Prudent Investor

22/07/2016

This is good news!

Employees may soon see additional deductions on their monthly salaries to be put for retirement after the Bureau of Internal Revenue finally gave the long-delayed go-ahead to a savings program passed in 2008.

17/07/2016

Read to understand Deposit Insurance by PDIC.

A lot of people would always want to put their money in a savings account or in a time deposit account simply because of this – PDIC (Philippine Deposit Insurance Corporation) covered. But what does this include and exclude and what are the things to remember when it comes to it? Below are the impor...

21/06/2016

“Normally, what the government looks for is, ‘Does the child have the paying capacity? Where did the child get the money?’ If the child didn’t get the money from anyone else, then it’s a donation from the parents, which is taxable,” registered financial planner Atty. Ariel Martinez said on ANC’s “On The Money.”

MANILA, Philippines – Buying a property in your child's name is a great idea for a gift, but it may cause a lot of complications involving donor's tax.

10/06/2016

The idea behind diversification is simple. It means you spread your risk across different types of assets, so that a decline in value in any one holding isn’t so bad – because there will likely be other holdings that rise to help balance out the losses.

How To Manage Your Portfolios Egg Truck Problem, How to manage risk How to grow your money How to build your wealth How to avoid manage your portfolio

09/06/2016

Deflation isn’t here yet. But it may become an issue soon. And it could be a big problem, if it hits.

Everyone likes when things get cheaper because their money can buy more. Everyone, that is, except for central banks, which will do anything to prevent what’s called deflation.

01/06/2016

Mario Miranda, SVP and Wealth Management Division Head of BPI Asset Management, when ask in ANC On the Money, Where is the safest place to invest?, he said, “There is no safe investment as far as money is concerned, people think that bank accounts are safe investments. Generally, if you put in money, in time deposit, at best, that will give you 1 or 2% return, inflation is at 3-4%, so, that’s a 100% guarantee you’re gonna lose your money!, so is that risky or safe? For me the way to answer safe investment is, look at inflation, what it is? Then put your money in a portfolio that will yield higher than inflation, that’s the safest one.”

"Put your money in the bank, it's safe." - Oldies often say. Is that really true nowadays? Can anyone guarantee you that?

01/06/2016

Sales is a complex profession. In an industry that requires you to grind and hustle and exert tremendous energy on a daily basis, a lack of these essential sales skills will mean losing opportunities.

They say sales is a default occupation. People do not choose to be in sales. They become sales people because: one, they can’t find a job that pays them wh

03/05/2016

"The takeaway? If you've got entrepreneurial aspirations, don't spend all your time reading and thinking about starting something. Instead, go out and try it — the experience will likely give you a leg up when you're sitting across the table from a potential investor."

"They get off their rear end and they go do something."

20/04/2016

Shared from Smart Peso Society

Why Clients Buy ?

What's your reason?

15/04/2016

“Don’t focus on making money; focus on protecting what you have.” - Paul Tudor Jones

Risk management usually ranks very low on the priorities list of most traders. Typically, way behind

13/04/2016

No great success was ever achieved without at least a little bit of setback. Next time you are rejected, take consolation from these seven famous faces.

11/04/2016

"But maintaining the status quo and holding onto normal isn’t the same thing as succeeding."

Most people are good at not failing. They’re good at trying new things (when there is very little downside). They’re good at pushing themselves (when no one will see them fail). They’re good at…