Irene Dela Cruz, Licensed Financial Advisor

Irene Dela Cruz, Licensed Financial Advisor Hello guys, welcome to my page. Let's plan ahead for our Brighter Tomorrow.

This page is meant to add value to all Pinoys, spread Financial Literacy, and achieve Financial Freedom, Brighter Life and Peace of Mind.

Ang sayaa nya oh, nakapag ice cream na naman! ๐Ÿ˜๐Ÿ˜…๐Ÿค—
20/10/2023

Ang sayaa nya oh, nakapag ice cream na naman! ๐Ÿ˜๐Ÿ˜…๐Ÿค—

PANG-COLLEGE NG ANAK NAMINโ€ผ๏ธโ€ผ๏ธWhile others are still doubting, my clients are already witnessing the outcome of their de...
27/09/2023

PANG-COLLEGE NG ANAK NAMINโ€ผ๏ธโ€ผ๏ธ

While others are still doubting, my clients are already witnessing the outcome of their decision to prepare ahead. ๐Ÿ‘๐Ÿฝโ˜€๏ธ

Tulad na lang ng parent-client ko nato, that chose to secure her child's future at an early age with Life insurance linked with Investment. Payable for at least 10 years, covered na ang anak niya until age 88.

"Nakakatuwa kasi sa plan nato may kasama na siyang investment bukod sa protection. E gusto din kasi namin ng daddy nya na maagang paghandaan ang pang-college ng anak namin. Para di na kami masyado mamroblema in the future. Kahit di gaanong malaki yang sinimulan namin, in the long run we believe na lalaki at lalaki din naman yan."

*********
Wala naman talaga sa laki yan, ang importante mapili mong simulan ng maaga. ๐Ÿค—

If naghahanap ka ng Sun Life program na pwede sa anak mo or sayo, message mo lang ako. ๐Ÿ“ฉ Let me assist you. ๐Ÿซฑ๐Ÿฝโ€๐Ÿซฒ๐Ÿพ

Marami pang ibang Sun Life Options. Free naman and online ang discussion. Set lang tayo ng schedule. ๐Ÿ‘Œ๐Ÿพ





If you are looking for a financial advisor who could guide you through the process of choosing the most suitable insuran...
31/08/2023

If you are looking for a financial advisor who could guide you through the process of choosing the most suitable insurance plan for you and your family, look no further!
Our plans could provide solutions to our clients' various needs in life such as planning for retirement, child's education, wealth transfer, and most importantly, income protection.

Send me a message so I can help you get started!



Note: The amounts in the illustrations below are projections and estimates only. The actual amount may vary according to age, gender, and occupation, among others.

15/06/2023

Having this kind of thinking at the age of 20 is really commendable.

"Ngayon ang pinaplano ko ay 'yung insurance ng mga kapatid ko, 'yun yung mga nagmamatter sakin talaga. " ~Seth Fedelin

GenZ? Wais na GenZ! ๐Ÿฅน๐Ÿค—

๐—œ ๐—น๐—ผ๐˜€๐˜ ๐Ÿญ ๐—ฐ๐—น๐—ถ๐—ฒ๐—ป๐˜. ๐—š๐—ผ๐—ฑ ๐—ฟ๐—ฒ๐—ฝ๐—น๐—ฎ๐—ฐ๐—ฒ๐—ฑ ๐—ถ๐˜ ๐˜„๐—ถ๐˜๐—ต ๐Ÿญ๐Ÿญ.June na 4 agad. Ang bilis. Naalala ko lang last month, may kliyente na ako na n...
05/06/2023

๐—œ ๐—น๐—ผ๐˜€๐˜ ๐Ÿญ ๐—ฐ๐—น๐—ถ๐—ฒ๐—ป๐˜. ๐—š๐—ผ๐—ฑ ๐—ฟ๐—ฒ๐—ฝ๐—น๐—ฎ๐—ฐ๐—ฒ๐—ฑ ๐—ถ๐˜ ๐˜„๐—ถ๐˜๐—ต ๐Ÿญ๐Ÿญ.

June na 4 agad. Ang bilis.

Naalala ko lang last month, may kliyente na ako na nag-back out dahil sa isang emergency. Payment na lang kulang.

Medyo matagal-tagal din ang prosesong pinagdaanan namin bago kami umabot sa huling stage ng application. 'Yun nga lang ay hindi umabot hanggang dulo. Naiiintindihan natin lalo't may valid reason naman. Hindi rin naman siguro magtatagal ay babalik din siya.

Gano'n talaga siguro minsan. Parte ito ng trabaho ko. Hindi rin naman ito ang unang beses na nangyari ito. Pero napatanong ako, "๐—Ÿ๐—ผ๐—ฟ๐—ฑ, ๐—ฎ๐—ป๐—ผ'๐—ป๐—ด ๐—ป๐—ฒ๐˜…๐˜ ๐—บ๐—ผ๐˜ƒ๐—ฒ ๐—ป๐—ฎ๐˜๐—ถ๐—ป?" Kasi mahirap ang tumagal sa ganitong propesyon kung wala kang gabay ng Diyos. Kung self-confidence lang, wala. Dapat God-confidence ang dala-dala natin.

Ilang araw din ang lumipas, may natanggap akong mensahe. Isang kaibigan na matagal ko nang hindi nakakausap. Tinanong niya ako kung paano raw ba simulan ang product na ino-offer ko. Kung gaano naman katagal ang pinadaanan ko sa unang kliyente ko ng Mayo, siya namang bilis ng sumunod. Ang nakakatuwa rito, doble sa nawala ang dumating.

Hindi ko na namalayan, umabot na sa labing-isa lahat sa buwan lang ng Mayo. 'Yung nawalang isa, pinalitan ng labing isa!

Sabi nga, anytime you have to give up houses, spouses, jobs, income, or whatever it may be, God promises in Matthew 19:29 to give you back a hundredfold for your loss.

Kung sa tingin mo ay kinukuha sa atin ang mga bagay na gusto na 'tin, maaaring gusto lang ito palitan ng Diyos ng higit na mas maganda sa inaasahan.

It's hard but it's true: sometimes God removes good things from our lives for our good.

Keep the faith. Surrender your life, decisions, career, business, family, plans to the Lord. God never fails.

Meet the newly crowned Miss Universe Philippines, Michelle Dee this saturday during the business session of the Palm Uni...
01/06/2023

Meet the newly crowned Miss Universe Philippines, Michelle Dee this saturday during the business session of the Palm Universe Business Session and Grand Opening of the first ever Jayveeโ€™s Cup 2023! ๐Ÿ†

This is exclusively for Palm Universe Leaders and Advisors but if you aspire to be one, you can tag along with us.

Just send me a message. ๐Ÿ“ฉ

See you there Sun Lifers! ๐Ÿ’›๐ŸŒดโ˜€๏ธโ™พ๏ธ


Most celebrities and vloggers availed Sun Life Insurance.WHY?Because they know that Income is not forever.Kaya pag bread...
30/05/2023

Most celebrities and vloggers availed Sun Life Insurance.

WHY?
Because they know that Income is not forever.

Kaya pag breadwinner ka, employee, self-employed, business owner, single, parent o may dependents ka, mas maganda meron ka nito.

Income continuation for your dreams at sa loved ones mo.๐Ÿ’›
You're getting life insurance not because your going to die, but because your loved ones will continue on living.

#๐—”๐—ถ๐–ข๐–บ๐—‹๐–พ๐–ฅ๐—ˆ๐—‹๐–ธ๐—ˆ๐—Ž

๐–ฌ๐–บ๐—’ ๐—ฃ๐—”๐— ๐—”๐—ก๐—” ๐—ฃ๐—Ÿ๐—”๐—ก ๐—„๐–บ ๐—‡๐–บ ๐–ป๐–บ ๐—‰๐–บ๐—‹๐–บ ๐—Œ๐–บ ๐—‰๐–บ๐—†๐—‚๐—…๐—’๐–บ ๐—†๐—ˆ? ๐Ÿค”๐–ฅ๐—ˆ๐—‹ ๐—ƒ๐—Ž๐—Œ๐— ๐–ฏ66 ๐—‰๐–พ๐—Œ๐—ˆ๐—Œ/๐–ฝ๐–บ๐—’ ๐—ข๐—ป๐—น๐˜†, ๐–บ๐—…๐–บ๐—† ๐—†๐—ˆ ๐–ป๐–บ๐—‡๐—€ ๐—‰๐—๐–พ๐–ฝ๐–พ ๐—„๐–บ ๐—‡๐–บ ๐—†๐–บ๐—„๐–บ๐—‰๐–บ๐—€ ๐—Œ๐–พ๐—-๐—Ž๐—‰ ๐—‡๐—€ 1 ...
17/05/2023

๐–ฌ๐–บ๐—’ ๐—ฃ๐—”๐— ๐—”๐—ก๐—” ๐—ฃ๐—Ÿ๐—”๐—ก ๐—„๐–บ ๐—‡๐–บ ๐–ป๐–บ ๐—‰๐–บ๐—‹๐–บ ๐—Œ๐–บ ๐—‰๐–บ๐—†๐—‚๐—…๐—’๐–บ ๐—†๐—ˆ? ๐Ÿค”
๐–ฅ๐—ˆ๐—‹ ๐—ƒ๐—Ž๐—Œ๐— ๐–ฏ66 ๐—‰๐–พ๐—Œ๐—ˆ๐—Œ/๐–ฝ๐–บ๐—’ ๐—ข๐—ป๐—น๐˜†, ๐–บ๐—…๐–บ๐—† ๐—†๐—ˆ ๐–ป๐–บ๐—‡๐—€ ๐—‰๐—๐–พ๐–ฝ๐–พ ๐—„๐–บ ๐—‡๐–บ ๐—†๐–บ๐—„๐–บ๐—‰๐–บ๐—€ ๐—Œ๐–พ๐—-๐—Ž๐—‰ ๐—‡๐—€ 1 ๐— ๐—ถ๐—น๐—น๐—ถ๐—ผ๐—ป ๐—ฃ๐—ฎ๐—บ๐—ฎ๐—ป๐—ฎ ๐—ฃ๐—น๐—ฎ๐—ป ๐–ฟ๐—ˆ๐—‹ ๐—๐—๐–พ๐—†? ๐Ÿฅน

๐–ฆ๐—Ž๐—Œ๐—๐—ˆ ๐—†๐—ˆ ๐—‡๐–บ ๐–ป๐–บ๐—‡๐—€ ๐—†๐–บ๐—€ ๐—Œ๐–พ๐—-๐—Ž๐—‰ ๐–บ๐—Œ ๐–พ๐–บ๐—‹๐—…๐—’ ๐–บ๐—Œ ๐—๐—ˆ๐–ฝ๐–บ๐—’?
๐–ณ๐–บ๐—‹๐–บ, ๐–ฆ?

#๐—”๐—ถ๐–ข๐–บ๐—‹๐–พ๐–ฅ๐—ˆ๐—‹๐–ธ๐—ˆ๐—Ž #๐—ฃ๐—ฎ๐—บ๐—ฎ๐—ป๐—ฎ๐–ฏ๐—…๐–บ๐—‡ #๐–ค๐–บ๐—Œ๐—‚๐–พ๐—Œ๐—๐–ถ๐–บ๐—’๐–ณ๐—ˆ๐–ข๐—‹๐–พ๐–บ๐—๐–พ๐–ฏ๐–บ๐—†๐–บ๐—‡๐–บ๐–ฏ๐—…๐–บ๐—‡

17/04/2023

As of today, I am servicing 75 clients from different age brackets and in different cities here in Philippines. A combination of my original clients and orphan clients. โ˜€๏ธ

Who would be my 75th client, will it be you?
Message me today and let's be #๐—ฃ๐—ฎ๐—ฟ๐˜๐—ป๐—ฒ๐—ฟ๐–ฅ๐—ˆ๐—‹๐–ซ๐—‚๐–ฟ๐–พ โœจ

#๐—”๐—ถ๐–ข๐–บ๐—‹๐–พ๐–ฅ๐—ˆ๐—‹๐–ธ๐—ˆ๐—Ž #๐—ฆ๐˜‚๐—ป๐—Ÿ๐—ถ๐—ณ๐—ฒ๐–ฏ๐–ง

๐–ง๐—‚, ๐–จ'๐—† ๐—”๐—ถ ๐——๐—ฒ๐—น๐—ฎ ๐—–๐—ฟ๐˜‚๐˜‡, ๐–ฒ๐—Ž๐—‡ ๐–ซ๐—‚๐–ฟ๐–พ ๐– ๐–ฝ๐—๐—‚๐—Œ๐—ˆ๐—‹. ๐–ถ๐—‚๐—…๐—…๐—‚๐—‡๐—€ ๐—๐—ˆ ๐—๐–พ๐—…๐—‰ ๐—’๐—ˆ๐—Ž ๐—Œ๐–พ๐—-๐—Ž๐—‰ ๐—’๐—ˆ๐—Ž๐—‹  #๐—ฃ๐—ฎ๐—บ๐—ฎ๐—ป๐—ฎ๐—ฃ๐—น๐—ฎ๐—ป ๐—๐—ˆ ๐—’๐—ˆ๐—Ž๐—‹ ๐–ฟ๐–บ๐—†๐—‚๐—…๐—’. ๐–ง๐—‚๐—‡๐–ฝ๐—‚ ๐—…๐–บ๐—‡๐—€ ๐—†๐–บ๐—’๐–บ๐—’๐–บ๐—†๐–บ...
13/04/2023

๐–ง๐—‚, ๐–จ'๐—† ๐—”๐—ถ ๐——๐—ฒ๐—น๐—ฎ ๐—–๐—ฟ๐˜‚๐˜‡, ๐–ฒ๐—Ž๐—‡ ๐–ซ๐—‚๐–ฟ๐–พ ๐– ๐–ฝ๐—๐—‚๐—Œ๐—ˆ๐—‹.
๐–ถ๐—‚๐—…๐—…๐—‚๐—‡๐—€ ๐—๐—ˆ ๐—๐–พ๐—…๐—‰ ๐—’๐—ˆ๐—Ž ๐—Œ๐–พ๐—-๐—Ž๐—‰ ๐—’๐—ˆ๐—Ž๐—‹ #๐—ฃ๐—ฎ๐—บ๐—ฎ๐—ป๐—ฎ๐—ฃ๐—น๐—ฎ๐—ป ๐—๐—ˆ ๐—’๐—ˆ๐—Ž๐—‹ ๐–ฟ๐–บ๐—†๐—‚๐—…๐—’.

๐–ง๐—‚๐—‡๐–ฝ๐—‚ ๐—…๐–บ๐—‡๐—€ ๐—†๐–บ๐—’๐–บ๐—’๐–บ๐—†๐–บ๐—‡ ๐–บ๐—‡๐—€ ๐—‰๐—๐–พ๐–ฝ๐–พ๐—‡๐—€ ๐—†๐–บ๐—€-๐—‚๐—๐–บ๐—‡ ๐—‡๐—€ ๐—‰๐–บ๐—†๐–บ๐—‡๐–บ, ๐—„๐–บ๐—’๐–บ ๐—†๐—ˆ ๐—‹๐—‚๐—‡ '๐—’๐—Ž๐—‡, ๐—‰๐—‹๐—ˆ๐—†๐—‚๐—Œ๐–พ! ๐–ฌ๐–พ๐—Œ๐—Œ๐–บ๐—€๐–พ ๐—„๐–บ ๐—…๐–บ๐—‡๐—€, ๐—๐–พ๐—…๐—‰ ๐—„๐—‚๐—๐–บ! ๐Ÿค—

๐–ข๐—ˆ๐—‡๐—‡๐–พ๐–ผ๐— ๐—๐—‚๐—๐— ๐—†๐–พ #๐–ธ๐—ˆ๐—Ž๐—‹๐—ฃ๐—ฎ๐—ฟ๐˜๐—ป๐—ฒ๐—ฟ๐–ฅ๐—ˆ๐—‹๐—Ÿ๐—ถ๐—ณ๐—ฒ

#๐—”๐—ถ๐–ข๐–บ๐—‹๐–พ๐–ฅ๐—ˆ๐—‹๐–ธ๐—ˆ๐—Ž #๐–ฒ๐—Ž๐—‡๐–ซ๐—‚๐–ฟ๐–พ๐—ฃ๐—ต #๐—ฃ๐—ฎ๐—บ๐—ฎ๐—ป๐—ฎ๐—ฃ๐—น๐—ฎ๐—ป

๐—œ๐—ง'๐—ฆ ๐—ข๐—™๐—™๐—œ๐—–๐—œ๐—”๐—Ÿ! ๐Ÿ’›๐™Ž๐™ช๐™ฃ ๐™‡๐™ž๐™›๐™š ๐—‚๐—Œ ๐–ฎ๐–ต๐–ค๐–ฑ๐– ๐–ซ๐–ซ  #1 ๐—‚๐—‡ ๐–ญ๐–พ๐— ๐–ก๐—Ž๐—Œ๐—‚๐—‡๐–พ๐—Œ๐—Œ ๐–บ๐—‡๐–ฝ ๐–ณ๐—ˆ๐—๐–บ๐—… ๐–ฏ๐—‹๐–พ๐—†๐—‚๐—Ž๐—†๐—Œ ๐–ฟ๐—ˆ๐—‹ ๐—๐—๐–พ ๐—’๐–พ๐–บ๐—‹ 2022 โœจ  #๐—ฃ๐—ฟ๐—ผ๐˜‚๐—ฑ๐–ฒ๐—Ž๐—‡๐–ซ๐—‚๐–ฟ๐–พ๐—‹ โ˜€๏ธ_______...
24/03/2023

๐—œ๐—ง'๐—ฆ ๐—ข๐—™๐—™๐—œ๐—–๐—œ๐—”๐—Ÿ! ๐Ÿ’›
๐™Ž๐™ช๐™ฃ ๐™‡๐™ž๐™›๐™š ๐—‚๐—Œ ๐–ฎ๐–ต๐–ค๐–ฑ๐– ๐–ซ๐–ซ #1 ๐—‚๐—‡ ๐–ญ๐–พ๐— ๐–ก๐—Ž๐—Œ๐—‚๐—‡๐–พ๐—Œ๐—Œ ๐–บ๐—‡๐–ฝ ๐–ณ๐—ˆ๐—๐–บ๐—… ๐–ฏ๐—‹๐–พ๐—†๐—‚๐—Ž๐—†๐—Œ ๐–ฟ๐—ˆ๐—‹ ๐—๐—๐–พ ๐—’๐–พ๐–บ๐—‹ 2022 โœจ #๐—ฃ๐—ฟ๐—ผ๐˜‚๐—ฑ๐–ฒ๐—Ž๐—‡๐–ซ๐—‚๐–ฟ๐–พ๐—‹ โ˜€๏ธ
_______________
Standing of Philippine Life Insurance Companies for 2022 across various categories, from Insurance Commission

Congratulations to Sun Life for being over-all NUMBER 1 in 2022! ๐Ÿ’ฏโ˜€๏ธ

Bakit ba mahalagang tignan ang tables na ito?
๐Ÿ‘‰๐Ÿป Gives you an idea about the financial health of the company - NET INCOME refers to profits o kita, after ng lahat ng expenses. Lalo na kung gusto mo ng participating insurance policy o yung nagbibigay ng dividends, ito ang titignan.

๐Ÿ‘‰๐Ÿป Shows old and new customer confidence - PREMIUM INCOME is all about the payments made by our clients to the company. The more na nagbabayad ang mga kliyente, the more it shows na nagtitiwala sila sa kumpanya.

๐Ÿ‘‰๐Ÿป The higher up a company is sa rankings, generally mas kampante ang clients dahil nakikita nilang strong and stable ang pinasukan nila.

Pag tinanong kung saang life insurance company maganda kumuha - this could be one your basis, lalo na pag tumingin ka sa historical data ๐Ÿ˜Š

๐–ณ๐—๐–บ๐—‡๐—„ ๐—’๐—ˆ๐—Ž ๐–ซ๐—ˆ๐—‹๐–ฝ! ๐–ณ๐—๐–บ๐—‡๐—„ ๐—’๐—ˆ๐—Ž ๐–ผ๐—…๐—‚๐–พ๐—‡๐—๐—Œ!




#๐—”๐—ถ๐—–๐—ฎ๐—ฟ๐—ฒ๐—™๐—ผ๐—ฟ๐—ฌ๐—ผ๐˜‚

"๐—œ๐˜'๐˜€ ๐—ป๐—ผ๐˜ ๐—ต๐—ผ๐˜„ ๐—บ๐˜‚๐—ฐ๐—ต ๐—บ๐—ผ๐—ป๐—ฒ๐˜† ๐˜†๐—ผ๐˜‚ ๐—บ๐—ฎ๐—ธ๐—ฒ, ๐—ฏ๐˜‚๐˜ ๐—ต๐—ผ๐˜„ ๐—บ๐˜‚๐—ฐ๐—ต ๐—บ๐—ผ๐—ป๐—ฒ๐˜† ๐˜†๐—ผ๐˜‚ ๐—ธ๐—ฒ๐—ฒ๐—ฝ, ๐—ต๐—ผ๐˜„ ๐—ต๐—ฎ๐—ฟ๐—ฑ ๐—ถ๐˜ ๐˜„๐—ผ๐—ฟ๐—ธ๐˜€ ๐—ณ๐—ผ๐—ฟ ๐˜†๐—ผ๐˜‚, ๐—ฎ๐—ป๐—ฑ ๐—ต๐—ผ๐˜„ ๐—บ๐—ฎ๐—ป๐˜† ๐—ด๐—ฒ๐—ป๐—ฒ๐—ฟ๐—ฎ๐˜๐—ถ๐—ผ๐—ป๐˜€ ๐˜†๐—ผ๐˜‚ ...
23/03/2023

"๐—œ๐˜'๐˜€ ๐—ป๐—ผ๐˜ ๐—ต๐—ผ๐˜„ ๐—บ๐˜‚๐—ฐ๐—ต ๐—บ๐—ผ๐—ป๐—ฒ๐˜† ๐˜†๐—ผ๐˜‚ ๐—บ๐—ฎ๐—ธ๐—ฒ, ๐—ฏ๐˜‚๐˜ ๐—ต๐—ผ๐˜„ ๐—บ๐˜‚๐—ฐ๐—ต ๐—บ๐—ผ๐—ป๐—ฒ๐˜† ๐˜†๐—ผ๐˜‚ ๐—ธ๐—ฒ๐—ฒ๐—ฝ, ๐—ต๐—ผ๐˜„ ๐—ต๐—ฎ๐—ฟ๐—ฑ ๐—ถ๐˜ ๐˜„๐—ผ๐—ฟ๐—ธ๐˜€ ๐—ณ๐—ผ๐—ฟ ๐˜†๐—ผ๐˜‚, ๐—ฎ๐—ป๐—ฑ ๐—ต๐—ผ๐˜„ ๐—บ๐—ฎ๐—ป๐˜† ๐—ด๐—ฒ๐—ป๐—ฒ๐—ฟ๐—ฎ๐˜๐—ถ๐—ผ๐—ป๐˜€ ๐˜†๐—ผ๐˜‚ ๐—ธ๐—ฒ๐—ฒ๐—ฝ ๐—ถ๐˜ ๐—ณ๐—ผ๐—ฟ." ~๐™๐™ค๐™—๐™š๐™ง๐™ฉ ๐™†๐™ž๐™ฎ๐™ค๐™จ๐™–๐™ ๐™ž

๐–ฒ๐—๐–บ๐—‹๐— ๐—’๐—ˆ๐—Ž๐—‹ ๐—Œ๐–บ๐—๐—‚๐—‡๐—€๐—Œ ๐–บ๐—‡๐–ฝ ๐—‚๐—‡๐—๐–พ๐—Œ๐—๐—†๐–พ๐—‡๐—๐—Œ ๐–บ๐—Œ ๐–พ๐–บ๐—‹๐—…๐—’ ๐–บ๐—Œ ๐—’๐—ˆ๐—Ž ๐–ผ๐–บ๐—‡. ๐–ป๐–พ๐–ผ๐–บ๐—Ž๐—Œ๐–พ ๐—Œ๐–บ๐—๐—‚๐—‡๐—€ ๐—†๐—ˆ๐—‡๐–พ๐—’ ๐—‚๐—Œ ๐—‡๐—ˆ๐— ๐–พ๐—๐–พ๐—‹๐—’๐—๐—๐—‚๐—‡๐—€, ๐—†๐–บ๐—„๐—‚๐—‡๐—€ ๐—‚๐— ๐—๐—ˆ๐—‹๐—„ ๐–ฟ๐—ˆ๐—‹ ๐—’๐—ˆ๐—Ž ๐—‚๐—Œ. ๐Ÿ’›

#๐—”๐—ถ๐–ข๐–บ๐—‹๐–พ๐–ฅ๐—ˆ๐—‹๐–ธ๐—ˆ๐—Ž

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