Pru Life UK Financial Consultant - Rosemarie P. Martin, CIA

Pru Life UK Financial Consultant - Rosemarie P. Martin, CIA It takes one INQUIRY, one ASSESSEMENT, one DECISION to PROTECT you. YOUR LIFE MATTERS. Get approved in minutes. Ah, PEACE OF MIND. You are covered.

Get millions of coverage, benefits, and investment account when you apply for a Pru Life UK policy.

24/08/2026

Your thoughts? 😦

09/07/2026

We promised to secure your future and provide protection to more Filipinos than ever.

🏆 Insurance Asia named Pru Life UK as International Life Insurer of the Year – Philippines for the 6th time at the Insurance Asia Awards 2026 while our Shariah-compliant plan PRUTerm Lindungi was recognised as New Takaful Insurance Product of the Year. This is proof of the commitment we’ve made to you! ❤️

Visit pru.ph/InsuranceAsiaAwards2026FB to know more.

08/07/2026

Insurance is often overlooked.
We prioritize travel or other leisure not knowing that having an insurance can save you financial stress, reducing your expenses 100x the amount you spend on leisure or optional expenses.

07/07/2026

Sa ibang bagay, yung top variant ang gusto natin, kahit mahal. Pero ‘pag insurance, “yong pinakamura lang”. Aw. 🇵🇭

⚠️ Heads Up on Insurance Advice!Saw a scary story I wanted to share:A friend was told to surrender their VUL plan and sw...
05/07/2026

⚠️ Heads Up on Insurance Advice!

Saw a scary story I wanted to share:

A friend was told to surrender their VUL plan and switch to a cheaper Term Insurance (the “BTID” strategy).

The result?

That person got declined when applying for new insurance because of poor health!

Now they have NO coverage.

What Did They Miss About VUL?

A content creator later showed them that VUL charges can actually be cheaper than the Term premium.

But here’s the crucial part the creator didn’t mention:

VUL charges go up over time!

Yes, some charges decrease, but the main Insurance Charge increases every year as you get older.

The fund value in a VUL isn’t the main goal — it’s the FUEL!

It’s what pays those monthly charges to keep your Death Benefit and other riders (like Critical Illness) active.

The big focus of VUL should be the protection it gives you!

Not the investment part.

Let’s Be Better Advisors 🙏

We need to be clear about what VUL really is.

VUL’s main feature is the Death Benefit.

The fund is just the engine that maintains the coverage.

We should focus on the protection the client bought

(Death Benefit, Critical Illness, etc.)

not the fund value!

financialliteracy PruLifeUKFinancialAdvisor

🔒 ALAM MO BA?May 4 klase ng insuranceat iba-iba ang purpose ng bawat isa.Bago ka mag-decide ng plano, kilalanin muna sil...
03/07/2026

🔒 ALAM MO BA?

May 4 klase ng insurance

at iba-iba ang purpose ng bawat isa.

Bago ka mag-decide ng plano, kilalanin muna sila: 👇

💵 TERM — Traditional “pay as you use.”
Covered ka habang nagbabayad ka ng premium, hanggang sa napiling age lang — hindi hanggang 100.

📈 VUL — May investment component.
May maiiwang fund value na tutulong magbayad ng future charges mo.

🛡️ WHOLE LIFE — Insured ka habambuhay, hanggang 100.
Compressed ang bayaran mo — 5, 10, 15, o 20 years lang.
Tawag dyan ay limited-pay Whole Life.

🎯 ENDOWMENT — May fixed coverage period (for example 20 years), pero pwede mong bayaran sa mas maikling panahon — 5 o 10 years.

Iba-ibang klase, iba-ibang purpose. ’Yan ang dahilan kung bakit hindi lahat ng insurance, pareho. 👀

Gusto mo bang malaman kung alin ang para sa’yo?

I am Licensed in BOTH Traditional and Variable License, I can offer you all our Policy Packages - comprehensive offer and free consultations.

Message me today! 📩

financialliteracy PruLifeUKFinancialAdvisor

02/07/2026

Celebrating my 3rd year on Facebook. Thank you for your continuing support. I could never have made it without you. 🙏🤗🎉

🔒 REALITY CHECK:Hindi lahat ng binabayad mo, napupunta sa ’yo.May dalawang salitang dapat mong maintindihan bago ka mag-...
02/07/2026

🔒 REALITY CHECK:

Hindi lahat ng binabayad mo, napupunta sa ’yo.

May dalawang salitang dapat mong maintindihan bago ka mag-decide ng insurance plan:

PREMIUM at CHARGES

Magkaiba sila

Ang di pagkakaintindi dito ang pinagmumulan ng maraming tanong (at frustrations) ng clients. 😅

💰 PREMIUM — ito ang HINUHULOG mo. Ang binabayad mo, buwanan man o taunan.
💸 CHARGES — ito ang KINAKALTAS. Ginagamit ito para masustain ang iyong insurance coverage.

Ang MATITIRA sa premium pagkatapos ng charges, ito ang nagiging FUND VALUE mo.

📌 Sample:
Term Insurance: lahat ng premium mo, napupunta sa charges. Wala nang matitira.
VUL: may matitirang fund value na siyang magpo-fund ng future charges mo.

Kaya bago ka pumirma ng anumang plano, alamin mo muna:

Gaano katagal ang bayaran mo, at gaano katagal ang charges mo.

Hindi laging pareho ang dalawa. 👀

Gusto mo bang malaman kung paano ito gumagana sa ’yong plano?

Take charge of your finances! Message me today! 📩

PruLifeUKFinancialAdvisor

5 Money Mistakes Filipinos make before 30 😬Most don’t realize them until it’s too late! Comment “I’m Rich” and I’ll help...
01/07/2026

5 Money Mistakes Filipinos make before 30 😬

Most don’t realize them until it’s too late!

Comment “I’m Rich” and I’ll help you rebuild your finances 🤝

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Legazpi Street
Makati

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