07/04/2024
🥰 Thanks Be To God 😇🙏
Napakadali mag avail ng affordable new product ni Pioneer ang Buhay at Ospital bundle product, thru online lang besh you can avail kahit nasa Luzon, Visayas or Mindanao ka man.
Message ka na besh ☺️👌😇
👉👉FAQs about Pioneer Buhay at Ospital Insurance
1.) What is Buhay at Ospital Insurance?
👉Ang Buhay at Ospital Insurance ay isang yearly-renewable term product that provides life protection and additional coverage against accidental death, Disablement, or disablement. May daily cash benefit rin na pwedeng makuha if the Insured is confined in the hospital.
2.) What is/are the payment terms for Buhay at Ospital Insurance?
👉The only payment term available para sa Buhay at Ospital Insurance ay annual. Once payment is settled, may coverage ka na for one (1) year.
3.) Is there a waiting period for Life coverage claims?
👉May 6 months na waiting period para sa mga claims from death due to natural causes gaya ng pagkamatay dahil sa sakit. Pero upon policy renewal the next year, wala nang waiting period basta't hindi nag lapse ang policy.
4.) What is an Accidental Death, Dismemberment or Disablement Benefit rider?
👉Ang Accidental Death, Dismemberment or Disablement Benefit (ADDB) rider ay nagbibigay ng additional cash benefit if the Insured passes away due to accident or becomes disabled.
5.) What is Daily Hospital Income Benefit?
👉Ang Daily Hospital Income Benefit (DHIB) ay nagbibigay daily cash benefit kung na-confine ang Insured sa ospital due to accident or illness. Pre-existing illnesses are not covered under this benefit.
6.) How long am I covered under Daily Hospital Income Benefit?
👉Under Daily Hospital Income Benefit (DHIB), pwedeng makatanggap ng daily cash benefits for up to twenty (20) days maximum.
7.) Covered ba sa Daily Hospital Income Benefit kapag na-confine due to pre-existing conditions?
👉May 1 year exclusion for confinements due to any pre-existing conditions para sa Daily Hospital Income Benefit. Pero upon renewal after 1 year, covered na agad ang pre-existing conditions basta't mapatunayang hindi lumala ang sakit o karamdaman.
