07/01/2023
Maraming nagtatanong nito:
**Stable ba yang Insurance Company niyo?
**Hindi ba yan mababankrupt?
**Hindi ba ako malulugi pag kumuha ako ng plan diyan? ๐ค
Our ๐ฅ๐๐ ๐ฅ๐ฎ๐๐ถ๐ผ ๐ณ๐ผ๐ฟ ๐๐ต๐ฒ ๐๐ฒ๐ฎ๐ฟ ๐ฎ๐ฌ๐ฎ๐ญ ๐ถ๐ ๐ญ,๐ญ๐ฎ๐ฏ%.
"๐๐, ๐ฌ๐จ ๐ฐ๐ก๐๐ญ ๐ข๐ฌ ๐๐๐?"
๐ฅ๐๐ ๐บ๐ฒ๐ฎ๐ป๐ ๐ฅ๐ถ๐๐ธ-๐ฏ๐ฎ๐๐ฒ๐ฑ ๐ฐ๐ฎ๐ฝ๐ถ๐๐ฎ๐น ๐ฟ๐ฎ๐๐ถ๐ผ, it is the ๐ค๐ข๐ฑ๐ข๐ฃ๐ช๐ญ๐ช๐ต๐บ ๐ฐ๐ง ๐ข๐ฏ ๐๐ฏ๐ด๐ถ๐ณ๐ข๐ฏ๐ค๐ฆ ๐๐ฐ๐ฎ๐ฑ๐ข๐ฏ๐บ ๐ต๐ฐ ๐ฑ๐ข๐บ ๐ฆ๐ท๐ฆ๐ณ๐บ ๐ด๐ช๐ฏ๐จ๐ญ๐ฆ ๐ฑ๐ฆ๐ณ๐ด๐ฐ๐ฏ ๐ช๐ฏ๐ด๐ถ๐ณ๐ฆ๐ฅ.
In the Philippines, the Insurance Commission has required all Insurance Companies to have to meet the prescribed minimum RBC ratio of 125% to mitigate risk of insolvency and default.
Our companyโs ๐๐ฒ๐ฎ๐ฟ๐น๐ ๐ฅ๐๐ ๐ฟ๐ฎ๐๐ถ๐ผ๐ ๐ต๐ฎ๐๐ฒ ๐ฟ๐ฒ๐บ๐ฎ๐ถ๐ป๐ฒ๐ฑ ๐๐ถ๐ด๐ป๐ถ๐ณ๐ถ๐ฐ๐ฎ๐ป๐๐น๐ ๐ฎ๐ฏ๐ผ๐๐ฒ ๐๐ต๐ฒ ๐บ๐ถ๐ป๐ถ๐บ๐๐บ ๐ฟ๐ฒ๐ด๐๐น๐ฎ๐๐ผ๐ฟ๐ ๐๐ต๐ฟ๐ฒ๐๐ต๐ผ๐น๐ฑ which is reflective of the companyโs ๐๐ฒ๐ฟ๐ ๐๐๐ฟ๐ผ๐ป๐ด ๐๐ผ๐น๐๐ฒ๐ป๐ฐ๐ ๐ฝ๐ผ๐๐ถ๐๐ถ๐ผ๐ป and the ๐ฎ๐ฏ๐ถ๐น๐ถ๐๐ ๐๐ผ ๐ฐ๐๐๐ต๐ถ๐ผ๐ป ๐ณ๐ถ๐ป๐ฎ๐ป๐ฐ๐ถ๐ฎ๐น ๐ฎ๐ป๐ฑ ๐ผ๐ฝ๐ฒ๐ฟ๐ฎ๐๐ถ๐ผ๐ป๐ฎ๐น ๐ฟ๐ถ๐๐ธ. In 2021 alone, Our RBC ratio is 1,123%.
So, isipin niyo na 174+ years na si Company sa industry na ito. Kahit pa mag sabay-sabay magclaim ang mga clients namin, the company can pay up to 11x using its capital.
๐๐จ๐ฎ ๐๐จ๐ง'๐ญ ๐ก๐๐ฏ๐ ๐ญ๐จ ๐ฐ๐จ๐ซ๐ซ๐ฒ, because ๐ญ๐ก๐ข๐ฌ ๐ฉ๐ซ๐จ๐ฏ๐๐ฌ ๐ญ๐ก๐๐ญ ๐ฒ๐จ๐ฎ๐ซ ๐ก๐๐ซ๐ ๐๐๐ซ๐ง๐๐ ๐ฆ๐จ๐ง๐๐ฒ ๐ข๐ฌ ๐ข๐ง ๐ ๐จ๐จ๐ ๐ก๐๐ง๐๐ฌ, with our company, it is protected.
๐ป๐๐๐ ๐๐๐๐ ๐๐๐๐? ๐