Lawrence Cedric Hernandez, Financial Advisor - Prulife U.K

28/12/2025

18/12/2025

Scam ba ang insurance?

18/12/2025

“May philhealh naman ako di ko na need ng insurance” 😢

You pay PhilHealth for years, believing it’s your safety net - then when you’re hospitalized with a ₱122,000 bill, it covers only ₱5,460.

So what are we really paying for? Because it’s not protection - it’s a scam disguised as “universal healthcare.”

Billions collected, but when Filipinos need help, they get crumbs. Maybe it’s time to ask: if PhilHealth can’t protect us when we’re sick, who is it really protecting?

06/12/2025

𝘿𝙖𝙞𝙡𝙮 𝙃𝙤𝙨𝙥𝙞𝙩𝙖𝙡 𝙄𝙣𝙘𝙤𝙢𝙚 𝘽𝙚𝙣𝙚𝙛𝙞𝙩 𝘼𝙥𝙥𝙧𝙤𝙫𝙚𝙙 🙏

Recently, my client was diagnosed with dengue and had to be confined.

📌 Claim Submitted: Nov 11, 2025
📌 Date Approved: Nov 13, 2025
📌 Amount of Claim: ₱6,000
(Daily Hospital Income Benefit — ₱1,000 per day of confinement)

Yes po 😊 basta ma-admit ka may makeclaim ka! 😊

Thank you, PRU LIFE UK, for consistently delivering on your promise. ❤️

⸻

03/12/2025

📈 Top Health Concerns in the Philippines in 2025

The Philippine Statistics Authority reports the top causes of death in the country for January to April 2025 (Provisional as of 30 September 2025). Leading the list were:

❤️ Ischaemic heart diseases
🔬 Neoplasms
🧠 Cerebrovascular diseases
🌬️ Pneumonia
🩸 Diabetes mellitus

While the numbers reflect ongoing health challenges, they also remind us to take small steps toward better lifestyle choices, regular check-ups, and stronger support for community health.

Stay informed. Stay healthy. 💙

Read more here:
https://psa.gov.ph/content/2025-causes-death-philippines-provisional-30-september-2025

03/12/2025

HINDI mahal ang insurance.
HINDI mo lang PRIORITY. 😟

Kapag gadget, travel, o food trip — ang bilis maglabas ng budget.
Pero kapag protection para sa pamilya,
biglang, “Pag-iisipan ko muna…”

Someday you'll wish you started earlier.
Today is your best chance.

Secure your peace of mind now. 🛡️

28/11/2025

Insurance for your parents(51-70 yo)

No medical exam, up to 1.5 Million benefits basta healthy,
Message me❤️📩

30/10/2025

𝗚𝗲𝘁 𝗽𝗿𝗼𝘁𝗲𝗰𝘁𝗲𝗱 𝘄𝗵𝗶𝗹𝗲 𝘀𝗮𝘃𝗶𝗻𝗴 𝗳𝗼𝗿 𝘆𝗼𝘂𝗿 𝗳𝘂𝘁𝘂𝗿𝗲 𝘄𝗶𝘁𝗵 𝗼𝘂𝗿 𝟱-𝗜𝗡-𝟭 𝗜𝗡𝗦𝗨𝗥𝗔𝗩𝗘𝗦𝗧 𝗽𝗹𝗮𝗻, 𝗳𝗼𝗿 𝗮𝘀 𝗹𝗼𝘄 𝗮𝘀 𝟏𝟎𝟎 𝗽𝗲𝘀𝗼𝘀 𝗽𝗲𝗿 𝗱𝗮𝘆!

📋 Our 5-in-1 protection plan includes:
✅ Life Insurance
✅ Disability Benefit
✅ Accident Benefit
✅ Critical Illness Benefit
✅ Investment / Savings

Protect your future goals while growing your savings at the same time! 💯

Send me a message for a customized plan 📩

07/08/2025

Wala namang may gusto ng insurance! 😊