Rhea Ramos

Rhea Ramos Licensed Financial Advisor

How much do you need to invest to be a millionaire by 65 years old?  ⬇️Grind in your 20’s.Build in your 30’s.Chill in yo...
25/02/2022

How much do you need to invest to be a millionaire by 65 years old? ⬇️

Grind in your 20’s.
Build in your 30’s.
Chill in your 40’s.

Gusto mo ng simulan? Let’s talk.



We are looking for full-time management trainees 20-40 yrs old; with monthly allowance of 20k-60k per month on top of ba...
23/02/2022

We are looking for full-time management trainees 20-40 yrs old; with monthly allowance of 20k-60k per month on top of basic commission.

Not to mention ++ performance quarterly bonus.
Non-negos are laptop, wifi, and 4-yr college grad. Must be driven, willing to be trained.

We also appreciate referrals!

PM me to schedule your interview.

13/02/2022

Sunday, and everyday, is about celebrating what we have - family, friends, dreams. We may be different in many ways, but Friendship is our common ground ❤



Already have plans on V-day? Share your tips below! 🥰⬇Valentine's Day does not have to break the bank. Here are some rom...
13/02/2022

Already have plans on V-day? Share your tips below! 🥰⬇

Valentine's Day does not have to break the bank.
Here are some romantic and fun ideas to stay in and celebrate LOVE at home that cost little to none! ❤





It's time to reflect on the truly important gifts you can give your significant other.  All expressions of love are vali...
11/02/2022

It's time to reflect on the truly important gifts you can give your significant other. All expressions of love are valid, but we can also be practical by gifting our loved one with life insurance as it offers a serious safety net to keep not only one person but the entire family financially sound.

Life Insurance can be a perfect VUL-entine's gift! You can always pair it with a more traditional Valentine's Day gift like a dinner out, chocolate or flowers too!

PM me to help you set-up a gift of a LIFETIME! ❤❤❤❤❤


Life insurance as Valentine’s gift?! Why not! A life insurance policy says you CARE , and you’re SERIOUS about your rela...
07/02/2022

Life insurance as Valentine’s gift?! Why not!

A life insurance policy says you CARE , and you’re SERIOUS about your relationship. It shows that you can think LONG-TERM.

Your special someone will appreciate it for years and years to come. Don’t worry, you still have a few days to prepare. For hassle-free application, talk to your trusted financial advisor. ❤️❤️❤️


𝐖𝐡𝐚𝐭 𝐊𝐢𝐧𝐝 𝐎𝐟 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐏𝐫𝐨𝐝𝐮𝐜𝐭 𝐘𝐨𝐮 𝐌𝐔𝐒𝐓 𝐇𝐚𝐯𝐞 𝐓𝐨𝐝𝐚𝐲?The recent situation has made many people realise the importance of b...
01/12/2021

𝐖𝐡𝐚𝐭 𝐊𝐢𝐧𝐝 𝐎𝐟 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐏𝐫𝐨𝐝𝐮𝐜𝐭 𝐘𝐨𝐮 𝐌𝐔𝐒𝐓 𝐇𝐚𝐯𝐞 𝐓𝐨𝐝𝐚𝐲?

The recent situation has made many people realise the importance of being covered and having insurance. However, there are still some people who are skeptical about insurance. Yes… I get it.

You see, nobody likes to discuss death… nobody likes to discuss illness… nobody likes to discuss what happens if an accident occurs and you’re unable to work…

But! We are seeing incidents like these happening everyday around us and we probably try to convince ourselves by saying, “𝗧𝗵𝗶𝘀 𝘄𝗶𝗹𝗹 𝗻𝗼𝘁 𝗵𝗮𝗽𝗽𝗲𝗻 𝘁𝗼 𝗺𝗲!”

We probably know insurance can give us that peace of mind, but there seem to be thousands of insurance products in the market and we all get really confused when we try to buy them, isn’t it?

Before the year ends, make sure you are at least covered. I’m not telling you to give yourself full coverage, but at the minimum, make sure you are at least covered to a certain extent. Here are 2 Insurance Products You Can Look At:

✅ 𝗬𝗢𝗨 𝗱𝗶𝗲, 𝗜 𝗽𝗮𝘆 → This relates to life coverage products. Buy adequate life insurance so that your family can sustain the loss of your death

✅ 𝗬𝗢𝗨 𝗳𝗮𝗹𝗹 𝘀𝗶𝗰𝗸, 𝗜 𝗽𝗮𝘆 → This relates to income protection products. Have adequate income protection so that you can concentrate on recovering your lost health in case of an illness.

Ask yourself, which is more important for you right now?

Make sure you’re fully covered. Speak to your financial advisor today. Spend a few minutes listening to what they have to offer.

Every professional advisor in the financial planning industry will know that it is important to get their clients covered during this period of time. That is why they are 𝐛𝐞𝐢𝐧𝐠 𝐫𝐞𝐬𝐩𝐨𝐧𝐬𝐢𝐛𝐥𝐞 𝐚𝐧𝐝 𝐜𝐡𝐞𝐜𝐤𝐢𝐧𝐠 𝐢𝐟 𝐲𝐨𝐮’𝐫𝐞 𝐟𝐮𝐥𝐥𝐲 𝐜𝐨𝐯𝐞𝐫𝐞𝐝 and be financially ready in 2022!

If you are a financial advisor reading this: Please share this with your clients and friends who you think should be aware of this.

If you are a financial advisor looking to upgrade yourself check out the ebook I've prepared: https://bit.ly/31CGKlA

"What's The Best Way To Provide For My Family Under Any Circumstances?"If your family depends on you for financial suppo...
29/11/2021

"What's The Best Way To Provide For My Family Under Any Circumstances?"

If your family depends on you for financial support; to enjoy a decent standard of living, then please spend 2 minutes of your time reading this.

Insurance is the key to you being able to focus on the important things in life because it will ensure financial security for you and your family, should anything unfortunate happen.

If you're unclear about which insurance is important before 2021 ends, I have a very simple structure to it. It all boils down to 4 Insurance Products:

✅ LIFE COVERAGE - This product is specifically designed to protect your beneficiaries financially when you are not there anymore.

✅ INCOME PROTECTION - If you are unable to work due to illness, the insurance company will compensate for your loss of income.

✅ RETIREMENT PLANNING - A proper retirement plan is to ensure that you receive a consistent flow of income when you retire.

✅ EDUCATION PLANNING - This is a great way to grow your money across time so when your kids are old enough to go to college, they will be able to leverage on this sum of money.

Once you have all these in place, it provides you and your family peace of mind. These are the best gifts for you and your family during the holiday season!

Remember, the best time to buy insurance was yesterday. It is always better to start early and be prepared in case something happens.

If you are a client reading this, instead of spending your hard-earned money on year-end sales, why not invest time speaking to a financial advisor around you to understand how you can protect yourself and your family especially in this uncertain period.

If you are a financial advisor reading this, share this with your clients and friends who you think should be aware of this.

If you are a financial advisor looking to upgrade yourself check out the ebook I've prepared: https://bit.ly/3CQw67I

-ctto-

Why clients buy Life Insurance?
14/08/2021

Why clients buy Life Insurance?



🔥𝐃𝐨 𝐲𝐨𝐮 𝐤𝐧𝐨𝐰 𝐰𝐡𝐲 𝐩𝐞𝐨𝐩𝐥𝐞 𝐚𝐫𝐞 𝐫𝐮𝐬𝐡𝐢𝐧𝐠 𝐭𝐨 𝐛𝐮𝐲 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐭𝐡𝐢𝐬 𝐲𝐞𝐚𝐫? 🔥⠀⠀A few months ago, I met up with a prospect that I was...
10/08/2021

🔥𝐃𝐨 𝐲𝐨𝐮 𝐤𝐧𝐨𝐰 𝐰𝐡𝐲 𝐩𝐞𝐨𝐩𝐥𝐞 𝐚𝐫𝐞 𝐫𝐮𝐬𝐡𝐢𝐧𝐠 𝐭𝐨 𝐛𝐮𝐲 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐭𝐡𝐢𝐬 𝐲𝐞𝐚𝐫? 🔥⠀

A few months ago, I met up with a prospect that I was supposed to sell him insurance to about a year ago… the prospect said, “I wanted to buy life insurance now but no one is willing to sell me now…”

He said, “𝐼 𝑟𝑒𝑔𝑟𝑒𝑡𝑡𝑒𝑑… 𝐼 𝑠ℎ𝑜𝑢𝑙𝑑 ℎ𝑎𝑣𝑒 𝑔𝑜𝑡 𝑖𝑡 𝑙𝑎𝑠𝑡 𝑦𝑒𝑎𝑟 𝑤ℎ𝑖𝑙𝑒 𝐼 𝑠𝑡𝑖𝑙𝑙 𝑐𝑎𝑛!”

Now if you are not in the insurance industry, you might be thinking, what just happened? Why didn’t any advisors want to sell him insurance? ⠀

===𝐖𝐞𝐥𝐥, 𝐡𝐞𝐫𝐞’𝐬 𝐚 𝐟𝐮𝐧 𝐟𝐚𝐜𝐭...===⠀

😱 There is actually something money can’t buy, that is an insurance policy.

😱 Insurance is purchased with 2 things, health, and age.

😱 If at the time of buying the insurance, you’re not healthy, you won’t be allowed to buy insurance.

😱 Also, as you grow older, the insurance premium you pay actually gets more expensive.

So if an advisor comes to you today and tells you, “Hey, let's see if we can get you covered?”

=== 𝐇𝐞𝐫𝐞 𝐢𝐬 𝐰𝐡𝐚𝐭 𝐲𝐨𝐮 𝐜𝐚𝐧 𝐝𝐨 ===⠀

✅ 𝐀𝐬𝐤𝐞𝐝 𝐲𝐨𝐮𝐫𝐬𝐞𝐥𝐟 𝐢𝐟 𝐲𝐨𝐮 𝐡𝐚𝐯𝐞 𝐞𝐧𝐨𝐮𝐠𝐡 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 - If you are not sure, talk to an advisor to find out about it.

✅ 𝐈𝐟 𝐲𝐨𝐮 𝐝𝐨𝐧’𝐭 𝐡𝐚𝐯𝐞 𝐚𝐧𝐲 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞, 𝐜𝐡𝐞𝐜𝐤 𝐰𝐢𝐭𝐡 𝐡𝐢𝐦 𝐢𝐟 𝐲𝐨𝐮 𝐜𝐚𝐧 𝐬𝐭𝐢𝐥𝐥 𝐩𝐮𝐫𝐜𝐡𝐚𝐬𝐞 𝐢𝐭 𝐰𝐢𝐭𝐡 𝐲𝐨𝐮𝐫 𝐜𝐮𝐫𝐫𝐞𝐧𝐭 𝐚𝐠𝐞 𝐚𝐧𝐝 𝐡𝐞𝐚𝐥𝐭𝐡 𝐜𝐨𝐧𝐝𝐢𝐭𝐢𝐨𝐧s - at least make sure you can still buy insurance.

✅ 𝐈𝐟 𝐲𝐨𝐮 𝐚𝐫𝐞 𝐟𝐮𝐥𝐥𝐲 𝐜𝐨𝐯𝐞𝐫𝐞𝐝 𝐠𝐫𝐞𝐚𝐭 - spend time finding out if those people you care about around you are fully covered, if not advise them to.

Remember, insurance serves to give you and your loved one's peace of mind. Get yourself covered as early as you can, 𝐛𝐞𝐜𝐚𝐮𝐬𝐞 𝐩𝐫𝐞𝐦𝐢𝐮𝐦𝐬 𝐰𝐢𝐥𝐥 𝐨𝐧𝐥𝐲 𝐠𝐞𝐭 𝐦𝐨𝐫𝐞 𝐞𝐱𝐩𝐞𝐧𝐬𝐢𝐯𝐞 in 2022.

Every professional financial advisor knows that premiums will get more expensive over time, that is why some are rushing to meet you in 2021 and not in 2022.

By: Dr.Sanjay Tolani

04/08/2021

Kung WALA KANG TRABAHO, subukan mo si PRU.

Kung MAY TRABAHO KA NGAYON, subukan mo si PRU.

Kelangan mo EXTRA INCOME, subukan mo si PRU.

Huwag matakot SUMUBOK. Hindi yung NABIGO ka ng hindi mo man lang SINUBUKAN, kaya NATALO ka ng walang KALABAN-LABAN.

Wag mo sanang sabihin na..

SAYANG, SANA SINUBUKAN KO DIN.




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