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SOME LESSONS ON FINANCES 💯1. Must have EMERGENCY FUND - enough for 6 months of expenses/current lifestyle.2. SAVE MONEY ...
16/07/2024

SOME LESSONS ON FINANCES 💯

1. Must have EMERGENCY FUND - enough for 6 months of expenses/current lifestyle.

2. SAVE MONEY and MONEY WILL SAVE YOU. Don't save what is left after spending. Only spend what is left after saving.

3. Best to have ZERO DEBT, if you can't pay cash, you CAN'T AFFORD it, nothing beats PEACE OF MIND.

4. Avoid unnecessary spendings, forget sale price, everything is 100% off when you don't buy it. Don't waste your money on things that you don't need, even if they are cheap. EVERY PESO COUNTS!

5. Learn to BUDGET - it is telling your money where to go instead of wondering where it went!

6. If we buy things that we don't need, we will have to SELL THINGS THAT WE NEED.

7. PRETENDING TO BE RICH can make us poor. Must learn to live BELOW MEANS. Don't go broke trying to look rich.

ACT YOUR WAGE.

8. MONEY IS NOT EVERYTHING, but we cannot deny the fact that we NEED money for our FAMILY.

9. Always have a BACK-UP PLAN for life's uncertainties.

Start having your personal LIFE INSURANCE with INVESTMENT.

10. Let's break the TOXIC FAMILY CULTURE about
FINANCES. Your children is not your retirement fund, and your parents is not your emergency fund.

Ccto ✨

Tips para makatipid👌1. Sa grocery ka mamili huwag sa tindahan.(Pasintabi sa mga nagtitindahan)😉2. Huwag mag-load kung wa...
15/07/2024

Tips para makatipid👌

1. Sa grocery ka mamili huwag sa tindahan.
(Pasintabi sa mga nagtitindahan)😉

2. Huwag mag-load kung wala namang importanteng tatawagan.

3. Magdala ng tubig, tinapay, kung lalabas, para di na kailangang kumain sa restau (pagkain sa restau masarap/maganda lng tingnan pero nahawak hawakan yan) 🥪

4. Magtanim ng gulay sa bakuran.🌿

5.Huwag damihan ang pag - shampoo sa tuwing maliligo. 😉

6. Yong pinag banlawan mo, sa mga labahan eh, pwede naman yon pambuhos sa cr kung hindi 'd flush yang cr niyo 😄

7. Huwag bili nang bili ng damit(gayahin ang mga Chinese 3-4 lang damit nila)

8. Huwag sosobrahan ang pagluto
lutuin, lang yung alam mong kaya n'yong ubusin 😋

9. Lakarin na lang kung mslapit lang ang pupuntahan, 'wag mag-inarte.

10. Iwas ang alak, french fries, coke
(Wala namang naitutulong yan kung tutuusin.

11. Huwag masyadong dibdibin ang problema lilipas din yan, sa ayaw at sa gusto mo ...(Mawili sa mga bagay na pwdeng pagkakitaan)

12.Huwag na makipag chismisan sayang ang oras .(Itrabaho nalang yong oras na gugugolin mo kay kumare/kumpare) 👌✅✅✅

Ctto

Hindi mo pa kasi kailanganKaya ayaw mo pang paglaananSana’y iyong pagisipanIto’y para sa iyong kinabukasanIto ang Plan B...
09/07/2024

Hindi mo pa kasi kailangan
Kaya ayaw mo pang paglaanan
Sana’y iyong pagisipan
Ito’y para sa iyong kinabukasan
Ito ang Plan B para sayo
Ang payong ng buhay mo
Mga bagay na hindi inaasahan
Ito ang sasalo

Be INSURED!
It’s free to ask
Message me now

Reminder:
30/06/2024

Reminder:

Excited for July 😊
29/06/2024

Excited for July 😊

SOME LESSONS ON FINANCES: 1. Must have EMERGENCY FUND - enough for 6 months of expenses/current lifestyle. 2. SAVE MONEY...
25/06/2024

SOME LESSONS ON FINANCES:

1. Must have EMERGENCY FUND - enough for 6 months of expenses/current lifestyle.

2. SAVE MONEY and MONEY WILL SAVE YOU. Don’t save what is left after spending. Only spend what is left after saving.

3. Best to have ZERO DEBT, if you can’t pay cash, you CAN’T AFFORD it, nothing beats PEACE OF MIND.

4. Avoid unnecessary spendings, forget sale price, everything is 100% off when you don’t buy it. Don’t waste your money on things that you don’t need, even if they are cheap. EVERY PESO COUNTS!

5. Learn to BUDGET - it is telling your money where to go instead of wondering where it went!

6. If we buy things that we don’t need, we will have to SELL THINGS THAT WE NEED.

7. PRETENDING TO BE RICH can make us poor. Must learn to live BELOW MEANS. Don’t go broke trying to look rich. ACT YOUR WAGE.

8. MONEY IS NOT EVERYTHING, but we cannot deny the fact that we NEED money for our FAMILY.

9. Always have a BACK-UP PLAN for life's uncertainties. Start having your personal LIFE INSURANCE with INVESTMENT.

10. Let's break the TOXIC FAMILY CULTURE about FINANCES. Your children is not your retirement fund, and your parents is not your emergency fund.



ctto

Baka bespren mo! 😊
23/06/2024

Baka bespren mo! 😊

💯
23/06/2024

💯

ASSET vs LIABILITYSon: Dad, may I speak with you?Dad: Go ahead.Son: Among all my classmates, I am the only one without ...
11/06/2024

ASSET vs LIABILITY

Son: Dad, may I speak with you?
Dad: Go ahead.
Son: Among all my classmates, I am the only one without a car. It is embarrassing.
Dad: What do you want me to do?
Son: I need a car. I don't want to feel odd.
Dad: Do you have a particular car in mind?
Son: Yes dad (smiling)
Dad: How much?
Son: 500,000 pesos
Dad: I will give you the money on one condition.
Son: What is the condition?
Dad: You will not use the money to buy a car but invest it. If you make enough profit from the investment, you can go ahead and buy the car.
Son: Deal.

Then, the father gave him a cheque of 500,000 pesos. The son cashed the cheque and invested it in obedience to the verbal agreement that he had with his father.

Some months later, the father asked the son how he was faring. The son responded that his business was improving. The father left him.

When it was exactly a year after he gave him the money, the father asked him to show him how far the business has gone. The son readily agreed and the following discussion took place:

Dad: From this I can see that you have made a lot of money.
Son: Yes dad.
Dad: Do you still remember our agreement?
Son: Yes
Dad: What is it?
Son: We agreed that I should invest the money and buy the car from the profit.
Dad: Why have you not bought the car?
Son: I don't need the car again. I want to invest more.
Dad: Good. You have learnt the lessons that I wanted to teach you.
- You didn't really need the car, you just wanted to feel among. That would have placed extra financial obligations on you. It wasn't an asset then; but a liability.
- Two, it is very important for you to invest in your future before living like a king.
Son: Thanks dad.

Then the father gave him the keys of the latest model of that car.

MORALS:
1. Always invest first before you start living the way you want.

2. What you see as a need now may become a want if you can take a little time to get over your feelings.

3. Try to be able to distinguish between an asset and a liability so that what you see as an asset today will not become a liability to you tomorrow.

🗨️CTTO

Hindi ako na-inform 🤣🥹😊
02/06/2024

Hindi ako na-inform 🤣🥹😊

20/05/2024

Look at you, no connections and no rich parents, but you are here working hard for your dreams to break the chain of poverty in your family. Surely, I say to you, one day you'll get all the things that you deserve in life. Hold on and don't give up. 💪

Here are 10 reasons why people should read books: 1. Knowledge and Information: Books are an invaluable source of knowle...
14/05/2024

Here are 10 reasons why people should read books:

1. Knowledge and Information: Books are an invaluable source of knowledge and information on a wide range of subjects, allowing readers to expand their understanding of the world.

2. Improves Vocabulary and Language Skills: Reading helps improve vocabulary, language comprehension, and writing skills, contributing to better communication abilities.

3. Mental Stimulation: Engaging with books stimulates the brain, improving cognitive function and potentially reducing the risk of cognitive decline as we age.

4. Stress Reduction: Reading can be a great way to relax and de-stress, providing an escape from the pressures of daily life.

5. Enhances Empathy: Fictional literature, in particular, allows readers to step into the shoes of characters from different backgrounds, enhancing empathy and understanding of others.

6. Enhances Focus and Concentration: Reading demands focus and attention, which can help improve concentration and attention span over time.

7. Cultural Understanding: Books provide insights into different cultures, traditions, and societies, fostering cross-cultural understanding and appreciation.

8. Inspiration and Motivation: Many books offer inspiring stories and motivational content that can uplift and encourage readers in their own lives.

9. Entertainment: Books are a great source of entertainment, offering engaging plots, diverse characters, and immersive storytelling that can captivate readers.

10. Personal Growth: Whether it's self-help books or memoirs, reading can facilitate personal growth, self-reflection, and a deeper understanding of oneself and others.

ctto

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