Jofrey Balande-Manulife Licensed Financial Advisor

Jofrey Balande-Manulife Licensed Financial Advisor Financial Coach/Financial Planner/
Associate Unit Head

⚓ Your hard work at sea deserves a secure future on land. 💚As a seafarer, you work far from home to build a better life ...
17/08/2026

⚓ Your hard work at sea deserves a secure future on land. 💚

As a seafarer, you work far from home to build a better life for your loved ones. Make every hard-earned peso count by planning for financial protection, savings, retirement, and your family’s future.

🌱 Protect today. Save wisely. Prepare for tomorrow.

Let’s build a financial plan that works for you—while you’re at sea and when you finally come home.

📩 pm me for free consultation.

🚨 A critical illness can happen to anyone—regardless of age or lifestyle.The question is: Are you financially prepared?C...
01/08/2026

🚨 A critical illness can happen to anyone—regardless of age or lifestyle.

The question is: Are you financially prepared?

Critical illness insurance can provide a cash benefit upon diagnosis of a covered condition, helping you manage medical expenses, daily bills, and your family’s financial needs while you focus on recovery.

💚 Protect your income.
💚 Protect your savings.
💚 Protect your loved ones.

📩 Message me today for a FREE quotation and financial needs analysis.
📱 0936 931 6800



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The best time to prepare is before life gives you a reason to. 💚Most people insure their car, phone, or home—but forget ...
10/07/2026

The best time to prepare is before life gives you a reason to. 💚

Most people insure their car, phone, or home—but forget to protect their greatest asset: themselves.

Life insurance is more than just a benefit when something unexpected happens. It can help you:
✅ Protect your family’s future
✅ Prepare for critical illness
✅ Build long-term savings and investments
✅ Leave a legacy for the people you love

Don’t wait until it’s too late to realize its value.

📩 Curious about how life insurance works or how much coverage fits your budget? Send me a message for a FREE Financial Needs Analysis with no obligation.


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Your health is your greatest investment. Protect it while growing your money. 💚Life is unpredictable, but your future do...
01/07/2026

Your health is your greatest investment. Protect it while growing your money. 💚

Life is unpredictable, but your future doesn’t have to be.

With Manulife GoalReady for Health, you can enjoy:
✅ Investment-linked savings for your future
✅ Life Insurance Protection
✅ Child Critical Illness Coverage
✅ Early Stage Critical Illness Coverage
✅ Advanced Critical Illness Coverage

Whether you’re starting a family, building your career, or planning for retirement, having the right protection today can help secure tomorrow.

📩 Send me a message for a FREE personalized proposal based on your age and budget.
📞 09369316800
📧 [email protected]

Insurance is not an expense—it’s a financial safety net for you and the people you love.










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💡 How does a UITF work?A Unit Investment Trust Fund (UITF) lets you grow your money beyond a regular savings account. In...
23/04/2026

💡 How does a UITF work?

A Unit Investment Trust Fund (UITF) lets you grow your money beyond a regular savings account. Instead of earning low interest, your funds are pooled with other investors and managed by professional fund managers who invest in assets like stocks, bonds, or a mix of both.

📈 Why consider UITF?
✔️ Higher potential returns than traditional bank savings
✔️ Professionally managed
✔️ Flexible—start with an amount that fits your budget

✨ Real example:
One of my clients invested, and in just 6 months, we’ve already seen positive growth in their portfolio.

🚀 Don’t just save—make your money work for you.

Message me to learn how to start your UITF investment today!

Protect yourself and your loved ones with Manulife HealthFlex and get critical illness coverage until age 100—so you can...
01/04/2026

Protect yourself and your loved ones with Manulife HealthFlex and get critical illness coverage until age 100—so you can focus not just on adding years to your life, but adding life to your years.

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No matter how prepared you are, critical illness can still strike unexpectedly. ​​Protect your health with Manulife Heal...
01/04/2026

No matter how prepared you are, critical illness can still strike unexpectedly. ​
​
Protect your health with Manulife HealthFlex for coverage of up to 100 critical illnesses. Take your healthcare further with Manulife.​

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Critical illness can strike at the most-unexpected time.​​Manulife HealthFlex keeps you protected against critical illne...
24/03/2026

Critical illness can strike at the most-unexpected time.​
​
Manulife HealthFlex keeps you protected against critical illnesses like cancer, stroke, and diabetes until age 100.​
​
Make the MOVE to better health today.​

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🚨 URGENT REMINDER 🚨No one plans to get sick.No one expects an accident.But when it happens, are you prepared?Health emer...
25/02/2026

🚨 URGENT REMINDER 🚨

No one plans to get sick.
No one expects an accident.
But when it happens, are you prepared?

Health emergencies can happen anytime—and medical bills can drain your savings in just one hospital stay. A Health and Life Insurance with Manulife protects you and your family when it matters most.

✅ Covers hospitalization & critical illness
✅ Provides financial security for your loved ones
✅ Peace of mind today, protection for the future

Don’t wait for a wake-up call.
Protect your health. Secure your life.

📩 Message me NOW and let’s get you covered before it’s too late.





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HMO? Covered.Critical Illness Insurance? Even better. 💪Your HMO pays the hospital, but Critical Illness Insurance pays y...
25/02/2026

HMO? Covered.
Critical Illness Insurance? Even better. 💪

Your HMO pays the hospital, but Critical Illness Insurance pays you — so you can focus on recovery, not bills.
The truth is, you should have both!

Dm me to learn more. 💚






Address

Manulife Lilangs Bldg. Pajo National Highway
Lapu-Lapu City
6015

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