Financial Wellness Philippines

01/06/2020

P100 pesos a day = 1 large milk tea

Pero with Variable unit linked insurance, you can have this 😍

Curious?🤔

Message me for more info 😁

13/04/2020

Pru Life UK is offering FREE COVID-19 coverage* and personal accident insurance for the first 500,000 to download and register the app (available on a first come first serve basis)

*Full terms and conditions: https://wedopulse.com/ph/product-information.html

To install Pulse, visit https://onepulse.page.link/nLFcTuj8C6XomKv38

Just enter this number under the referral code: 09089594857

Understand your health better with an app suits your health needs. Start leading a balanced lifestyle by downloading Pulse today.

30/03/2020

✔️

14/01/2020

Bank savings VS Life Insurance investment

Savings is good but saving with investment is much better. 😁

Wanna know more about PROPER FINANCIAL PLANNING?

Just message me and let's talk about how you will get protected at the same time earn money thru investing.😊

08/12/2019

Which one do you prefer?

26/08/2019

Today is National Heroes Day.

Be the hero of your children by deciding to save for their future! Save and let your money work for you and grant whatever it is your child would want to become in a few years time. Do not let your lack of savings limit the dreams of your loved ones.

Talk to a financial advisor today and let us help you be the hero of your family. ♥️

13/12/2018

*Tips to Have a Better 2019*

1. Improve yourself. Many times we feel it is the other persons fault. Maybe it is. But in 2019, focus on improving yourself, the only thing you can control.

2. Value relationships more. In 2019, value your family more, your friends more, your business partners and associates more.

3. Think before you act. Do not make major decisions when you are happy, angry, sad. Think. Decide on major things when you are calm.

4. Do not be fickle minded. Think before starting a life project.

Remember everything you started this 2018 that you did not finish.

Start what you intend to finish.

*Lastly*

5. Be more responsible financially. Have your emergency fund prepared. 6 months of expenses.

Plan for short term, medium term and long term.

Plan to enjoy life by having ample savings for retirement.

And most importantly. Plan for the worst scenarios, hospitalization, disability, illnesses, accidents.

#2019

11/12/2018

DID YOU KNOW IF YOU HAVE REAL ESTATES AND YOU DIE, IT WILL BE FROZEN?

📌The cash in the bank, the real estate properties that you own, the company shares in your stock market portfolio, the mutual fund investments that you have, and all other assets under your name become frozen.
📌In other words, your loved ones cannot get or sell them, and the ownership can’t be transferred to them – well, not just yet.
📌To unfreeze the assets, the family will need to file a Notice of Death with the Bureau of Internal Revenue within two months after the date of death, and then pay the corresponding Estate Tax within six months from the decedent’s death.
📌The amount of Estate Tax to be paid is based on the value of the Net Estate; that is the present or fair market value of the asset at the time of death less applicable tax deductions, which can fortunately go as high as 3 million pesos nowadays. As a formula, it looks like this:
[Net Estate Value = Gross Estate Value – Tax Deduction]
📌Where will they get the money? They can’t get it from your assets (because it’s frozen), they have to come up with the cash on their own.
📌This is how LIFE INSURANCE becomes a tool for ESTATE PLANNING because if you have one, your family will immediately receive the cash benefits of your policy, which they can now use to pay the Estate Taxes.
📌There are other legal matters that need to be addressed when you die. Sufficient to say that you will need a lawyer, accountant or a FINANCIAL CONSULTANT to assist you if you’re not familiar with the process.
📌What’s important for you to realize now is that Estate Taxes need to be paid, so the assets and investments can be transferred to your family and heirs.
📌For the cash deposits in your bank accounts, your heirs will be able to withdraw them.
📌For real estate properties, the title or ownership will be transferred to the heirs, which will give them the right to sell it, or actually do anything they want with it because it’s now theirs.

ctto

28/11/2018

💪Criteria on how to pick a STABLE Life Insurance and Investment Company:

✔️one of the top Insurance providers WORLDWIDE🌐
✔️Market Capitalization ✔️Asset💰
✔️More than 💯 years in the business
✔️Net worth ✔️Paid-up Capital ✔️ Premium Income

Congratulations to my dear clients, you made the right choice.

Pru Life UK is a direct subsidiary of the London-based Financial Giant Prudential plc.

25/11/2018

Don't want to end up in this kind of situation?

Let me help you, private message me to schedule an appointment, let's save and invest your hard earned money to be financially prepared in life's uncertainties and protect your most precious asset, yourself. 😉

I am available every weekend and limited time slots during weekdays.

Peter Rodriguez
Licensed Financial Advisor
Pru Life UK