Your Nifty Advisor

08/11/2022

21/03/2022

Life is unpredictable and this is a well-known fact. While a man or woman does everything in their power to stay alive, healthy and look after their family and loved ones, we know that it can all turn out unfavourable too.

If you’re a family person, you cannot afford to miss out on this safety tool. In case you’re not around, your family will never be dependent on anyone, just as you would not want them to be, when you were alive… So let Life Insurance help you take over those responsibilities for you!

No matter what kind of Life Insurance policy you choose, you will rest well knowing that the people close to you will be taken care of in the event of your demise. The peace of mind that comes with having a Life Insurance policy already in place is priceless.
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Speak to a financial advisor today if you are unsure what kind of coverage you need in order to get your whole family protected for unexpected events! 🤟

16/03/2022

Eto yung mga nagpapakilig saming mga FA. 😍🥰
Congratulations client! Mejo kinabahan pa tayo pero finally naapprove. Count down na tayo sa ika6th year ng policy para may every other year kang sure money galing kay Sunlife. 😁

14/03/2022

Still in your 20s? Gawin mong kakampi ang oras. Isali mo na ang insurance sa mga gastusin mo. 🙂

10/03/2022

Congratulations to my OFW client for securing her child’s future! ❤️🎉

Pamana plan for the win! 🎉👍

As a Financial Advisor, we are committed to helping families achieve their financial goals and gain control of their finances by sharing with them the whole concept of financial planning.

Our job. Our purpose. Our advocacy.

07/03/2022

Proposal's Projected Fund Value (2018) vs. Current Fund Value (2022)
This client started her Sun Maxilink Prime (VUL) in October 2018 at age 30. For the benefit of those who doesn't know, VUL is INSURANCE + investment. Primary goal pa rin talaga ng policy na ito ay mainsure si client sa mga SAD (sickness,accident,death) events. So si client ay may life insurance na 1M (200% ng face amount), accidental death benefit 500K, critical illness and total disability benefits. Sa life insurance pa lang, panalo na si client (or should I say - ang mga beneficiaries nya 😂)
Dahil VUL nga ito, small part sa binabayaran ni client quarterly ay napupunta sa investment. At that time, ang projected fund value nya by the end of 3rd year is around 49K at 8% interest rate. Dun lang tayo sa gitna para wala masyadong expectations, baka masaktan lang tayo pag todong todo magexpect (alam na alam mo yan 🤪 ).
Yung market kasi very volatile so depende talaga sa status ng market, pwedeng lower than 8% or more than that ang kitain ng investment.
Fast forward to March 2022, by this time 3 years and 5 months na yung policy ni client. By this time, nasa 58K na yung current fund value nya. Dahil ndi naman tayo nagexpect masyado, tsaka tinamaan pa ng pandemic for 2 years. Nakakahappy lang sa pakiramdam na makitang more than 8% yung nilago ng pera nya. Ndi na masama diba?
Yung sa investment portion, I'd like to think of it na nagtatabi ka ng pera pero instead na sa banko dun sa mo itatabi sa isang financial institution na makakapagbigay ng mas malaking interest. That way, you make your money work for you. Ang kagandahan ng VUL, it hits 2 birds with one stone. Insured ka na, may investments ka pa. 😉
Kung gusto mo ng more details about this or to find what's the best Sunlife product for your current life stage, message ka lang. I promise I don't bite. Charot! hahaha! 😂

02/03/2022

We salute and recognize the pivotal role and significant contribution of women in the society. As we give our best in whatever we do, let us also remember to secure ourselves for our future and most importantly for those we love. Take care of your health with Sun Maiden / Sun Maiden Plus! Message me for more info. ;)

Happy Women's Month ladies!

01/03/2022

Appreciate every moment of your life.