26/05/2021
What I like about VUL ( Insurance plus Investment)?
Started my own VUL policy last 2006 and everytime andyan ang bonus, diretso sa policy ko.hehe. medyo mahirap sa umpisa pero nasanay na lang din.😊 Since my first policy was designed more on investment, after 10 years, nagamit namen for one of our major purchases.😊🙏
But what i love about VUL products, it's a forced savings that is either automatically being debited from your bank account or charged to your credit card (sayang din points)🤣. Eto talaga gusto ko sa VUL, yung di mo kelangan pumunta ng bank or mag manual manage kase automatic na sya.😍
Then, i became a Financial Adviser last 2016, every after 2 years, natutuwa naman ako at nakakapag add tayo ng VUL policy. I realized that if I didn't start this kind of investment program ng mas maaga, malamang na add to cart na or nagastos na sa ibang bagay lalo if nasa ATM account lang naten at mabilis lang syang pag isipan kung san naten gagastusin uli. Relate ba?hehe
The most unique kind of feature of VUL is having a comprehensive insurance coverage ( Critical Illness benefit, disbaility, accident, hospitalization and death benefit). It's the only investment tool that has this kind of guaranteed benefits. If something happens, insurance company will pay and if nothing happens, you still have money that can be used for retirement, education, small business and many more.😊
Ikaw? Meron ka na bang VUL? If wala pa, usap tayo.😊
