Your Finance Mommy

Your Finance Mommy Mom | Financial Advisor | Accountant
Empowering you to take control of your financial future.

๐Ÿšจ ๐‘ป๐’“๐’‚๐’‘ #5: โ€˜๐‘ท๐’‚๐’‚๐’”๐’‚๐’๐’ˆโ€™ ๐‘บ๐’Š๐’…๐’† ๐‘ฏ๐’–๐’”๐’•๐’๐’†๐’” ๐Ÿšจโ€œWalang trabaho, pero yayaman ka?โ€ Sounds too good to be trueโ€”because it usually is....
25/07/2025

๐Ÿšจ ๐‘ป๐’“๐’‚๐’‘ #5: โ€˜๐‘ท๐’‚๐’‚๐’”๐’‚๐’๐’ˆโ€™ ๐‘บ๐’Š๐’…๐’† ๐‘ฏ๐’–๐’”๐’•๐’๐’†๐’” ๐Ÿšจ

โ€œWalang trabaho, pero yayaman ka?โ€ Sounds too good to be trueโ€”because it usually is.

From MLM schemes to fake crypto investments and sketchy mentorships, these traps prey on your hopes. Instead of earning, you end up losing time, money, and trust. Donโ€™t fall for the hype.

Learn legit skills, do your research, and check for real success stories. Sa panahon ngayon, ๐˜ธ๐˜ช๐˜ด๐˜ฅ๐˜ฐ๐˜ฎ ๐˜ช๐˜ด ๐˜ธ๐˜ฆ๐˜ข๐˜ญ๐˜ต๐˜ฉ. ๐Ÿ’ก



๐—ช๐—ฒโ€™๐—ฟ๐—ฒ ๐—ต๐—ฒ๐—ฎ๐—ฑ๐—ถ๐—ป๐—ด ๐˜๐—ผ ๐— ๐—ฎ๐—น๐—ฎ๐˜†๐˜€๐—ถ๐—ฎ! ๐Ÿ‡ฒ๐Ÿ‡พThis coming week, weโ€™ll be attending an international conference for Financial Advisors, jo...
24/07/2025

๐—ช๐—ฒโ€™๐—ฟ๐—ฒ ๐—ต๐—ฒ๐—ฎ๐—ฑ๐—ถ๐—ป๐—ด ๐˜๐—ผ ๐— ๐—ฎ๐—น๐—ฎ๐˜†๐˜€๐—ถ๐—ฎ! ๐Ÿ‡ฒ๐Ÿ‡พ

This coming week, weโ€™ll be attending an international conference for Financial Advisors, joined by Prudential (PRU) companies across Asia!โ˜บ๏ธ๐Ÿฅฐ

Iโ€™m truly grateful for this opportunity to grow, learn, and lead โ€” all in the pursuit of becoming a better Financial Advisor and delivering excellence to every client I serve. ๐Ÿ™๐Ÿปโœจ

Hereโ€™s to continuous learning and raising the bar in the insurance industry.
See you in Malaysia! ๐Ÿ‡ฒ๐Ÿ‡พ




Heya Malaysia!
24/07/2025

Heya Malaysia!

"๐—ž๐—ผ๐—ป๐˜๐—ถ๐—ป๐—ด ๐˜๐˜‚๐—น๐—ผ๐—ป๐—ด ๐—น๐—ฎ๐—ป๐—ด, ๐—ฎ๐—ป๐—ฎ๐—ธ..."โ€”sounds harmless, but when it becomes a cycle, it drains you emotionally and financially. ...
23/07/2025

"๐—ž๐—ผ๐—ป๐˜๐—ถ๐—ป๐—ด ๐˜๐˜‚๐—น๐—ผ๐—ป๐—ด ๐—น๐—ฎ๐—ป๐—ด, ๐—ฎ๐—ป๐—ฎ๐—ธ..."โ€”sounds harmless, but when it becomes a cycle, it drains you emotionally and financially.

Guilt starts to eat away at your own dreams and goals. Helping family is part of our culture, but it shouldnโ€™t come at the cost of your future.

Learn to set healthy limitsโ€”๐™ค๐™›๐™›๐™š๐™ง ๐™จ๐™ช๐™ฅ๐™ฅ๐™ค๐™ง๐™ฉ, ๐™ฃ๐™ค๐™ฉ ๐™จ๐™–๐™˜๐™ง๐™ž๐™›๐™ž๐™˜๐™š. Kasi deserve mo rin ang buhay na hindi laging nauubos para sa iba.



โ€œโ‚ฑ299 lang!โ€ Pero 10 items later, ubos na ang sweldo. ๐Ÿ˜… Budol culture is realโ€”lalo na sa TikTok at FB Live! Minsan, we m...
22/07/2025

โ€œโ‚ฑ299 lang!โ€

Pero 10 items later, ubos na ang sweldo. ๐Ÿ˜… Budol culture is realโ€”lalo na sa TikTok at FB Live! Minsan, we mistake ๐˜ธ๐˜ข๐˜ฏ๐˜ต๐˜ด as ๐˜ฏ๐˜ฆ๐˜ฆ๐˜ฅ๐˜ด, and emotional buying gives us poor returns. Para iwas-sisi, try the 24-hour rule before checking out.

Mag-budget para sa saya, hindi sa impulsive na gastos. ๐™’๐™ž๐™จ๐™š ๐™จ๐™ฅ๐™š๐™ฃ๐™™๐™ž๐™ฃ๐™œ = ๐™ง๐™š๐™–๐™ก ๐™›๐™ง๐™š๐™š๐™™๐™ค๐™ข. ๐Ÿ’ธโœจ



๐“๐ซ๐š๐ฉ ๐€๐ฅ๐ž๐ซ๐ญ ๐Ÿšจ:The ๐˜Š๐˜ณ๐˜ฆ๐˜ฅ๐˜ช๐˜ต ๐˜Š๐˜ข๐˜ณ๐˜ฅ ๐˜”๐˜ช๐˜ฏ๐˜ช๐˜ฎ๐˜ถ๐˜ฎ ๐˜š๐˜ค๐˜ข๐˜ฎ is real and sneaky! Paying only the minimum each month might seem like a relie...
21/07/2025

๐“๐ซ๐š๐ฉ ๐€๐ฅ๐ž๐ซ๐ญ ๐Ÿšจ:

The ๐˜Š๐˜ณ๐˜ฆ๐˜ฅ๐˜ช๐˜ต ๐˜Š๐˜ข๐˜ณ๐˜ฅ ๐˜”๐˜ช๐˜ฏ๐˜ช๐˜ฎ๐˜ถ๐˜ฎ ๐˜š๐˜ค๐˜ข๐˜ฎ is real and sneaky! Paying only the minimum each month might seem like a reliefโ€”but itโ€™s a trap that leads to sky-high interest.

Imagine โ‚ฑ5K turning into โ‚ฑ10K in just a few months ๐Ÿ˜ฑ. Before you know it, you're stuck in a debt loop that feels impossible to escape. The fix? Always aim to pay in full. If hindi kaya, stop using the card muna and focus on paying it down.

Your future self will thank you! ๐Ÿ’ณ๐Ÿ’”๐Ÿ’ก

๐“๐ซ๐š๐ฉ #๐Ÿ: ๐ฟ๐‘–๐‘“๐‘’๐‘ ๐‘ก๐‘ฆ๐‘™๐‘’ ๐ถ๐‘Ÿ๐‘’๐‘’๐‘."Deserve ko 'to" feels goodโ€”until it becomes "Paano na 'to?" Every sweldo increase shouldn't m...
19/07/2025

๐“๐ซ๐š๐ฉ #๐Ÿ: ๐ฟ๐‘–๐‘“๐‘’๐‘ ๐‘ก๐‘ฆ๐‘™๐‘’ ๐ถ๐‘Ÿ๐‘’๐‘’๐‘.

"Deserve ko 'to" feels goodโ€”until it becomes "Paano na 'to?" Every sweldo increase shouldn't mean agad-agad na gastos upgrade. Kung walang direction, ubos agad kahit malaki na income. Instead, lock in your budget, automate your savings, and ๐˜ถ๐˜ฑ๐˜จ๐˜ณ๐˜ข๐˜ฅ๐˜ฆ ๐˜ญ๐˜ข๐˜ต๐˜ฆ๐˜ณ, ๐˜ฏ๐˜ฐ๐˜ต ๐˜ช๐˜ฏ๐˜ด๐˜ต๐˜ข๐˜ฏ๐˜ต๐˜ญ๐˜บ. Reward yourself wisely, not recklessly.๐Ÿ’ก



Some days are loud with wins.Others are quiet with lessons.Both are proof that youโ€™re doing just fine. ๐ŸŒทCelebrate your s...
14/07/2025

Some days are loud with wins.
Others are quiet with lessons.
Both are proof that youโ€™re doing just fine. ๐ŸŒท

Celebrate your slow days tooโ€”theyโ€™re part of your becoming.



In stillness, something blooms unseen,A whispered hope in shades serene.Not all growth is loud or bright,Some rise slowl...
11/07/2025

In stillness, something blooms unseen,
A whispered hope in shades serene.
Not all growth is loud or bright,
Some rise slowly, out of sight.
So trust the quiet, trust the paceโ€”
Even shadows hold their grace.



Some seasons are for building.Some are for securing.Some, for enjoying the fruits of what you've nurtured.And some are f...
11/07/2025

Some seasons are for building.
Some are for securing.
Some, for enjoying the fruits of what you've nurtured.
And some are for resting, while your harvest grows on its own.

Whatever your season looks like todayโ€”
May your future be ready, protected, and abundant.
๐Ÿ“ฉ Message me to find a plan that fits your now.

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