Sunlife Financial Advisor-Candy Alavata

07/01/2024

SUN Smarter Life Elite Peso 10 suits you if you want guaranteed returns.

Clients’ favorite Sun Life plan! Simple lang. Because this is an Insurance plan that keeps on giving and giving. Babayaran mo lang ng 10 years at meron ka nang GUARANTEED CASH RETURNS + DIVIDENDS until age 100! 🌱🪴😊🤑

Ang saya diba? Plus it has DOUBLE life insurance.

PM me for more details. 🌱

03/03/2023

ARE YOU A PARENT HAVING A DREAM FOR YOUR PARENTS?

Mga parents, pangarap mo ang makapagtapos ng pag aaral ang anak ninyo tama po ba?

Magandang paghandaan ang college fund ni baby habang maaga. Sa Sun Life, we have Sun Dream Achiever to secure your child's college fund!

Ano ba ang advantage ng Sun Dream Achiever?
1. Mas malaki ang educational benefits ni baby compared sa total na binayad mo sa loob ng 5 taon.
2. Kumikita ng dividend/interest ang pera mo sa plan, mas malaki pa sa interest sa bangko. Pwede mong iwithdraw ito sa graduation para may pang celebrate 😍
3. Insured din si parent kaya kung in case mawala si parent, tuloy pa rin sa pag aaral si baby.
4. May accident benefit at disability benefit din for parent.

Diba? Andaming features 🥰😍 Mas magandang mag ipon at kumita ng interest kesa magloan at ikaw ang kinikitaan ng interest? 😁

Interested para sa educ plan ni baby? Tara pag usapan natin 😁ctto

Your financial advisor,

Message me now to avail! 🙂

18/10/2022

PLEASE!! READ THIS 📣
Scenario:

Friend 1: Gipit ako ngayon. Stop na ako. Pwede ko ba makuha lahat ng dineposit ko? (After paying his regular-pay VUL for a few months)

Friend 2: Bakit, pag nag-claim ka ng coverage for death or sickness, pwede ba bawiin ng insurance company?

Hehe! Kidding aside... bakit nga ba usually walang nakukuha kapag a few months old pa lang ang policy mo?

1.) It's not a bank deposit account.
A regular-pay VUL policy po is NOT a bank deposit account, where you can "park" your money and withdraw whenever you want. It is a protection contract between a client and an insurance company. Hindi sya fair for the insurance company kasi malaking risk ang tinataya nila. Milyones ang kapalit ng binabayad mong premium. The only time na may makukuha ka po from your policy is kapag may tubo na ito from your investment (fund value), which is only possible kapag matagal na ang policy (at least three years).

2.) It's like hiring the services of a bodyguard.
Think of a VUL policy as your BODYGUARD. Regardless po kung may mangyari sa iyo o wala, kailangan nyo po syang sweldohan, kasi you were protected during the time na ni-hire nyo sya. Plain and simple.

3.) You are buying an asset.
Sa insurance or VUL po kasi, you are basically buying an asset with the choice to do it by "installment." Example, you are buying 1M coverage for 3k a month. If you were saving sa bank, it will take you nearly 30 years bago yan makumpleto. Pero sa insurance, agad-agad. Ownership was effective since Day 1 (for as long as you keep paying your premium). Same with buying a house. If you stop paying for the mortgage, wala kang makukuha. Hindi mo pwede bawiin ang downpayment mo. At lalong di mo rin magiging pagmamay-ari yung property kahit partially paid na. Subject for foreclosure.

Kaya for as long as binabayaran mo ang premium mo, mananatili ang promise ng insurance company to give that big amount if something bad happens to you. Once you stop, the company will also stop with its responsibility with you.. Ang delikado dyan is kung may mangyari sayo at cancelled na ang policy mo, hindi ka talaga maka-cover.

𝑲𝒂𝒚𝒂 𝒊𝒇 𝑰 𝒘𝒆𝒓𝒆 𝒚𝒐𝒖, 𝒄𝒐𝒏𝒕𝒊𝒏𝒖𝒆 𝒎𝒐 𝒍𝒂𝒏𝒈 𝒏𝒐 𝒎𝒂𝒕𝒕𝒆𝒓 𝒘𝒉𝒂𝒕. 𝑰 𝒖𝒏𝒅𝒆𝒓𝒔𝒕𝒂𝒏𝒅 𝒎𝒂𝒉𝒊𝒓𝒂𝒑 𝒔𝒊𝒕𝒖𝒂𝒕𝒊𝒐𝒏 𝒏𝒚𝒐 𝒏𝒐𝒘 𝒑𝒆𝒓𝒐 𝒅𝒊 𝒉𝒂𝒎𝒂𝒌 𝒏𝒂 𝒎𝒂𝒔 𝒎𝒂𝒉𝒊𝒉𝒊𝒓𝒂𝒑𝒂𝒏 𝒌𝒂𝒚𝒐 𝒌𝒂𝒑𝒂𝒈 𝒏𝒂𝒈𝒌𝒂-𝒆𝒎𝒆𝒓𝒈𝒆𝒏𝒄𝒚 𝒂𝒕 𝒊𝒌𝒂𝒘 𝒎𝒊𝒔𝒎𝒐 𝒂𝒕 𝒔𝒖𝒎𝒂𝒃𝒂𝒚 𝒌𝒂 𝒕𝒐 𝒂𝒏 𝒂𝒍𝒓𝒆𝒂𝒅𝒚 𝒆𝒙𝒊𝒔𝒕𝒊𝒏𝒈 𝒇𝒊𝒏𝒂𝒏𝒄𝒊𝒂𝒍 𝒑𝒓𝒐𝒃𝒍𝒆𝒎.

𝗧𝗮𝗻𝗱𝗮𝗮𝗻 𝗺𝗼, 𝗺𝗮𝗿𝗮𝗺𝗶𝗻𝗴 𝗽𝘄𝗲𝗱𝗲𝗻𝗴 𝗺𝗮𝗻𝗴𝘆𝗮𝗿𝗶 𝘀𝗮 𝗶𝘀𝗮𝗻𝗴 𝗺𝗶𝗻𝘂𝘁𝗼 𝗮𝘁 𝗵𝗶𝗻𝗱𝗶 𝗸𝗮 𝗱𝘂𝗻 𝗲𝘅𝗲𝗺𝗽𝘁𝗲𝗱. 𝗘𝘃𝗲𝗻 𝗶𝗻 𝘆𝗼𝘂𝗿 𝘀𝗹𝗲𝗲𝗽, 𝘀𝗼𝗺𝗲𝘁𝗵𝗶𝗻𝗴 𝗰𝗼𝘂𝗹𝗱 𝗵𝗮𝗽𝗽𝗲𝗻.

Get Life Insurance with SUN LIFE. ☀️❤️.
Message us to avail Sun Life Insurances. 🙂💛

05/08/2022

It's August officially! We are in the last month before we hit the -ber months. We're so proud that you're able to lift all that load and challenges along the way, which is no small feat. Face the day with your brightest smile, champ! You are gold! ✨

20/07/2022

Planning is bringing the future into the present, so that you can do something about it now.

- Alan Lakein

I met with a young couple today and I cannot help myself but be amazed of their interest in securing their lives and the future of their growing family. Some people may not believe in getting a life insurance but meeting people who realized that planning for your future is important, that being prepared is so much better, really made me more fulfilled and dedicated as financial advisor. The conversation I had with them really made my day. To someone reading this post sana ma realize mo din that preparing for your future is really a must. SAD events are just around the corner. When you realize it… MESSAGE mo lang ako :)

16/07/2022

Why People Don't Succeed.

16/07/2022

16/07/2022

Sa Panahon ngayon eto na ang bagong POGI POINTS. 😁

Funny but True.
Di sapat ang POGI lang, insured na din! 😁

10/07/2022

Don't waste time. Invest now!

10/07/2022