The FA Mom

20/11/2020

Ipagpatuloy ang misyon na nasimulan. Laban lang, walang susuko. 💪👍🎉

30/10/2020

SAVINGS VS. INVESTMENT

Ang tanging pera na dapat mong itabi sa bangko ay ang iyong EMERGENCY FUND (monthly income x 6). From the word itself, kapag nagkaroon ng biglaang gastos ang iyong pamilya o bigla kang nawalan ng trabaho, kayang mabuhay ng inyong pamliya sa loob ng 6 na buwan.

That's why it's called SAVINGS and not INVESTMENT. Dahil napakaliit lamang ng tinutubo ng pera mo sa bangko. Baka mas malaki pa ang tinaas ng mga bilihin kaysa sa tinubo ng pera mo.

You invest your money where it will earn more. Maaring gusto mong maginvest sa real estate/properties, business, or even in the stock market.

24/10/2020

Another approved policies! If your job is regular and stable, Don't make this pandemic your another excuse not to save and invest rather may this remind you that SAVINGS and LIFE INSURANCE is a must have. 👍😉

24/10/2020

Why you need to get an investment linked insurance NOW?

Because the fund managers of Sun Life can buy stocks at a lower price and when this pandemic ends, you'll be sure that your money will grow. Remember the Great Recession?

And let's not forget the GUARANTEED benefit of having an insurance, in case an unfortunate event happens to you, your family will get MILLION OF PESOS from Sun Life. 👍🥰

The Philippine Stock Exchange index sustained an uphill climb this week to its best showing since early June. Here's an update on the local financial markets for October 23, 2020

24/10/2020

02/10/2020

Disclaimer: This post is not intended to encourage anyone to withdraw from their insurance policy.

Well, I just want to experience it first hand so me and my husband agreed to withdraw from his policy. This is to prove to ourselves and also to my clients and future clients that, YES, you can withdraw from your VUL insurance policy when the need arise. So kung isa ka sa mga nagiisip na hindi mo naman mapapakinabangan ang insurance na kukuhanin mo habang ika'y nabubuhay, better think twice. Insurance nowadays offers a wide variety of benefits.

You can use the fund value for your retirement, bukod sa SSS pension may maaari ka pang pagkuhanan ng pera sa iyong pagtanda. You can also use it for your child's education. So kung maliit pa yung anak mo, simulan mo na magipon ngaun, may insurance na si baby may pampaaral ka pa in the future.

Muli, hindi ko po kayo hinihikayat na iwithdraw ang inyong mga pera mula sa inyong insurance policy. Always remember the very reason why you get that insurance in the first place, and this is to protect your family financially in case of sudden loss.

This is just for experimental purposes. ✌️😊

29/09/2020

One of the most popular and in-demand policy, an investment linked insurance. Aside from having a life insurance, you'll be able to invest in stock market with the help of Sun Life's fund managers.

Whether you LIVE TOO LONG, DIE TOO SOON, or GET SICK ALONG THE WAY, life insurance covers you.

Send me a message for a sample proposal 😉

23/09/2020

How do you manage your finances?

Sharing with you one of the most helpful yet practical tips when it comes to budgeting. 'Yung tipong masasabi mong nakakapagsave ka ng hindi naman masyadong tinitipid ang sarili. The 10-20-70 rule. Thanks to Bro. Bo Sanchez for this. 😅♥️

10% will serve as your TITHES. Whatever we have, we owe it to God. So if you're earning 15,000/month, 1,500 of this will be your tithes. Sabi nga, God doesn't need our money but tithing is God's way of teaching us how to give and be grateful. And let me share this beautiful quote from Heber Grant "The Lord does not need your tithing, as far as He is concerned, but you need it for your growth, spiritually and temporally, that the windows of heaven may be opened and the spirit of the living God given to you."

20% will go to your SAVINGS and INVESTMENTS. Maari mong isipin na napakaliit naman ng 20% ngunit kung ikaw ay sumesweldo ng 15,000 kada buwan, 3,000 na ang iyong matatabi sa isang buwan. And if you follow this religiously, sa isang taon ay makakaipon ka na ng 36,000. Sa kabilang banda, kung ang 3,000 na yan ay nilagay mo sa iba't ibang investment maaring mas higit pa sa 36,000 ang maging pera mo sa isang taon. You can even get a life insurance for as low as 1,800/month yet be insured for 1 million pesos. Yes! Naisingit ko pa 'yon! 😉 Ngayon, maari mong tanungin ang iyong sarili, magkano na nga ba ang naipon mo? Sa tatlong taon, limang taon o sampung taon mong pagtatrabaho, may naipon ka na ba o may naipundar man lamang?

Lastly, 70% of what you earn will go to your EXPENSES. This include bills, food, transportation, shopping and other things where you want to spend your money. Kung ikaw ay sumesweldo ng 15,000 kada buwan, maari mong magamit at gastusin ang 10,500 ng iyong buwanang sweldo. Malaki o maliit? Magpakatotoo tayo, ito ay sapat upang mabili mo ang mga gusto mo at maenjoy ang sweldo mo. Sa budget na ito, masasabi mong hindi mo naman tinitipid ang sarili mo. BUT always remember, the smaller the expenses the better.

It's true that you only live once but that doesn't mean that you cannot save for your future and give back to God. Always remember that it's just a matter of discipline and budgeting. Hope this 10-20-70 rule will guide you towards your financial goal.

18/09/2020

Take a leap.
Have faith.
Do your best.
God will do the rest. 👍🥰

15/09/2020

Isang pamana.

You need life insurance because someone depends on you.👍😊

08/09/2020

"If you have the patience to wait and the extra money to spare, investing during a crisis can help you grow your money. 🌱"

Sun Life is still accepting application through ONLINE, no face to face meeting required.

You can message me anytime for the FREE quotation of life or health insurance that you want.

01/09/2020

Looking for a health insurance that will best fit your budget?

Sa panahon ngayon, bawal ang magkasakit. Ngunit handa ba ang inyong bulsa sakaling may magkasakit sa inyong pamilya.

A policy that will give you an income even if you're in the hospital. Depending on the policy that you will choose from, you can have 2,000/3,000/5,000/10,000 income if you're hospitalized.

A 10 year policy with 50% or 75% MONEY BACK feature at the end of the policy contract. And take note that it's GUARANTEED. Whatever happens, you'll get at least half of your payment.

MAHIRAP MAGKASAKIT NGUNIT MAS MAHIRAP ANG WALANG PAMPAGAMOT.

Hindi masama ang magtanong, kaya message na! 😉