24/06/2025
🏥 Manulife Medical Secure – Full List of Benefits
🔹 1. High Annual Benefit Limit
Choose from ₱1M, ₱2.5M, or ₱5M coverage per year
🔹 2. Cashless or Reimbursement Options
Use accredited hospitals nationwide (cashless)
Non-accredited hospitals (via reimbursement)
🔹 3. Room and Board
Covered up to:
Plan 1: ₱5,000/day
Plan 2: ₱7,500/day
Plan 3: ₱15,000/day
🔹 4. In-Patient Hospitalization Coverage
Includes:
Doctor’s fees
Operating room and surgical costs
ICU stay
Diagnostic tests
In-hospital medicines
Blood/blood components
Surgical supplies
🔹 5. Pre- and Post-Hospitalization
Covered 60 days before and after confinement (consultation, labs, meds)
🔹 6. Special Procedures (In-patient)
Covered procedures include:
Chemotherapy/Radiotherapy
Dialysis
Heart surgery
MRI, CT Scan, PET Scan
Laparoscopy, Endoscopy, Gamma Knife
Organ transplants (limits apply)
🔹 7. Emergency Care
Emergency treatment (with or without confinement)
Land ambulance service: up to ₱3,000 per incident
Sports injuries: up to ₱10,000
🔹 8. Outpatient Benefits
Annual Executive Check-up
Includes CBC, Chest X-ray, ECG, Lipid Profile, Pap Smear/Mammogram, etc.
Telemedicine with 24/7 GP access
Physical therapy (12 sessions/year)
Occupational therapy (12 sessions/year)
🔹 9. Life Insurance Benefit
10% of Annual Benefit Limit paid in case of death
🔹 10. Flexible Deductible Options
With deductible plans (₱100K, ₱150K, ₱200K)
Or Full Cover (No Deductible) plan
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👤 Eligibility
Age: 15 days to 65 years old
Renewable yearly up to age 75
