Team Charles - Financial Advisors

16/03/2026

Massive Stocks coming this Week mga Kalasa 😍😍

Preparing for the Holy week 😍

09/02/2026

Great Growth 🧡

But still need more work 🏃🏼🏃🏼

Insurance companies are making more money, even as millions of Filipinos remain uninsured. Data from the Insurance Commission showed industry assets climbed to ₱2.09 trillion, up 8.54% from ₱1.93 trillion in 2024, driven largely by life insurers. In simple terms, insurers are holding more money and expanding faster.

That growth is also reflected in earnings. Industry net worth rose 10.58% to ₱310.72 billion, despite higher liabilities, while total net income jumped 15.11% to ₱46.32 billion. Premiums increased 14.54% to ₱403.21 billion, showing that insurance sales are rising, mostly among Filipinos and businesses that can already afford coverage. Life insurers accounted for 80.77% of all premiums paid across the sector.

This stronger financial position affects real lives. It determines whether insurers can pay claims when disasters strike or medical costs surge. But it also highlights a divide. Growth is concentrated among those already insured, while millions outside the system remain one emergency away from financial distress.

The industry is clearly expanding. What would it take for that growth to reach families who still see insurance as out of reach?

Report by radar Business

29/01/2026

Medyo humuhupa na yung "Condolences" lately at medyo dumadami na ulit yung "Welce to the Christian World"

Hoping to insure more Babies and Parents today and tomorrow as Welcome to more Secured and Abundant 2026 🧡🧡

27/01/2026

🧡How Life Insurance becomes a Practice in a Family against Poverty🧡

Charles, 25 secured a 3,000,000 Life Insurance with 500,000 Critical Illness Fund & fund value for 2,500 per month wholelife

He got married age 30 and then promoted at age 32. Then purchased another 3,000,000 Life Insurance with Fund Value.

At Age 65, he may stop paying his Insurance with estimated Millions worth of Fund to sustain itself until age 100.

However, He died from Heart Attack at age 57. His Family received more than 6,000,000 Life Insurance proceeds and possible Millions of Fund Value.

His Son, 25 and Wife 53, Used the proceeds to pay any outstanding loans. His Home Loan will probably paid by his Mortgage Insurance. There will be a big chance na may surplus sa proceeds to add up for their savings.

Because it was a Family Practice, Son was Insured 1,000,000 when he was a Kid and Wife was insured 2,000,000.

They used the fund value to add additional 5,000,000 each with 5,000 per month.

The Son has total of 6,000,000 and got married as well. He added another 5,000,000 Insurance from his own income. In total of 11,000,000. He got Kids and had his own family and passed on the practice of insuring them.

Wife (The Widow) reached aged 85 with 7,000,000 Life Insurance and Millions of Funds from the proceeds and fund value. Her Beneficiary was his Son. She wrote a Will that 20% of her Life Insurance will be used to purchase Life Insurances and educational fund of her Grandchildren and 80% goes to trust for his Son.

Magandang Story no?

Nangyayari yan noon pa 🤗 From Life of a Middle class who entered Affluent Class due to the practice of Wealth Accumulation from Life Insurance 🤗

Blessed Chooseday everyone!

23/01/2026

Sa lahat ng makikita mo pag dumating yung pinakamalalang panahon, eto lang yung magpapangiti sayo at sasabihing

"Buti nalang kumuha ako ng Health Insurance"

18/01/2026

Sobrang Hirap magkasakit at may magkasakit sa pamilya

Araw araw mong iisipin paano na kayo sa mga susunod na araw..

Kaya hanggat kaya at healthy pa, Secure your Life Insurance or Health Insurance Accounts 🧡

05/01/2026

POV: It’s new year and you are choosing to augment your income for your new goals with

💡 Flexible time
💡 Unlimited income potential
💡 Quarterly Travel Incentives as your bucket lists and,
💡 Skills that actually pay for life

🎯 Make your best move this January 2026

Join our Career Orientation and see if this path is for you with FWD.

Jan 6 | 8 PM | VIA ZOOM

Comment or DM “MY BEST MOVE” for the Zoom Link 👇

19/12/2025

Adding St Peter Life Plans in your Christmas List? 😍

Feel free to check our Estore 😘😍