IMG-My Wealth Compass

31/08/2024

There are smart ways to save money! Let IMG be your guide to achieving a successful financial future. 💙

Are you always G with IMG? Don't forget to attend our weekly trainings and workshops as a way to help you build a solid financial foundation.

18/08/2024

07/08/2024

Are you G with IMG's Savings Challenge? 🤔

Start now by taking small steps to achieve bigger goals for your future. Allocate some for your housing, health, education, investment, and wants in life.

Who's ready to take up the challenge? Comment "I am G with IMG" below.

17/07/2024

Here are three transformative reasons why you should save money!

Embark on a journey towards a brighter future by saving wisely. Achieve financial security, achieve your financial aspirations, and enjoy lasting peace of mind.

Always be G with IMG, and start attaining financial freedom through financial education!

02/07/2024

The Ultimate Kaiser Health Builder Plan is a healthcare plan that empowers individuals to take charge of their own health and future.

Kaiser International Healthgroup, Inc. is a product-based corporation that is actuarially sound. It combines the best aspects of a Health Maintenance Organization (HMO), a health savings account, and a financial investment.

A first-of-its-kind program in the country's HMO scene;
☑️ All-in-one healthcare coverage, savings, emergency fund, and insurance;
☑️ Ensures long-term care even when the client reaches the age of sixty and beyond, when he has only himself to rely on;
☑️ An account that you can take with you! Your plan and funds will follow you even if you change or lose jobs.
☑️ Return of Payment in the first seven (7) years of coverage for non-utilization;
☑️ A four-way insurance coverage:
✔️Term Life
✔️Accidental death and dismemberment
✔️Waiver of installment due to death
✔️Waiver of installment due to permanent and total disability;
☑️ Outpatient benefits, annual physical examinations and dental coverage;
☑️ No exclusions from 8th year onward;
☑️ Flexible, Upgradeable within 30 days;
☑️ Individual coverage is available, but it can also be implemented in businesses as a health savings salary deduction scheme.
☑️ Annual lifetime healthcare benefits accumulate with interest in a "Health Savings Account" from years 8 to 20.
☑️ "Health Savings Account" earn interest beyond 20 years.
☑️ Payable over a period of seven years only, with fix rates for the duration of the payment period;
☑️ Issue age up to 60, but coverability extends after 60; and,
☑️ Reinstatement can be done within 2 years after lapsed policy.
☑️ Benefits can be used up to any age.

For more information and queries, please message me! :)

29/06/2022

Walang income na sapat sa taong gastador. Pero ang totoo, kung ano man ang meron ka ngayon ay pwede kang magsimulang mag-ipon. 😍

The wealth formula:

Income - 10% tithes - 20% personal savings = 70% expenses

26/05/2022

THIS IS HOW KAISER LONG TERM HEALTHCARE WORKS!

Hindi mo man magagamit ito sa ngayun but im sure in the long run pasasalamatan mo ito.

HOW KAISER LONGTERM Healthcare is very important? 😃

✔Kapag hindi ka na employed, hindi ka magwoworry kung maospital ka.

✔Kapag hindi mo nagamit ang annual health care coverage mo hindi sya naeexpire unlike short-term health care.
Marereceive mo ang guaranteed Long-term care bonus sa maturity.

✔May kasama na syang insurance for income protection sa family just in case may nangyari sa policy holder.

✔Nakainvest pa sa mutual fund ang health fund kaya nag-eearn sya ng 10% at may variable earning pa depende sa performance ng stock market.

✔Waived na ang payment kung may nangyari sa policy holder, mapapasa pa ang health coverage sa beneficiary.

✔Good as cash sya pagdating ng maturity,
So pede ka magwithdraw gamit ang visa card. Hanggat may fund ang card, patuloy lang ang pag-earn ng interest.

✔Covered ka kahit beyond 60 ka na, as long as you live!

✔In case of emergency, pede magamit as family assistance.

✔Pede ka magkaroon nito sa halagang PhpP88.00 pesos saving a day.

Kung kaya mo.mag ipon ng Php88 / day
usap tayo.

Depends on Age...
10-40 yrs old K45, K50, K60, nK75, K100, ...K1000
41-50 yrs old K60, k75, K100, ...K1000
51-60 yrs old K75, K100, ...K1000

PM to know more..
Guide Kita

27/04/2022

IT'S PAYDAY! 😊😊😊

SAVE/INVEST A PORTION OF YOUR SALARY IN MUTUAL FUNDS! :)

Ang galing talaga sa IMG!!! Pang-masa at abot kaya!!!

✔Every New IMG Member: may 1,000 Initial Investment in Soldivo Funds!
✔ Pwede mag-create ng Sub Accounts for Educational Funds ng anak mo, Retirement funds, Travel funds or kahit Emergency funds dahil withdrawable ito anytime.
✔ Pwede ka na mag TOP UP ng halagang 20 PESOS lang!!!

Kayang-kaya diba? ilang 20 pesos na ba dumaan sa kamay mo?
Kaya naman, sulit na sulit ang pag-join sa IMG! just imagine, 20 pesos pwede ka mag-invest! 😎

Pwede rin naman ma-experience mo rin ang benefits na ito! Message mo ako! :)

26/04/2022

❗❗Extended this APRIL!!!

Campaign for financial literacy and give your non-IMG family and friends the gift of protection (free 20K personal accident insurance)!

17/02/2022

Congratulations DJain Richelle!😊🎉

-Repost-

Hit a milestone early this month and finally completed this project of 1M shares for this particular mutual fund.
And yet I’d like to share the emotional stress in the last 3 days and key lessons based on this experience.

lesson #1 - NO matter how young you are now, you will grow old one day. Both my parents are now in their golden years and their APE results from last month were concerning thus decided to come here for further checks. For lab tests alone, we already spent 15,000 and +++ for all others +++ maintenance meds. To say that healthcare is costly is an understatement.
I got my personal healthcare and learned about IMG last 2016. But that’s it. It stopped with me and never reached my parents, brothers, and friends. Fast forward, my mama and papa are no longer qualified for longterm care. Out of pocket hospital expense is a bomb. You may not see the value in getting your own personal healthcare now because you have hmo from work, but you’ll thank your younger self when you’re older.

lesson #2 - YOU’D see that my invesment has reached 1M shares. But what will happen to that if I don’t have my healthcare? I’d end up draining that. Again, out of pocket medical expense is expensive; getting your personal healthcare is still the best. Start investing when you have secured it. Invest (think longterm) according your financial goal, don’t be an emotional investor. Market will rise and fall, but if you have a financial goal, you just let your mf sit because market will eventually recover. Again, No to being an emotional investor.

lesson #3 - YOU end up at the mercy of social media, relatives, politicians if you don’t save and invest for your future. The emotional stress one undergoes with anything health related and add fiancial stress to that. If you still can’t picture it out, just look at your older relatives or neighbors or you’d in fact see it all over social media.

lesson #4 - GOD is amazing and prayer works. The number of miracles - small and big - that happened in our family is countless. For anything and everything, pray.