Michael San Roque - Insurance Services

Michael San Roque - Insurance Services 💼 Financial advisor -
🏢 Agency leader and CEO -

You’re not behind.You’re just comparing your chapter 1to someone’s chapter 20.Let me explain.You scroll through your fee...
10/06/2026

You’re not behind.

You’re just comparing your chapter 1
to someone’s chapter 20.

Let me explain.

You scroll through your feed
and everyone seems ahead.

The classmate with the house.
The friend with the business.
The batchmate na sosyal na ang buhay.

And you sit there thinking
you missed something.

That you’re slow.
That you’re behind.

Here’s the problem with that.

You’re staring at their chapter 20
while you’re still writing your chapter 1.

You see the result.
You didn’t see the years.

You didn’t see the version of them
that wanted to quit.

The nights they doubted everything.
The chapter 3 that fell apart.
The chapter 7 nobody clapped for.

You’re comparing your behind-the-scenes
to someone else’s highlight reel.

And that comparison is the fastest way
to kill something before it even starts.

Kasi pag naisip mong huli ka na,
hihinto ka na.

Kahit kakaumpisa mo pa lang.

So here’s the reframe.

You’re not behind.
You’re early.

Early in your story.
Early in your growth.
Early in becoming the person
that other people
will one day compare themselves to.

So stop measuring your race
using someone else’s clock.

Wala kang hinahabol.

Honor and trust your own journey. 🌱

08/06/2026

Mentoring the leaders of Prime Summit branch. Thank you BM Vhan Cogama for having me.

🏳️‍🌈 Did you know?Your same-sex partner may be designated as the beneficiary of your life insurance policy.Many people a...
05/06/2026

🏳️‍🌈 Did you know?

Your same-sex partner may be designated as the beneficiary of your life insurance policy.

Many people are surprised to learn this.

Swipe through to learn the Insurance Commission guidance, the requirements, and what this means for you and the person you love.

Just a quiet Sunday doing something I really enjoy—planning. ☕️A lot of people only get to see the meetings, the events,...
31/05/2026

Just a quiet Sunday doing something I really enjoy—planning. ☕️

A lot of people only get to see the meetings, the events, the travels, the achievements, and the celebrations. But behind the scenes, days like this are important too.

Today is for reviewing goals, scheduling appointments, planning trainings, checking where our team is, and thinking about how I can better support our advisors so they can have a stronger and more successful June.

There’s still a lot to do, a lot to improve, and a lot of people to serve—but that’s what makes the journey exciting.

For now, I’m simply thankful for how far God has brought me and excited for what June has in store. 🌱

2-YEAR PAY PLAN WITH MONTHLY PAYOUTSIn recent global and local uncertainties, the PRULink Flexi Income Fund recently ach...
23/05/2026

2-YEAR PAY PLAN WITH MONTHLY PAYOUTS

In recent global and local uncertainties, the PRULink Flexi Income Fund recently achieved increasing monthly payout rates:

• Oct 2025 — 0.463%
• Nov 2025 — 0.478%
• Dec 2025 — 0.474%
• Jan 2026 — 0.477%
• Feb 2026 — 0.477%
• Mar 2026 — 0.500%
• Apr 2026 — 0.511%

While payouts are NOT guaranteed and past performance does not guarantee future results, these figures reflect the fund’s ability to continue generating income opportunities even in challenging market environments.

PRUMillion Protect is designed for individuals who want:

✔️ Strong life insurance protection
✔️ Potential monthly payouts
✔️ Withdrawable fund value for flexibility
✔️ Long-term wealth accumulation
✔️ A limited-pay structure — pay for only 2 years

Build protection today while positioning yourself for long-term financial growth tomorrow.

Message me to see a sample proposal based on your age and goals.

WealthBuilding

‘WE CAN NOW INSURE YOU AGAIN, MIDDLE EAST-BASED OFWs”Recent developments have opened a timely opportunity for eligible M...
22/05/2026

‘WE CAN NOW INSURE YOU AGAIN, MIDDLE EAST-BASED OFWs”

Recent developments have opened a timely opportunity for eligible Middle East-based clients currently in the Philippines.

For many OFWs and families temporarily staying in the Philippines, this may be an ideal window to revisit pending protection plans, secure coverage, or continue applications that were previously affected by geopolitical developments in the region.

As always, every case remains subject to evaluation and approval, but this latest update provides renewed opportunities for qualified applicants while they are here in the country.

If you or someone you know may be affected by these recent changes, feel free to reach out for proper guidance and assessment.

19/05/2026

The Philippine insurance industry opened the year with stronger asset growth, climbing to ₱2.65 trillion from ₱2.48 trillion, a 6.85% increase, driven by wider participation from policyholders and steadier premium inflows across life and non-life segments.

Total benefits paid reached ₱43.44 billion, 11.36% higher than last year, underscoring the sector’s continued capacity to settle claims and provide financial support to families and businesses during critical moments.

Net income eased by 1.75% to ₱15.03 billion from ₱15.30 billion, as higher benefit payouts weighed on profitability even as day-to-day operations remained stable.

Premium collections expanded to ₱140.85 billion from ₱124.48 billion, signaling sustained demand from households and companies for protection products amid ongoing economic pressure.

Insurance pe*******on rose to 2.03% while density reached ₱1,231.61, pointing to gradual expansion in coverage among Filipinos, though large parts of the population remain underinsured despite growing uptake.

Amid prevailing economic challenges, Insurance Commissioner Reynaldo A. Regalado said the industry remains firmly positioned to meet policyholder needs and deliver on commitments with stability and resilience.

Report by radar Business

The Philippine insurance industry has reached a landmark milestone.According to the Insurance Commission, insurance pe**...
19/05/2026

The Philippine insurance industry has reached a landmark milestone.

According to the Insurance Commission, insurance pe*******on rose to 2.03% in Q1 2026 — surpassing the long-standing 2% target for the first time. Industry premiums grew 13% to ₱140.85 billion, while insurance density increased 12.5% to ₱1,231 per person.

This reflects a growing awareness among Filipinos of the value of financial protection — and the industry’s continued resilience amid economic uncertainty.

Yet despite this progress, coverage gaps remain significant. Many Filipino families are still one crisis away from financial hardship — without a policy to fall back on.

Now is the right time to review your financial plan and ensure your family is adequately protected.

📩 Message me to schedule a no-obligation consultation.

Some careers give you stability.Some give you income.Very few give you the chance to fully realize your potential.We’re ...
17/05/2026

Some careers give you stability.
Some give you income.
Very few give you the chance to fully realize your potential.

We’re opening opportunities for experienced millennial managers and executives who are looking for something more meaningful, more flexible, and more rewarding.

If you have:
✔ leadership experience
✔ strong business acumen
✔ people management skills
✔ the drive to grow beyond corporate ceilings

…you may be a great fit for our expanding team at PRU Life UK.

What we offer:
• Unlimited earning potential & performance bonuses
• International travel opportunities across Asia, US & Europe
• Leadership & career development
• Flexible work setup & better work-life balance
• A purpose-driven career helping families build financial security

This opportunity is ideal for professionals who want to transition into a high-growth industry where impact and income can grow together.

If you’re curious to explore the opportunity, feel free to connect or send your CV to:
📩 [email protected]

So here’s the truth: the bigger the life you’ve built, the bigger the critical illness coverage you need. Your coverage ...
14/05/2026

So here’s the truth: the bigger the life you’ve built, the bigger the critical illness coverage you need. Your coverage should be as big as the life you’re fighting to keep.

Address

Axis Life Insurance Agency, CBC Corporate Center, 724 Shaw Boulevard, Wack-wack
Mandaluyong
1552

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