IPON Financial Advisors

05/01/2019

After rounding their worst year in a decade, Philippine stocks are off to a roaring start in 2019 with the Southeast Asian nation’s benchmark equities index beating all its global peers.

06/08/2018

BEWARE OF SCAMS!

Definition of a real investment is Low Risk = Low Return. ( Conservative Funds ) /

Medium Risk = Medium Return ( Moderate Funds ) /

High Risk = High Return ( Aggresive Funds ). Keep that in mind future investors.

While the definition of scam is LOW RISK = HIGH RETURN!🤔
3 things to remember before investing your hard earned money.

1.) STABILITY of the company.
2.)Possible YIELD that your money can earn.
3.)LIQUIDITY. This is very important in case of emergency to withdraw your money.

Not because they are DTI/SEC registered these companies are not scam.

19/06/2018

Pieces of Financial Advice for 20s :D

1. Save enough for the rainy days
An unexpected event or a financial emergency could easily wipe out your finances or bury you in debt if you don't prepare. Set aside a little more from each paycheck, as you never know when it might come in handy.

2. You don’t have to be rich to invest
Some millennials hold off investing because they believe they need to have a lot of money to start. In fact, you can start small, do it regularly, and then eventually increase what you invest. It's more like you have to invest to be rich, instead of the other way around.

3. Hold off on buying a new car
A car is not the best first investment. Cars are depreciating assets, meaning as soon as you drive off, it's automatically worth less than what you paid (or will continue to pay for). Additionally, as you never know what’s going to happen with your car, the unexpected maintenance or expenses are going to cost you more.

4. Stop spending so much money on socializing
Things like going out to eat or going to shows, which for the time being is great, but as you get older, you realize this money is well spent other places. Cutting back on too much spending can be an excellent way to save money. Say no to FOMO.

5. Learn how to use a credit card the right way
Credit cards are very useful. It is a powerful financial tool that we must learn to use properly or else it will become our worst enemy. CCs are for people who have the discipline to control their spending.

6. It’s harder to get yourself out of a hole than it is to get in one
It’s no secret that getting into debt is relatively easy. But the getting-yourself-out part? Not so much. Being in debt is expensive, and as such, you should put a lot of consideration into what you incur before pulling the trigger. If you're going to loan money for something that you don't really need, don't do it.

09/06/2018

that you can get your First Million in as early as 13 years? With regular and committed savings of P150 a day, it's possible through our Wealth Secure investment product! Find out more here http://bit.ly/InsularWealthFB or talk to our Financial Advisor now.

11/05/2018

25/04/2018

why not become an investor of bank thru VUL.

24/04/2018

How important is savings/investment??

(c) owner

How important is savings/investment??

24/04/2018

mindset matters..

Which one are you?

14/04/2018

If you’re stashing your savings in a checking account, you are losing money. Inflation is on track to hit 2% this year and the average yield on a checking account is 0.04%. That means prices are increasing at a faster rate than your money is growing. So what should you do with your savings instead...

13/04/2018

15/03/2018