Thrifty Millenial Tita PH

16/08/2026

16/08/2026

🚨🚨ANNOUNCEMENT🚨🚨
Last day for a ₱500 per month na 500k Life and Health Insurance. Wala na nito starting Aug 18. Magtataas na po ng minimum. See comment section. 💛

10/08/2026

𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗱𝗶𝘀𝗰𝗶𝗽𝗹𝗶𝗻𝗲 𝗯𝗲𝗴𝗶𝗻𝘀 𝘄𝗶𝘁𝗵 𝗼𝗻𝗲 𝘀𝗶𝗺𝗽𝗹𝗲 𝗵𝗮𝗯𝗶𝘁: 𝗽𝗮𝘆𝗶𝗻𝗴 𝘆𝗼𝘂𝗿𝘀𝗲𝗹𝗳 𝗳𝗶𝗿𝘀𝘁.

Message me how to start paying yourself first.

08/08/2026

𝟑 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐌𝐢𝐬𝐭𝐚𝐤𝐞𝐬 𝐧𝐚 𝐃𝐚𝐩𝐚𝐭 𝐀𝐲𝐮𝐬𝐢𝐧 𝐧𝐠 𝐌𝐚𝐠-𝐀𝐬𝐚𝐰𝐚

Disclaimer: Based lang po ito sa experience namin.

𝟏. “𝐁𝐚𝐡𝐚𝐥𝐚 𝐧𝐚 𝐬𝐚 𝐠𝐚𝐬𝐭𝐨𝐬.”

❌ Example: Parehong may income pero walang usapan kung magkano ang pambayad sa bills, groceries, savings, at personal expenses.

✅ Paano gawin: Maglaan ng 20–30 minutes every payday. Isulat ang combined income at hatiin agad sa bills + savings + emergency fund + personal budget.

𝟐. “𝐒𝐚𝐤𝐚 𝐧𝐚 𝐦𝐚𝐠-𝐢𝐩𝐨𝐧 𝐤𝐚𝐩𝐚𝐠 𝐦𝐚𝐲 𝐧𝐚𝐭𝐢𝐫𝐚.”

❌ Example: ₱50,000 ang combined income pero nauubos muna sa pagkain, shopping at wants bago makapag-save.

✅ Paano gawin: Pay yourselves first. Halimbawa, kapag sumahod, magtabi agad ng ₱5,000–₱10,000 bago gumastos. Kahit maliit, basta consistent.

𝟑. “𝐎𝐤𝐚𝐲 𝐥𝐚𝐧𝐠, 𝐦𝐚𝐲 𝐢𝐧𝐜𝐨𝐦𝐞 𝐧𝐚𝐦𝐚𝐧 𝐤𝐚𝐦𝐢.”

❌ Example: Kapag biglang naospital ang isa o nawalan ng trabaho, kailangang mangutang dahil walang emergency fund o financial protection.

✅ Paano gawin: Mag-build ng 3–6 months emergency fund at pag-usapan ang pagkakaroon ng health or life insurance/protection na kaya ng budget ninyo.

𝐑𝐞𝐦𝐞𝐦𝐛𝐞𝐫: 𝐒𝐚 𝐦𝐚𝐫𝐫𝐢𝐚𝐠𝐞, 𝐡𝐢𝐧𝐝𝐢 𝐝𝐚𝐩𝐚𝐭 “𝐩𝐞𝐫𝐚 𝐦𝐨” 𝐚𝐭 “𝐩𝐞𝐫𝐚 𝐤𝐨” 𝐥𝐚𝐧𝐠 𝐝𝐚𝐩𝐚𝐭 𝐦𝐚𝐲 “𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐠𝐨𝐚𝐥𝐬 𝐧𝐚𝐭𝐢𝐧.”

𝐌𝐚𝐬 𝐦𝐚𝐝𝐚𝐥𝐢𝐧𝐠 𝐮𝐦𝐮𝐧𝐥𝐚𝐝 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥𝐥𝐲 𝐤𝐚𝐩𝐚𝐠 𝐦𝐚𝐠-𝐚𝐬𝐚𝐰𝐚 𝐤𝐚𝐲𝐨𝐧𝐠 𝐩𝐚𝐫𝐞𝐡𝐨𝐧𝐠 𝐦𝐚𝐲 𝐩𝐥𝐚𝐧𝐨, 𝐡𝐢𝐧𝐝𝐢 𝐤𝐚𝐧𝐲𝐚-𝐤𝐚𝐧𝐲𝐚𝐧𝐠 𝐝𝐢𝐬𝐤𝐚𝐫𝐭𝐞.

Lea Cabar Tolentino

04/08/2026

Your policy deserves continued care even if your previous advisor is no longer available. 💛

Let me adopt and service your policy, help keep it active, and guide you with future updates, claims, and reviews.

Send us a message, and let’s make sure your plan stays on track. ☀️

04/08/2026

𝐖𝐚𝐧𝐭 𝐭𝐨 𝐠𝐫𝐨𝐰 𝐲𝐨𝐮𝐫 𝐢𝐧𝐜𝐨𝐦𝐞 𝐚𝐧𝐝 𝐚𝐜𝐡𝐢𝐞𝐯𝐞 𝐲𝐨𝐮𝐫 𝐠𝐨𝐚𝐥𝐬?

No experience?
No worries!
At Sun Life, you’ll get training, mentorship, and support from day one.

Ready to start your journey?
Message me!

𝐂𝐨𝐦𝐦𝐞𝐧𝐭 “𝐂𝐀𝐑𝐄𝐄𝐑” 𝐛𝐞𝐥𝐨𝐰.

02/08/2026

𝟑 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐃𝐞𝐜𝐢𝐬𝐢𝐨𝐧𝐬 𝐧𝐚 𝐏𝐢𝐧𝐚𝐠𝐬𝐢𝐬𝐢𝐬𝐢𝐡𝐚𝐧 𝐊𝐨 𝐏𝐚𝐠𝐝𝐚𝐭𝐢𝐧𝐠 𝐧𝐠 𝟐𝟎𝐬.

𝟏. 𝐇𝐢𝐧𝐝𝐢 𝐚𝐤𝐨 𝐧𝐚𝐠-𝐢𝐩𝐨𝐧 𝐧𝐚𝐧𝐠 𝐦𝐚𝐬 𝐦𝐚𝐚𝐠𝐚.

Akala ko marami pa akong oras. Ngayon, naiisip ko kung gaano na sana kalaki ang naipon ko kung nagsimula lang ako kahit paunti-unti.

𝟐. 𝐇𝐢𝐧𝐝𝐢 𝐚𝐤𝐨 𝐤𝐮𝐦𝐮𝐡𝐚 𝐚𝐠𝐚𝐝 𝐧𝐠 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞.

Akala ko gastos lang ito. Pero nang makita ko kung gaano kamahal ang isang emergency, na-realize kong mas mahal pala ang maging hindi handa.

𝟑. 𝐌𝐚𝐬 𝐢𝐧𝐮𝐧𝐚 𝐤𝐨 𝐚𝐧𝐠 𝐩𝐚𝐠𝐠𝐚𝐬𝐭𝐨𝐬 𝐤𝐚𝐲𝐬𝐚 𝐩𝐚𝐠𝐩𝐚𝐩𝐚𝐥𝐚𝐠𝐨 𝐧𝐠 𝐩𝐞𝐫𝐚.

Masarap bumili ng gusto, pero mas masarap pala ang may peace of mind dahil alam mong may naitatabi at napapalago para sa kinabukasan.

Kung maibabalik ko lang ang oras, mas maaga akong magsisimulang magplano. Pero kung may isang bagay na natutunan ko, ito ay: hindi pa huli ang lahat. Ang pinakamagandang panahon para magsimula ay ngayon.

TYPE “Decision” kung gusto mo matutunan paano magsimula ng financial decision at your 20s.