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Mary Joy R. Pagas, AFP, Pilit Cabancalan, Mandaue City (2026)

19/02/2024

The most important financial product you need to have today is HEALTHCARE.

We all know that...
👉 PhilHealth is not enough.
👉 Short-term healthcare is not enough.

We all know that...
👉 VUL is not a healthcare plan.
👉 Hospital Income is not a healthcare plan.
👉 Critical Illness is not a healthcare plan.

We all know that...
👉 Asking for help on Facebook is not enough.
👉 Soliciting is not enough.

You might end up selling your properties, withdrawing all your money, acquire a lot of debt just to pay the hospital bills.

That's why it's very important to start building up your long-term healthcare savings starting today.

Kaiser Long Term Care

A 3in1 savings program that has healthcare, life insurance and investment. You only need to save for 7 years and you're lifetime covered with healthcare.

✅ If you think healthcare is expensive, try getting sick without it.
✅ Iba pa rin kapag may peace of mind... And you don't want to become a burden to your family and friends, right?

Time is our greatest ally in building wealth 🙋🏻‍♀️
A lot of older people are playing catch up saying "bakit ngayon ko lang nalaman ang tungkol dito, andami ko nang pera na nasayang."

Start today, while you still can.

Start as low as 88 pesos per day!❤️👌🇵🇭

08/02/2024

You're not greedy when you work hard to earn money. You don't love money when you save money.

You love your family and you honor your promise to provide a secure future by getting insured.

-

"I wanna take care of you, Bart.
I got something for you, Bart.
Here.
I want, uh...
I never made much money.
But I have my life insurance.
And I... I tried to save
everything I could.
And I want you to have that...
so you can pay attention to your singing.
And you'll get a check every month
so you can go chase your dream.
And I want you to catch it."

-

06/02/2024

Habang bata ka pa!

𝙎𝙖 𝙆𝘼𝙄𝙎𝙀𝙍, 𝟕 𝙮𝙚𝙖𝙧𝙨 𝙠𝙖 𝙇𝙖𝙣𝙜 𝙢𝙖𝙜-𝙞𝙞𝙥𝙤𝙣. 𝙈𝙖𝙗𝙪𝙝𝙖𝙮 𝙠𝙖 𝙢𝙖𝙣 𝙝𝙖𝙣𝙜𝙜𝙖𝙣𝙜 𝟏𝟎𝟎 𝙮𝙚𝙖𝙧𝙨 𝙤𝙡𝙙 𝙢𝙖𝙮 𝙝𝙚𝙖𝙡𝙩𝙝𝙘𝙖𝙧𝙚 𝙠𝙖 𝙥𝙖 𝙧𝙞𝙣.

3in1 = 𝐇𝐞𝐚𝐥𝐭𝐡𝐂𝐚𝐫𝐞 + 𝐈𝐧𝐜𝐨𝐦𝐞 𝐑𝐞𝐩𝐥𝐚𝐜𝐞𝐦𝐞𝐧𝐭 + 𝐈𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭. kumpleto na.

𝗔𝗱𝘃𝗮𝗻𝘁𝗮𝗴𝗲𝘀 𝗻𝗴 𝗞𝗔𝗜𝗦𝗘𝗥:
📌𝐕𝐄𝐑𝐘 𝐀𝐅𝐅𝐎𝐑𝐃𝐀𝐁𝐋𝐄:7 years mo lng babayaran. sa iba 10 to 20 years. kung may 5 years man masyadong mahal, wala pang healthcare yun.
📌𝐇𝐈𝐍𝐃𝐈 𝐏𝐑𝐎𝐁𝐋𝐄𝐌𝐀 𝐀𝐍𝐆 𝐏𝐀𝐆-𝐀𝐃𝐌𝐈𝐓 𝐌𝐎 𝐒𝐀 𝐎𝐒𝐏𝐈𝐓𝐀𝐋: magagamit mo ito dahil may kaiser ka at active ang plan, provided at least 1-yr ka ng nag-iipon thru kaiser.
📌𝐁𝐀𝐒𝐈𝐂 𝐌𝐄𝐃𝐈𝐂𝐀𝐋 𝐁𝐄𝐍𝐄𝐅𝐈𝐓𝐒: free annual physical examination, free dental cleaning, etc.
📌𝐅𝐈𝐗𝐄𝐃 𝐀𝐍𝐆 𝐀𝐌𝐎𝐔𝐍𝐓: kung ano ang inumpisahan mo, fixed na sya for 7-yrs hindi mag babago kahit nagkaka-edad ka.
📌𝐌𝐀𝐘𝐑𝐎𝐎𝐍 𝐅𝐀𝐌𝐈𝐋𝐘 𝐀𝐒𝐒𝐈𝐒𝐓𝐀𝐍𝐂𝐄: maaari mong ipagamit sa immediate family mong nagkasakit. hindi mo kailangan mangutang nang pandeposit sa hospital bill. *subject for kaiser approval*
📌𝐓𝐑𝐀𝐍𝐒𝐅𝐄𝐑𝐀𝐁𝐋𝐄: maari itong ma-transfer upon death, hindi magiging mabigat financially sa family ang pag-kawala mo. at pagdating ng maturity makakakuha ang iyong beneficiary ng malaking pera galing sa investment mo.

Build for your future!!

Huwag mong antayin Tatanda ka nang walang Ipon!

Think wisely💓♥️💓🇵🇭

01/02/2024

Be wise .

Learn how to save & invest the right way.
Dahil darating ang panahon n tayo ay mapapagod kakatrabaho.
Dpat s oras n hindi n kya mgtrabaho
Meron kna nun ng passive income n magtatrabaho sau n pera mo😊

Ang pera hindi yan napapagod ,hindi napupuyat.😊

Wag ubos biyaya..magtira s sarili para s future needs.

Be in the groups of SAVERS AND INVESTORS

ATTEND OUR FREE WEBINAR orientation
Message me for details.

Ctto.

20/01/2024

REWIND MUNA NATIN!
Simple lang naman ang concept ng Kaiser.
Mag-ipon ka. Pay Yourself for 7 years.

While paying, may HMO ka na.
Meaning, kapag nagkasakit at ma-a-admit ka sa Hospital ay may Budget ka. Hindi ka kawawa na hihingan pa ng downpayment.

Kapag Kinuha naman ni Lord, (‘wag naman agad) ay may maiiwan na pera sa pamilya, (Mahal mo sila di ba?). May Insurance ka naman sa loob ng 20 Years! (Secure ka at Pamilya mo)

Kapag nagmature ang Policy mo, may retirement money ka. May Investment or saving kang magagamit mo anytime. Oh di ba? mas panalo at di ka pagpapasa-pasahan ng pamilya mo, kundi pag-aagawan ka dahil may revolving funds kang nagagamit sa senior years mo.

17/01/2024

Complete Healthcare Plan

14/01/2024

𝐀𝐍𝐎 𝐏𝐀 𝐁𝐀 𝐀𝐍𝐆 𝐌𝐆𝐀 𝐁𝐄𝐍𝐄𝐏𝐈𝐒𝐘𝐎 𝐍𝐆 𝐊𝐀𝐈𝐒𝐄𝐑 𝐋𝐎𝐍𝐆 𝐓𝐄𝐑𝐌 𝐇𝐄𝐀𝐋𝐓𝐇𝐂𝐀𝐑𝐄?

Sa 𝗣𝗵𝗶𝗹𝗵𝗲𝗮𝗹𝘁𝗵 hanggang 60 years old tayo magrerenew pero sa 𝗞𝗔𝗜𝗦𝗘𝗥, 7years ka lang mag-iipon. Mabuhay ka man hanggang 100 years old may healthcare ka pa rin.

𝟯-𝗶𝗻-𝟭 𝗦𝗮𝘃𝗶𝗻𝗴𝘀 𝗣𝗹𝗮𝗻 kaya may peace of mind ka. May 𝗛𝗘𝗔𝗟𝗧𝗛𝗖𝗔𝗥𝗘 + 𝗧𝗘𝗥𝗠 𝗟𝗜𝗙𝗘 𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘 + 𝗜𝗡𝗩𝗘𝗦𝗧𝗠𝗘𝗡𝐓 ka na.

𝗔𝗗𝗩𝗔𝗡𝗧𝗔𝗚𝗘𝗦 𝗡𝗚 𝗞𝗔𝗜𝗦𝗘𝗥:

✅𝗩𝗘𝗥𝗬 𝗔𝗙𝗙𝗢𝗥𝗗𝗔𝗕𝗟𝗘. 7 years mo lang babayaran at covered ka na while paying period palang.

✅𝗗𝗜𝗥𝗘𝗖𝗧 𝗙𝗥𝗢𝗠 𝗧𝗛𝗘 𝗖𝗢𝗠𝗣𝗔𝗡𝗬. Mura kasi walang ahente dahil ikaw mismo ang ahente sa sarili mo kaya makakamura ka.

✅𝗥𝗢𝗢𝗠 𝗔𝗖𝗖𝗢𝗠𝗠𝗢𝗗𝗔𝗧𝗜𝗢𝗡. Sagot ang hospital bills mo including room accommodation kahit ilang buwan kapa. Uuwi kang may ngiti sa labi at walang iniisip na utang.

✅𝗙𝗥𝗘𝗘 𝗔𝗡𝗡𝗨𝗔𝗟 𝗣𝗛𝗬𝗦𝗜𝗖𝗔𝗟 𝗔𝗡𝗗 𝗗𝗘𝗡𝗧𝗔𝗟 𝗖𝗛𝗘𝗖𝗞 𝗨𝗣. After ng 1 year na pagbabayad entitled ka na sa LIBRENG checkup.

✅𝗙𝗜𝗫𝗘𝗗 𝗣𝗥𝗘𝗠𝗜𝗨𝗠 𝗔𝗠𝗢𝗨𝗡𝗧. The day na pag-sign mo ng policy mo sa KAISER, kung ilan ang amount na nakalagay, yun lang din ang babayaran hanggang 7 years. Hindi na siya madadagdagan.

✅𝗟𝗢𝗡𝗚 𝗧𝗘𝗥𝗠 𝗖𝗔𝗥𝗘 𝗕𝗢𝗡𝗨𝗦. Kapag di mo nagamit ang policy mo while paying period, ibabalik sayo ang 𝟴𝟱% na binayad mo on your maturity date. So making it like 𝗖𝗢𝗦𝗧 𝗙𝗥𝗘𝗘.

✅𝗢𝗡𝗟𝗜𝗡𝗘 𝗔𝗖𝗖𝗢𝗨𝗡𝗧. Meron kang sarili mong account kung saan mamomonitor mo ang payment mo.

𝗞𝗔𝗜𝗦𝗘𝗥 𝗜𝗡𝗧𝗘𝗥𝗡𝗔𝗧𝗜𝗢𝗡𝗔𝗟 𝗛𝗘𝗔𝗟𝗧𝗛𝗚𝗥𝗢𝗨𝗣 𝗜𝗡𝗖. 𝖳𝗁𝖾 𝖥𝗂𝗋𝗌𝗍 𝖭𝖺𝗆𝖾 𝗂𝗇 𝖧𝖾𝖺𝗅𝗍𝗁𝖼𝖺𝗋𝖾.

14/01/2024

How many MILLIONS do we need for Aging?

We may not have thought about it now, but RETIRING IS NOT A JOKE.

SSS or GSIS is not enough. When it comes to eating, it's not enough.

Do we need to Save and Invest for our future?

Learn how to Save and Invest properly.
Attend to our free IMG Financial Coaching webinar.

"We teach you the saving and building your future.

Ctto

14/01/2024

𝗔𝗻𝗼 𝗻𝗴𝗮 𝗯𝗮 𝗺akukuha 𝗺𝗼 𝗸𝗮𝗽𝗮𝗴 𝗜𝗠𝗚 𝗠𝗲𝗺𝗯𝗲𝗿 𝗸𝗮? 🙋
𝗜𝗻𝗰𝗹𝘂𝗱𝗲𝘀:
🌹 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗘𝗱𝘂𝗰𝗮𝘁𝗶𝗼𝗻 - 𝗙𝗥𝗘𝗘
🌹 𝗨𝗻𝗹𝗶𝗺𝗶𝘁𝗲𝗱 𝗧𝗿𝗮𝗶𝗻𝗶𝗻𝗴𝘀 - 𝗙𝗥𝗘𝗘
🌹 𝗨𝗻𝗹𝗶𝗺𝗶𝘁𝗲𝗱 𝗪𝗼𝗿𝗸𝘀𝗵𝗼𝗽 - 𝗙𝗥𝗘𝗘
🌹 𝗣1,000 𝗶𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁 𝗶𝗻 𝗺𝘂𝘁𝘂𝗮𝗹 𝗳𝘂𝗻𝗱 𝘄𝗶𝘁𝗵 𝘇𝗲𝗿𝗼 𝗲𝗻𝘁𝗿𝘆 𝗳𝗲𝗲(dagdagan mo lang anytime kung may sobra kang pera.)
🌹 𝗣100,000 𝗽𝗲𝗿𝘀𝗼𝗻𝗮𝗹 𝗮𝗰𝗰𝗶𝗱𝗲𝗻𝘁 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 for Pinas Coded...
P 600,000
For International Coded...
🌹 𝗙𝗿𝗲𝗲 𝗲𝘆𝗲 𝗳𝗿𝗮𝗺𝗲𝘀 𝗳𝗿𝗼𝗺 𝗞𝗮𝗶𝘀𝗲𝗿 𝗮𝗻𝗱 𝗜𝗠𝗚
🌹𝗙𝗿𝗲𝗲 𝗨𝗡𝗟𝗜𝗠𝗜𝗧𝗘𝗗 𝗺𝗲𝗱𝗶𝗰𝗮𝗹 𝗰𝗼𝗻𝘀𝘂𝗹𝘁𝗮𝘁𝗶𝗼𝗻 𝗮𝘁 𝗞𝗮𝗶𝘀𝗲𝗿 𝗠𝗲𝗱𝗶𝗰𝗮𝗹 𝗖𝗲𝗻𝘁𝗲𝗿𝘀
🌹 20% 𝗱𝗶𝘀𝗰𝗼𝘂𝗻𝘁 𝗼𝗻 𝗺𝗲𝗱𝗶𝗰𝗮𝗹 𝗹𝗮𝗯𝗼𝗿𝗮𝘁𝗼𝗿𝘆 𝘁𝗲𝘀𝘁𝘀
🌹 24/7 𝗮𝘀𝘀𝗶𝘀𝘁𝗮𝗻𝗰𝗲 𝗳𝗿𝗼𝗺 𝗺𝗲𝗺𝗼𝗿𝗶𝗮𝗹 𝗰𝗼𝗻𝗰𝗶𝗲𝗿𝗴𝗲
🌹 𝗗𝗶𝘀𝗰𝗼𝘂𝗻𝘁𝘀 𝗼𝗻 𝗖𝗔𝗥 𝗽𝘂𝗿𝗰𝗵𝗮𝘀𝗲𝘀
🌹 𝗗𝗶𝘀𝗰𝗼𝘂𝗻𝘁𝘀 𝗼𝗻 𝘃𝗲𝗵𝗶𝗰𝗹𝗲 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲, 𝗳𝗶𝗿𝗲 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲, 𝗲𝘁𝗰.
🌹 𝗗𝗶𝘀𝗰𝗼𝘂𝗻𝘁𝘀 𝗼𝗻 𝗮𝘀𝘀𝗼𝗰𝗶𝗮𝘁𝗲 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗽𝗹𝗮𝗻𝗻𝗲𝗿 𝗰𝗲𝗿𝘁𝗶𝗳𝗶𝗰𝗮𝘁𝗶𝗼𝗻
🌹 𝗗𝗶𝘀𝗰𝗼𝘂𝗻𝘁𝘀 𝗼𝗻 𝗥𝗲𝗮𝗹 𝗘𝘀𝘁𝗮𝘁𝗲
🌹𝗗𝗶𝘀𝗰𝗼𝘂𝗻𝘁𝘀 𝗼𝗻 𝗡𝗼𝗻-𝗟𝗶𝗳𝗲 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲
🌹 𝗗𝗶𝘀𝗰𝗼𝘂𝗻𝘁𝘀 𝗼𝗻 𝗦𝗽𝗲𝗰𝗶𝗮𝗹 𝗖𝗼𝘂𝗿s𝗲𝘀
🌹 𝗥𝗘𝗖𝗢𝗚𝗡𝗜𝗧𝗜𝗢𝗡𝗦
🌹 𝗘𝗫𝗖𝗟𝗨𝗦𝗜𝗩𝗘 𝗘𝗩𝗘𝗡𝗧𝗦 (𝗜𝗻𝘁𝗲𝗿𝗻𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗰𝗼𝗱𝗲𝗱 𝗺𝗲𝗺𝗯𝗲𝗿𝘀)
🌹 𝗪𝗢𝗥𝗟𝗗𝗪𝗜𝗗𝗘 𝗣𝗥𝗢𝗧𝗘𝗖𝗧𝗜𝗢𝗡 (𝗜𝗻𝘁𝗲𝗿𝗻𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗖𝗼𝗱𝗲𝗱 𝗠𝗲𝗺𝗯𝗲𝗿𝘀)
🌹 𝗔𝗖𝗖𝗜𝗗𝗘𝗡𝗧𝗔𝗟 𝗗𝗜𝗦𝗔𝗕𝗟𝗘𝗠𝗘𝗡𝗧 𝗕𝗘𝗡𝗘𝗙𝗜𝗧 (𝗜𝗻𝘁𝗲𝗿𝗻𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗖𝗼𝗱𝗲𝗱 𝗠𝗲𝗺𝗯𝗲𝗿𝘀)
💥 𝗣50,000 𝗟𝗜𝗙𝗘 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 (𝗰𝗼𝗻𝘃𝗲𝗿𝘁𝗶𝗯𝗹𝗲 𝘁𝗼 𝗺𝗲𝗺𝗼𝗿𝗶𝗮𝗹)
🌹 Business in the Financial Industry as a Financial Educator

𝗬𝗼𝘂𝗿 𝗺𝗼𝗻𝗲𝘆, 𝗬𝗼𝘂𝗿 𝗰𝗵𝗼𝗶𝗰𝗲! 🩵

cto

13/01/2024

Saving money for the future is like getting a passport as early as you can.

You may want to get a passport even if you still haven't got a specific plan to travel.

It's an important thing, as long as it's ready - for future travel.

Say for retirement, saving money today is important even if you haven't got an idea what to specifically do during old age. As long as your goal is for retirement - start saving.

Same with kids college education, save as much as you can today for preparation sake, even if you aren't sure what course your kids will take or what school they're going to study.

If you're waiting to do it until you're ready, then you won't even start.

Start now - save with a purpose, a goal, a confident future.

11/01/2024

Nagbabayad ka ng St Peter Plan mo 900+ pesos monthly for 5 years diba? Kabaong lang yun 😁,

Pero pag IMG member ka 500 pesos one time payment lang may 50k life insurance kana na convertible sa memorial concierge pa 😊, Saan kapa! 😍

Fidelity is essentials lalo na kung breadwinner ka,

Handa kabang maging beneficiary?
Iinsured na dapat ang mga breadwinner.

Mura dba? Murang mura... Be a member of IMG and you can have it too.

Dito sa IMG tuturuan tayo paano makakatipid at wala ng ahente ng mag cocommission satin sa lahat ng Financial services na iavail natin..

Want to know more about this? Message mo lang ako kabayan, kaibigan 🥰❤️

11/01/2024

To the hardworking - don't just make money, make a fortune.

To the OFWs - don't just make a living, make a life after overseas.

To the teacher - don't just teach about math, teach about money too.

To the religious - don't just teach to be spiritual, teach money stewardship too.

To the income earner - don't just spend money, save and invest too.

To the parent - don't just give fish, teach your kids how to fish.

Save The Right Way!

Mary Joy R. Pagas, AFP

19/02/2024

08/02/2024

06/02/2024

01/02/2024

20/01/2024

17/01/2024

14/01/2024

14/01/2024

14/01/2024

13/01/2024

11/01/2024

11/01/2024

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