. it's expensive it's a scam.

Follow for more

Dim Ian Alcayde
Financial Consultant